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421 Ohio Ave, Troy, OH 45373 Property Records

Miami County property record for 421 Ohio Ave, Troy, OH 45373

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 585 sqft · built 1945
Lot Size0.25 acres (10,890 sqft)
OwnerIndividual Name on File
Last Sale$46,000 (Aug 2019)
Tax Bill$712 (2025)
Deeds & MortgagesAug 2019 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APND08-057523

Property Details

APN / Parcel Number

Primary APND08-057523
Alternative APNs
  • 011017.1-23-003-00
  • D08NE094 00300

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area585 sqft Living Area
1st Floor Area1,170 sqft

Exterior

Year BuiltBuilt 1945
Effective Year BuiltEffective 1945
Architectural StyleConventional
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Foundation TypeRaised
Lot Area10,890 sqft (0.25 acres)
Lot Dimensions103 ft deep x 105 ft wide
Garage TypeDetached
Garage Area216 sqft
Parking Spaces1 Parking Space
PorchPorch
Porch Area90 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemHVAC
Heating FuelGas
SewerConnected

Location & Zoning

Street Address421 OHIO AVE
CityTROY
StateOH
Zip45373-2148
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionIL 6373 104.77'X104.28'
Legal Lot Number6373
JurisdictionMIAMI OH
Township / Civil DivisionCONCORD
Census Block Group3
Census Block3021
Census Tract365101

Owner

421 Ohio Ave is owned and occupied by an individual who bought it in August 2019.

Source: Miami County records, as of July 28, 2026

Owner of RecordIndividual Name on File
Mailing Address421 OHIO AVE, TROY, OH 45373-2148
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleAug 20, 2019 · Amount on File
Deed SaleAug 20, 2019 · Amount on File
Prior SaleMar 9, 2006 · Amount on File
Deed Document Number20192019OR-09505
Prior Transfer DateJan 24, 2019
Prior Transfer Doc0000003368
Record UpdatedOct 29, 2026

August 2019: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionMIAMI OH
Recording DateAug 20, 2019
Property Address421 OHIO AVE, TROY, OH 45373-2148
Document Number0000009505
Map ReferenceMB 11 PG 60
Instrument DateAug 16, 2019
Instrument2019OR-09505
Transaction TypeTransfer
Record UpdatedFeb 17, 2022

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$0.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 OHIO AVE, TROY, OH 45373-2148

Mortgage

Document Number0000009506
DateAug 20, 2019
Instrument2019OR-09506
Lender
NameTHE HUNTINGTON NATIONAL BANK
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueSep 1, 2049

Tax Assessment & Valuation

The 2025 property tax bill for 421 Ohio Ave was $712 with a homeowner's exemption, up 2.9% from the year before.

Source: Miami County assessment roll, as of March 6, 2026

Property Jurisdictions

TypeName
StateOhio
CountyMiami County
County SubdivisionConcord Township
MunicipalityTroy City
Unified School DistrictTroy City School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$712.00 (+2.89%) Homeowner's exemption$21,490 (+16.92%) Land $3,710 Building $17,780$61,400 Land $10,600 Building $50,800
2024$692.00 (+2.22%) Homeowner's exemption$18,380 (-) Land $3,960 Building $14,420
2023$677.00 (+17.33%) Homeowner's exemption$18,380 (-) Land $3,960 Building $14,420$52,500 (-) Land $11,300 Building $41,200
2022$577.00 Homeowner's exemption$18,380 Land $3,960 Building $14,420$52,500 Land $11,300 Building $41,200

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Ohio Ave in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 10, 2023

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Ohio Ave is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 98% of the US · lower than 90% of Ohio
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemTROY CITY PWS
serves 26,305 people · EPA ID OH5501612
Water SourceGroundwater
Last State InspectionSep 2025
LeadUnder 1 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 219 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Frontier
Fiber		7,000 / 7,000
Metronet
Fiber		5,120 / 5,120
Spectrum
Cable		1,000 / 1,000
AT&T
Fixed Wireless		100 / 20

May also be available: Verizon, Watch TV.

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