Dorchester County property record for 421 Oakley St, Cambridge, MD 21613
| Property Type | Single Family Home |
|---|---|
| Details | 1 ba · 1,422 sqft · built 1953 |
| Lot Size | 0.127 acres (5,551 sqft) |
| Owner | Company Name on File |
| Last Sale | $43,500 (Oct 2014) |
| Tax Bill | $1,952 (2026) |
| Deeds & Mortgages | May 2017 Mortgage May 2021 Line of Credit |
| Flood Zone | Zone X (minimal risk) |
| APN | 07-146809 |
| Primary APN | 07-146809 |
|---|---|
| Alternative APNs |
|
| Full Baths | 1 Bath |
|---|---|
| Stories | 1 Story |
| Building Area | 1,422 sqft Total Area |
| Attic | Attic |
| Attic Area | 234 sqft |
| Year Built | Built 1953 |
|---|---|
| Effective Year Built | Effective 1953 |
| Architectural Style | Conventional |
| Exterior Material | Other |
| Roof Material | Composition Shingle |
| Lot Area | 5,551 sqft (0.127 acres) |
| Porch | Slab |
| Porch Area | 240 sqft |
| Heating Fuel | Electric |
|---|---|
| Sewer | Connected |
| Account Number | 146809 |
|---|---|
| Street Address | 421 OAKLEY ST |
| City | CAMBRIDGE |
| State | MD |
| Zip | 21613-1703 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-3 |
| Legal Description | 5,551 SQ.FT. LOT 421 OAKLEY ST CAM |
| Legal Subdivision | OAKLEY STREET HOMES |
| Legal Lot Number | 421 |
| Jurisdiction | DORCHESTER MD |
| Township / Civil Division | 7, CAMBRIDGE |
| Census Block Group | 2 |
| Census Block | 2016 |
| Census Tract | 970500 |
421 Oakley St is owned by a company that bought it in October 2014.
Source: Dorchester County records, as of October 9, 2026
| Owner of Record | Company Name on File |
|---|---|
| Mailing Address | 8691 MISTY BROOK WAY, EASTON, MD 21601-7925 |
| Owner Type | Company |
| Vesting | Company |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| May 26, 2017 | Deed of Trust, Mortgage · Commercial Mortgage PROVIDENT STATE BANK INC |
| May 4, 2021 | Deed of Trust, Mortgage · Line of Credit CNB |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Oct 3, 2014 · Amount on File |
| Deed Sale | Oct 3, 2014 · Amount on File |
| Prior Sale | Jun 24, 2014 · Amount on File |
| Deed Book / Page | 1229 / 447 |
| Prior Transfer Date | Jun 18, 2014 |
| Prior Transfer Doc | 0012120461 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 421 OAKLEY ST, CAMBRIDGE, MD 21613-1703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | EASTERN SHORE TITLE CO |
| Name | Verified Name |
|---|
| Document Number | 0014020333 |
|---|---|
| Date | May 26, 2017 |
| Book Page | 1402/333 |
| Instrument | 1402-333 |
| Name | PROVIDENT STATE BANK INC |
|---|---|
| Type | Bank |
| Address | CAMBRIDGE, MD 21613 |
| Type | Commercial Mortgage |
|---|---|
| Amount | Amount on Record |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | DORCHESTER MD |
| Property Address | 421 OAKLEY ST, CAMBRIDGE, MD 21613-1703 |
| Transaction Type | Mortgage |
| Record Updated | Oct 27, 2022 |
| Title Company | EASTERN SHORE TITLE COMPANY |
| Name | Verified Name |
|---|
| Document Number | 0016470268 |
|---|---|
| Date | May 4, 2021 |
| Book Page | 1647/268 |
| Name | CNB |
|---|---|
| Type | Bank |
| Address | EASTON, MD 21601 |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|---|
| Change Frequency | Monthly |
The 2026 property tax bill for 421 Oakley St was $1,952, up 6.7% from the year before.
Source: Dorchester County assessment roll, as of October 1, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Dorchester County |
| Municipality | Cambridge City |
| Unified School District | Dorchester County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $1,952.00 (+6.72%) | $104,500 | $118,700 Land $30,200 Building $88,500 |
| 2025 | $1,829.00 | ||
| 2023 | $1,559.00 | $84,400 | $97,400 Land $30,200 Building $67,200 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Oakley St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective April 10, 2022 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 3 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Oakley St is low, with a 0.02% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 67% of the US · above 68% of Maryland |
|---|---|
| Wildfire Likelihood | 0.02% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CAMBRIDGE WATER serves 15,000 people · EPA ID MD0090002 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Jun 2025 |
| Lead | 4 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 414 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
May also be available: Bay Country Communications, Verizon.
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