421 Park Ave, Yale, MI 48097 Property Records

St. Clair County property record for 421 Park Ave, Yale, MI 48097

Property Summary

Property Type	Single Family Home
Details	3 bd · 2.5 ba · 1,805 sqft · built 1946
Lot Size	0.505 acres (21,998 sqft)
Owner	Individual Name on File
Last Sale	$240,000 (Oct 2021)
Tax Bill	$4,963 (2025)
Deeds & Mortgages	Oct 2021 Sale & Mortgage Sep 2019 Sale
Flood Zone	Zone X (minimal risk)
APN	`74-08-015-2002-000`

Property Details

APN / Parcel Number

Primary APN	`74-08-015-2002-000`

Interior

Bedrooms	3 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Stories	1 Story
Building Area	1,805 sqft Living Area
1st Floor Area	1,805 sqft
Basement Area	1,041 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1946
Effective Year Built	Effective 1946
Lot Area	21,998 sqft (0.505 acres)
Lot Dimensions	200 ft deep x 110 ft wide
Garage Area	576 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C

Location & Zoning

Street Address	421 PARK AVE
City	YALE
State	MI
Zip	48097-2855
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	E 110 FT OF W 270 FT OF S 200 FT OF N 233 FT OF NE 1/4 SEC 15 T8N R14E
Legal Range	14E
Legal Township	08N
Legal Section	15
Jurisdiction	SAINT CLAIR MI
Township / Civil Division	YALE
Census Block Group	1
Census Block	1030
Census Tract	655100

Owner

421 Park Ave is owned and occupied by an individual who bought it in October 2021.

Source: St. Clair County records, as of September 17, 2026

Owner of Record	Individual Name on File
Mailing Address	421 PARK AVE, YALE, MI 48097-2855
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Oct 22, 2021	Warranty Deed, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Sep 3, 2019	Warranty Deed, Transfer PARKS TITLE

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 22, 2021 · Amount on File
Deed Sale	Oct 22, 2021 · Amount on File
Prior Sale	Sep 3, 2019 · Amount on File
Deed Document Number	202129813
Deed Book / Page	5438 / 38
Record Updated	Oct 29, 2026

October 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Oct 22, 2021
Property Address	421 PARK AVE, YALE, MI 48097-2855
Document Number	543838
Book / Page	5438 / 38
Instrument Date	Oct 6, 2021
Instrument	2021029813
Transaction Type	Transfer
Record Updated	Nov 3, 2021
Title Company	MARITIME TITLE AGENCY LLC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,800.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 PARK AVE, 421, YALE, MI 48097-2855

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 PARK AVE, YALE, MI 48097-2855

Mortgage

Document Number	2021029814
Date	Oct 22, 2021
Instrument	2021029814

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Nov 1, 2051

September 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SAINT CLAIR MI
Recording Date	Sep 3, 2019
Property Address	421 PARK AVE, YALE, MI 48097-2855
Document Number	0050920458
Book / Page	005092 / 000458
Instrument Date	Aug 20, 2019
Transaction Type	Transfer
Record Updated	Oct 11, 2019
Title Company	PARKS TITLE

Transaction

Amount	Amount on Record
Tax	$1,444.80
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	4453 LONE OAK DR MUSSEY MI 480143057, MUSSEY, MI 48014-3057

Tax Assessment & Valuation

The 2025 property tax bill for 421 Park Ave was $4,963 with a homeowner's exemption, up 4% from the year before.

Source: St. Clair County assessment roll, as of September 17, 2026

Property Jurisdictions

Type	Name
State	Michigan
County	St. Clair County
Municipality	Yale City
Unified School District	Yale Public Schools (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$140,600 (+8.4%)	$281,200
2025	$4,963.00 (+4.05%) Homeowner's exemption	$129,700
2024	$4,770.00		$259,400
2023		$107,500
2022	$4,394.00		$215,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Park Ave in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective July 20, 2022

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone A, within 500 ft
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Park Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 95% of the US · lower than 89% of Michigan
Wildfire Likelihood	Under 0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF YALE serves 1,900 people · EPA ID MI0007230
Water Source	Groundwater
Last State Inspection	Feb 2026

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	No certified operator Apr 2021
Monitoring and Reporting	4 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 63 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Xfinity Cable	1,200 / 35
AVS Broadband Fixed Wireless	100 / 20

May also be available: T-Mobile, Verizon.

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