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421 Oneida St, Fulton, NY 13069 Property Records

Oswego County and Fulton City property record for 421 Oneida St, Fulton, NY 13069

Property Summary

Property TypeTriplex
Details4 bd · 3 ba · 2,682 sqft · built 1930
Lot Size0.142 acres (6,204 sqft)
OwnerIndividual Name on File
Tax Bill$3,034 (2025)
Deeds & MortgagesMar 2022 Second Mortgage
Aug 2020 Mortgage
+ 2 more
Flood ZoneZone X (minimal risk)
APN350400 236.56-01-22

Property Details

APN / Parcel Number

Primary APN350400 236.56-01-22
Alternative APNs
  • 040023605600010220000000
  • 3274

Interior

Bedrooms4 Beds
Full Baths3 Baths
Units4 Units
Stories2 Stories
Building Area2,682 sqft Total Area
1st Floor Area1,404 sqft
2nd Floor Area1,152 sqft
Upper Floors Area126 sqft

Exterior

Year BuiltBuilt 1930
Effective Year BuiltEffective 1965
Architectural StyleTraditional
Exterior MaterialAluminum/Vinyl
Lot Area6,204 sqft (0.142 acres)
Lot Dimensions94 ft deep x 66 ft wide
PorchSlab
Porch Area150 sqft

Utilities, Heating & Cooling

Heating SystemForced Air with A/C
Heating FuelGas
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number3274
Street Address421 ONEIDA ST
CityFULTON
StateNY
Zip13069-1345
Property CategoryResidential
Property TypeResidential > Multi-Unit > Triplex
Local Zoning CodeR2
Legal SubdivisionFULTON
Legal Block1
Legal Lot Number22.000
JurisdictionOSWEGO NY
Township / Civil DivisionFULTON
Census Block Group2
Census Block2027
Census Tract21101

Owner

Source: Oswego County and Fulton City records · APN 350400 236.56-01-22

Assessment roll updated April 30, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address2732 BENT LEAF DR, VALRICO, FL 33594-4787
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Mar 24, 2022Deed of Trust, Mortgage · Stand-Alone Second Mortgage
KEY BANK NA
Aug 12, 2020Deed of Trust, Mortgage · Closed-End Mortgage
KEY BANK NA
Nov 14, 2019Warranty Deed, Transfer
CNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC
Apr 06, 2018Warranty Deed, Transfer

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last Transfer DateMay 14, 2007
Transfer Doc0000008111
Record UpdatedJun 08, 2026

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address421 ONEIDA ST, FULTON, NY 13069-1345
Transaction TypeMortgage
Record UpdatedApr 11, 2022
Title CompanySOLIDIFI TITLE AND CLOSING, SOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name
Address2732 BENT LEAF DR, VALRICO, FL 33594-4787

Mortgage

Document Number0000002865
DateMar 24, 2022
InstrumentR-2022-002865
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeStand-Alone Second Mortgage
AmountAmount Recorded
Term241 Months
DueApr 02, 2042

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionOSWEGO NY
Property Address421 ONEIDA ST, FULTON, NY 13069-1345
Transaction TypeMortgage
Record UpdatedFeb 05, 2021
Title CompanySOLIDIFI TITLE & CLOSING LLC

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000006644
DateAug 12, 2020
InstrumentR-2020-006644
Lender
NameKEY BANK NA
TypeBank
AddressCLEVELAND, OH 44144
Agreement
TypeClosed-End Mortgage
AmountAmount Recorded
Term240 Months
DueAug 17, 2040

November 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateNov 14, 2019
Property Address421 ONEIDA ST, FULTON, NY 13069-1345
Document Number0000010453
Instrument DateOct 28, 2019
Instrument10453
Transaction TypeTransfer
Record UpdatedDec 31, 2019
Title CompanyCNY ABSTRACT AND TITLE SERVICES INC, CNY ABS & TITLE SVCS INC

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address2732 BENT LEAF DR VALRICO FL 335944787, VALRICO, FL 33594-4787

April 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionOSWEGO NY
Recording DateApr 06, 2018
Property Address421 ONEIDA ST, FULTON, NY 13069-1345
Document Number0000003223
Instrument DateApr 04, 2018
Instrument3223
Transaction TypeTransfer
Record UpdatedApr 30, 2018

Transaction

AmountAmount Recorded
Tax$84.00
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address514 COUNTY ROUTE 36 HANNIBAL NY 130742227, HANNIBAL, NY 13074-2227

Tax Assessment & Valuation

Source: Oswego County and Fulton City records · Assessment roll updated April 30, 2026 · Last verified May 2026

Property Jurisdictions

TypeName
StateNew York
CountyOswego County
MunicipalityFulton City
Unified School DistrictFulton City School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$3,034.00$59,000 (-) Land $4,900 Building $54,100$77,632 (+21.05%) Land $6,447 Building $71,185
2023$59,000 Land $4,900 Building $54,100$64,130 Land $5,326 Building $58,804

Flood & Wildfire

Source: FEMA National Flood Hazard Layer as of October 15, 2024 · FEMA NFIP claims and policies as of September 2026 · USDA Forest Service Wildfire Risk to Communities as of 2024 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies4 in force
Nearby Flood Claims2 (1979–1983)
Most Recent ClaimDec 1983 · rainfall accumulation

Wildfire

Wildfire RiskLow
lower than 80% of the US · above 54% of New York
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection as of December 31, 2025 · Last verified October 2026

ProviderMax Down / Up (Mbps)
Uniti Group
Fiber · DSL in parts of the area		2,000 / 2,000
Spectrum
Cable · Fiber in parts of the area		1,000 / 1,000
Verizon
Fixed Wireless		300 / 20
T-Mobile USA
Fixed Wireless		100 / 20

Based on FCC filings for 650 locations within half a mile of this property.

Drinking Water

Source: EPA Safe Drinking Water Information System as of 2026 Q3 · EPA water system boundaries as of March 2026 · Last verified October 2026

Water SystemFULTON CITY
serves 16,600 people
Water SourcePurchased surface water from OCWA
Last State InspectionSep 2025
Lead3 ppb (2024–2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system as reported to EPA, not water tested at this address; lead at the tap also depends on the building's own pipes. The full violation and enforcement history is in the system's EPA record.

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