Montgomery County property record for 421 Palmtree Dr, Gaithersburg, MD 20878
| Property Type | Townhouse |
|---|---|
| Details | 1.5 ba · 1,120 sqft · built 1988 |
| Lot Size | 0.058 acres (2,542 sqft) |
| Owner | Individual Name on File |
| Last Sale | $233,200 (Oct 2017) |
| Tax Bill | $4,056 (2025) |
| Deeds & Mortgages | Oct 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 09-02646454 |
| Primary APN | 09-02646454 |
|---|---|
| Alternative APN |
|
| Full Baths | 1.5 Baths |
|---|---|
| Half Baths | 1 Half Bath |
| Stories | 2 Stories |
| Building Area | 1,120 sqft Living Area |
| 1st Floor Area | 560 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1988 |
|---|---|
| Effective Year Built | Effective 1988 |
| Architectural Style | Townhouse |
| Exterior Material | Siding |
| Roof Material | Composition Shingle |
| Lot Area | 2,542 sqft (0.058 acres) |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Municipal |
| Account Number | 02646454 |
|---|---|
| Street Address | 421 PALMTREE DR |
| City | GAITHERSBURG |
| State | MD |
| Zip | 20878-2963 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | R20 |
| Legal Description | PARK SUMMIT |
| Legal Subdivision | PARK SUMMIT |
| Legal Block | D |
| Legal Lot Number | 79 |
| Jurisdiction | MONTGOMERY MD |
| Township / Civil Division | 9 |
| Census Block Group | 2 |
| Census Block | 2000 |
| Census Tract | 700837 |
Source: Montgomery County records, as of August 17, 2026
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 PALMTREE DR, GAITHERSBURG, MD 20878-2963 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 18, 2017 · Amount on File |
| Deed Sale | Oct 18, 2017 · Amount on File |
| Prior Sale | Aug 10, 1998 · Amount on File |
| Deed Book / Page | 55098 / 405 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | MONTGOMERY MD |
| Recording Date | Oct 18, 2017 |
| Property Address | 421 PALMTREE DR, GAITHERSBURG, MD 20878-2963 |
| Document Number | 0550980405 |
| Book / Page | 55098 / 405 |
| Map Reference | MB139 PL16029 |
| Instrument Date | Sep 19, 2017 |
| Transaction Type | Transfer |
| Record Updated | May 3, 2022 |
| Title Company | TITLE MARYLAND GENES OF MARY |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 421 PALMTREE DR, GAITHERSBURG, MD 20878-2963 |
| Document Number | 0055098413 |
|---|---|
| Date | Oct 18, 2017 |
| Instrument | 55098/413 |
| Name | TOWNEBANK MORTGAGE |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Oct 1, 2047 |
Source: Montgomery County assessment roll, as of August 17, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Montgomery County |
| Municipality | Gaithersburg City |
| Unified School District | Montgomery County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $310,300 (+7.31%) Land $150,000 Building $160,300 | $310,300 (-) Land $150,000 Building $160,300 | |
| 2025 | $4,056.00 (+54.4%) | $289,167 (+17.12%) | $310,300 (+25.68%) Land $150,000 Building $160,300 |
| 2023 | $246,900 Land $120,000 Building $126,900 | $246,900 Land $120,000 Building $126,900 | |
| 2022 | $2,627.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 12, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Nearest Special Flood Hazard Area | Zone A, within 500 ft |
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 98.5% of Maryland |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | WASHINGTON SUBURBAN SANITARY COMMISSION serves 1,900,000 people · EPA ID MD0150005 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | May 2025 |
| Lead | Under 1 ppb (2018–2020) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 97 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Xfinity Cable | 2,000 / 2,000 |
| AT&T Fixed Wireless | 100 / 20 |
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