421 Palm Ave, Watsonville, CA 95076 Property Records

Santa Cruz County property record for 421 Palm Ave, Watsonville, CA 95076

Property Summary

Property Type	Single Family Home
Details	3 bd · 2 ba · 1,846 sqft · built 1909
Lot Size	0.391 acres (17,032 sqft)
Owner	2 Individual Names on Record
Last Sale	$537,000 (Aug 2015)
Tax Bill	$8,072 (2025)
Deeds & Mortgages	Jun 2021 Transfer Jun 2021 Mortgage + 4 more
Flood Zone	Zone X (minimal risk)
APN	`018-071-26`

Property Details

APN / Parcel Number

Primary APN	`018-071-26`
Alternative APNs	`018-071-26-000` `01807111000`

Interior

Bedrooms	3 Beds
Full Baths	2 Baths
Half Baths	1 Half Bath
Total Rooms	6 Rooms
Building Area	1,846 sqft Living Area
Gross Area	2,206 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1909
Effective Year Built	Effective 2000
Construction Type	Wood
Roof Type	Sawtooth
Roof Material	Composition Shingle
Lot Area	17,032 sqft (0.391 acres)
Garage Type	Attached
Garage Area	360 sqft
Parking Spaces	1 Parking Space

Utilities, Heating & Cooling

Heating System	HVAC
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Street Address	421 PALM AVE
City	WATSONVILLE
State	CA
Zip	95076-3940
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Subdivision	W H WEEKS
Legal Lot Number	11
Jurisdiction	SANTA CRUZ CA
Township / Civil Division	WATSONVILLE
Census Block Group	1
Census Block	1021
Census Tract	110201

Owner

Source: Santa Cruz County records, as of August 19, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jun 15, 2021	Intrafamily Transfer, Transfer STEWART TITLE OF CA INC
Jun 14, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage QUICKEN LOANS LLC
Apr 10, 2020	Quit Claim Deed, Transfer STEWART TITLE, STEWART TITLE/CA
Apr 9, 2020	Intrafamily Transfer, Transfer · Conventional Mortgage PARAMOUNT RESIDENTIAL MORTGAGE GROU
Dec 14, 2017	Quit Claim Deed, Transfer STEWART TITLE
Dec 13, 2017	Intrafamily Transfer, Transfer · Conventional Mortgage FREMONT BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 27, 2015 · Amount on Record
Deed Sale	Aug 27, 2015 · Amount on Record
Prior Sale	Apr 28, 2000 · Amount on Record
Deed Document Number	201535095
Last Transfer Date	Jun 2, 2021
Transfer Doc	0000032822
Record Updated	Sep 20, 2026

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 15, 2021
Property Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Document Number	0000032822
Map Reference	MB 16 PG 2
Instrument Date	Jun 2, 2021
Instrument	2021-0032822
Transaction Type	Transfer
Record Updated	Jun 7, 2023
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Investor	Possibly a Property Investor

June 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Jun 14, 2021
Property Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Document Number	0000032669
Map Reference	MB 16 PG 2
Instrument Date	Jun 2, 2021
Instrument	2021-0032669
Transaction Type	Transfer
Record Updated	Jul 6, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property with Right of Survivorship
Address	421 PALM AVE, CORRALITOS, CA 95076-3940
Investor	Possibly a Property Investor

Mortgage

Document Number	0000032670
Date	Jun 14, 2021
Instrument	2021-0032670

Lender

Name	QUICKEN LOANS LLC
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jul 1, 2051

April 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 10, 2020
Property Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Document Number	0000012312
Instrument Date	Apr 3, 2020
Instrument	12312
Transaction Type	Transfer
Record Updated	May 6, 2020
Title Company	STEWART TITLE, STEWART TITLE/CA

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	421 PALM AVE WATSONVILLE CA 950763940, WATSONVILLE, CA 95076-3940

April 2020: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Apr 9, 2020
Property Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Document Number	0000012157
Map Reference	MB 16 PG 2
Instrument Date	Apr 3, 2020
Instrument	2020-0012157
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Investor	Possibly a Property Investor

Mortgage

Document Number	0000012158
Date	Apr 9, 2020
Instrument	2020-0012158

Lender

Name	PARAMOUNT RESIDENTIAL MORTGAGE GROU
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	May 1, 2050

December 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 14, 2017
Property Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Document Number	0000042385
Instrument Date	Dec 8, 2017
Instrument	42385
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	STEWART TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Living Trust
Address	421 PALM AVE WATSONVILLE CA 950763940, WATSONVILLE, CA 95076-3940

December 2017: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	SANTA CRUZ CA
Recording Date	Dec 13, 2017
Property Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Document Number	0000042322
Map Reference	MB16 PG2
Instrument Date	Dec 8, 2017
Instrument	2017-0042322
Transaction Type	Transfer
Record Updated	Aug 17, 2021
Title Company	STEWART TITLE OF CA INC

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 PALM AVE, WATSONVILLE, CA 95076-3940
Investor	Possibly a Property Investor

Mortgage

Document Number	0000042323
Date	Dec 13, 2017
Instrument	2017-0042323

Lender

Name	FREMONT BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2048

Tax Assessment & Valuation

Source: Santa Cruz County assessment roll, as of August 19, 2026

Property Jurisdictions

Type	Name
State	California
County	Santa Cruz County
Municipality	Watsonville City
Unified School District	Pajaro Valley Joint Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$648,413 (+2%) Land $389,048 Building $259,365
2025	$8,072.00 (+13.08%) Homeowner's exemption	$635,700 (+4.04%) Land $381,420 Building $254,280
2023	$7,138.00 (+1.8%) Homeowner's exemption	$611,015 Land $366,609 Building $244,406	$668,070
2022	$7,012.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective July 10, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 8 (10% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 98.4% of California
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF WATSONVILLE serves 65,231 people · EPA ID CA4410011
Water Source	Surface water
Last State Inspection	Jul 2023
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 823 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · DSL	5,000 / 5,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Cruzio Fixed Wireless	1,000 / 1,000
Razzolink Fixed Wireless	500 / 250
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: GeoLinks.

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