421 Oakway, Moorhead, MN 56560 Property Records

Clay County property record for 421 Oakway, Moorhead, MN 56560

Property Summary

Property TypeSingle Family Home
Lot Size0.17 acres (7,593 sqft)
OwnerIndividual Name on File
Last Sale$167,000 (Apr 2017)
Tax Bill$2,950 (2026)
Deeds & MortgagesApr 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN58.531.2710

Property Details

APN / Parcel Number

Primary APN58.531.2710

Exterior

Lot Area7,593 sqft (0.17 acres)

Location & Zoning

Street Address421 OAKWAY
CityMOORHEAD
StateMN
Zip56560-3240
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionSUBDIVISIONNAME MORNINGSIDE ADD SUBDIVISIONCD 58531 S 60' OF LOT 20; N 2' OF 21 16 PORTION OF BLOCK B
Legal Range48
Legal Township139
Legal Section09
Legal SubdivisionMORNINGSIDE ADD
JurisdictionCLAY MN
Township / Civil DivisionMOORHEAD
Census Block Group2
Census Block2016
Census Tract30400

Owner

421 Oakway is owned and occupied by an individual who bought it in April 2017.

Source: Clay County records, as of August 25, 2026

Owner of RecordIndividual Name on File
Mailing Address421 OAKWAY, MOORHEAD, MN 56560-3240
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleApr 17, 2017 · Amount on File
Deed SaleApr 17, 2017 · Amount on File
Deed Document Number2017767628
Prior Transfer DateOct 4, 2016
Prior Transfer Doc0000762268
Record UpdatedOct 29, 2026

April 2017: Deed, Transfer

Document TypeDeed
JurisdictionCLAY MN
Recording DateApr 17, 2017
Property Address421 OAKWAY, MOORHEAD, MN 56560-3240
Document Number0000767628
Instrument DateApr 9, 2017
Instrument767628
Transaction TypeTransfer
Record UpdatedFeb 6, 2021
Title CompanyTITLE CO OF FARGO

Transaction

AmountAmount on Record
Loan-to-Value (LTV)LTV on Record
Tax$551.10
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 OAKWAY, MOORHEAD, MN 56560-3240

Mortgage

Document Number, 767629
DateApr 17, 2017
Instrument767629
Lender
Agreement
TypeConventional Mortgage
AmountAmount on Record
Interest
Rate TypeFixed Rate

Mortgage

Document Number0000767630
DateApr 17, 2017
Instrument767630
Lender
NameT & C REAL ESTATE SERVICES
TypeFunding / Finance Company
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term120 Months
DueMay 1, 2027
Interest
Rate TypeFixed Rate

Tax Assessment & Valuation

The 2026 property tax bill for 421 Oakway was $2,950 with a homeowner's exemption.

Source: Clay County assessment roll, as of August 25, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountyClay County
MunicipalityMoorhead City
Unified School DistrictMoorhead Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$2,950.00 Homeowner's exemption$202,400 (+3.69%) Land $36,000 Building $166,400$202,400 (+3.69%) Land $36,000 Building $166,400
2025$195,200 Land $35,700 Building $159,500$195,200 Land $35,700 Building $159,500
2023$2,630.00 Homeowner's exemption$185,500 Land $35,700 Building $149,800$185,500 Land $35,700 Building $149,800

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Oakway in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 26, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Community Rating SystemClass 5 (25% premium discount)
Nearby Flood Policies1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 Oakway has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemMoorhead
serves 44,583 people · EPA ID MN1140008
Water SourceSurface water
Last State InspectionSep 2025
Lead9 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 236 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Midco
Cable · Fixed Wireless in parts of the area
2,000 / 350
Sparklight
Cable
1,000 / 50
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

May also be available: T-Mobile.

Nearby Properties on Oakway

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