421 Overlook Rd, Lake Ozark, MO 65049 Property Records

Miller County property record for 421 Overlook Rd, Lake Ozark, MO 65049

Property Summary

Property Type	Single Family Home
Details	3 bd · 1,350 sqft · built 1949
Lot Size	0.626 acres (27,275 sqft)
Owner	2 Individual Names on File
Last Sale	$200,000 (Jul 2021)
Tax Bill	$2,424 (2025)
Deeds & Mortgages	Jul 2023 Line of Credit Jul 2021 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`10108`

Property Details

APN / Parcel Number

Primary APN	`10108`
Alternative APN	`124019002001017000`

Interior

Bedrooms	3 Beds
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,350 sqft Living Area
1st Floor Area	1,350 sqft
Basement Area	1,350 sqft

Exterior

Year Built	Built 1949
Effective Year Built	Effective 2010
Construction Type	Frame
Lot Area	27,275 sqft (0.626 acres)

Location & Zoning

Account Number	10108
Street Address	421 OVERLOOK RD
City	LAKE OZARK
State	MO
Zip	65049-7140
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 28 LOOKOUT POINT
Legal Range	15W
Legal Township	40N
Legal Section	19
Legal Subdivision	LOOKOUT POINT
Legal Lot Number	28
Jurisdiction	MILLER MO
Township / Civil Division	GLAZE
Census Block Group	1
Census Block	1027
Census Tract	962701

Owner

421 Overlook Rd is owned and occupied by two individuals who bought it in July 2021.

Source: Miller County records, as of October 20, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 OVERLOOK RD, LAKE OZARK, MO 65049-7140
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jul 3, 2023	Deed of Trust, Mortgage · Line of Credit US BANK NA
Jul 27, 2021	Warranty Deed, Transfer · Conventional Mortgage FIRST STATE BANK OF ST CHARLES MO

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 27, 2021 · Amount on File
Deed Sale	Jul 27, 2021 · Amount on File
Prior Sale	Aug 17, 2010 · Amount on File
Deed Document Number	20214120
Deed Book / Page	2021 / 4120
Transfer Doc	0020103633
Record Updated	Oct 29, 2026

July 2023: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MILLER MO
Property Address	421 OVERLOOK RD, LAKE OZARK, MO 65049-7140
Transaction Type	Mortgage
Record Updated	Jan 2, 2024
Title Company	RADIAN SETTLEMENT SERVICES INC, RADIAN SETTLEMENT SVCS INC

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 OVERLOOK RD, LAKE OZARK, MO 65049-7140

Mortgage

Document Number	02023/2744
Date	Jul 3, 2023
Book Page	2023/2744
Instrument	202302744

Lender

Name	US BANK NA
Type	Bank
Address	CINCINNATI, OH 45202

Agreement

Type	Line of Credit
Amount	Amount on Record
Term	179 Months
Due	Jun 12, 2038

July 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MILLER MO
Recording Date	Jul 27, 2021
Property Address	421 OVERLOOK RD, LAKE OZARK, MO 65049-7140
Document Number	02021/4120
Book / Page	2021 / 4120
Map Reference	CAB A SL 465
Instrument Date	Jul 23, 2021
Instrument	202104120
Transaction Type	Transfer
Record Updated	Jan 2, 2024
Title Company	ARROWHEAD TITLE

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 467, OSAGE BEACH, MO 65065-0467

Mortgage

Document Number	0202104121
Date	Jul 27, 2021
Instrument	202104121

Lender

Name	FIRST STATE BANK OF ST CHARLES MO
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Aug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 421 Overlook Rd was $2,424.

Source: Miller County assessment roll, as of December 16, 2025

Property Jurisdictions

Type	Name
State	Missouri
County	Miller County
Municipality	Lake Ozark City
Unified School District	School of The Osage School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$46,640 (-) Land $19,780 Building $26,860	$245,480 (-) Land $104,110 Building $141,370
2025	$2,424.00	$46,640 Land $19,780 Building $26,860	$245,480 Land $104,110 Building $141,370
2023		$41,030 Land $17,970 Building $23,060	$215,990 Land $94,600 Building $121,390

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Overlook Rd in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective April 17, 2018 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (2013–2019)
Claims Outside the SFHA	2 of 2
Most Recent Claim	Apr 2019 · Severe Storms, Tornadoes, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Overlook Rd is moderate, ranking above 42% of the US, with a 0.07% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 42% of the US · above 45% of Missouri
Wildfire Likelihood	0.07% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	BEACH CLUB CONDO ASSN private · serves 65 people · EPA ID MO3302314
Water Source	Groundwater
Last State Inspection	Oct 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 103 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Wave Internet Technologies Fixed Wireless	100 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Wisper ISP.

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