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421 Oak St, Sebastian, FL 32958 Property Records

Indian River County property record for 421 Oak St, Sebastian, FL 32958

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,090 sqft · built 1977
Lot Size0.239 acres (10,454 sqft)
OwnerIndividual Name on File
Last Sale$280,000 (Jan 2025)
Tax Bill$3,460 (2025)
Deeds & MortgagesJul 2021 Mortgage
Flood ZoneZone X (minimal risk)
APN31-38-01-00002-0370-00008.0

Property Details

APN / Parcel Number

Primary APN31-38-01-00002-0370-00008.0
Alternative APN
  • 16415

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms5 Rooms
Stories1 Story
Building Area1,090 sqft Living Area
1st Floor Area1,090 sqft
Utility Area96 sqft
Utility RoomUtility Room
Interior WallsWallboard/Drywall

Exterior

Year BuiltBuilt 1977
Effective Year BuiltEffective 1997
Exterior MaterialFiber Cement Siding
Construction TypeWood Frame
Foundation TypeSlab (Mat/Raft)
Roof TypeGable
Roof MaterialAsphalt
Lot Area10,454 sqft (0.239 acres)
Lot Dimensions125 ft deep x 82 ft wide
Garage TypeCarport
CarportCarport
Carport Area216 sqft
DrivewayDriveway
Driveway Area68 sqft
FenceFence
Utility Building192 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC
Heating SystemForced Air

Location & Zoning

Account Number16415
Street Address421 OAK ST
CitySEBASTIAN
StateFL
Zip32958-4351
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeRS-10
Legal DescriptionSEBASTIAN HIGHLANDS UNIT 01 BLK 37 LOT 8 PBI 5-15
Legal Range38
Legal Township31
Legal Section01
Legal SubdivisionSEBASTIAN HIGHLANDS
Legal Block37
Legal Lot Number8
Legal Unit1
JurisdictionINDIAN RIVER FL
Township / Civil DivisionVERO BEACH
Census Block Group4
Census Block4025
Census Tract50808

Owner

421 Oak St is owned and occupied by an individual who bought it in January 2025.

Source: Indian River County records, as of March 5, 2026

Owner of RecordIndividual Name on File
Co-ownerCo-owner on File
Mailing Address421 OAK ST, SEBASTIAN, FL 32958-4351
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleJan 6, 2025 · Amount on File
Deed SaleJan 6, 2025 · Amount on File
Prior SaleJun 4, 2024 · Amount on File
Deed Document Number3120250000560
Deed Book / Page3747 / 565
Record UpdatedJun 8, 2026

July 2021: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionINDIAN RIVER FL
Property Address421 OAK ST, SEBASTIAN, FL 32958-4351
Transaction TypeMortgage
Record UpdatedAug 11, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 OAK ST, SEBASTIAN, FL 32958-4351

Mortgage

Document Number0034480205
DateJul 27, 2021
Book Page3448/205
Instrument3120210053816
Lender
NameTRUIST BANK
TypeBank
AddressRICHMOND, VA 23224
Agreement
TypeConventional Mortgage
AmountAmount on Record
Term361 Months
DueAug 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 421 Oak St was $3,460.

Source: Indian River County assessment roll, as of July 1, 2025

Property Jurisdictions

TypeName
StateFlorida
CountyIndian River County
MunicipalitySebastian City
Unified School DistrictIndian River County School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$3,460.00$217,413 Land $62,730 Building $154,683$217,413 Land $62,730 Building $154,683
2023$271.00 (+1.5%)$56,569 (+3%)$179,935 (+16.7%) Land $57,503 Building $122,432
2022$267.00$54,922$154,189 Land $40,078 Building $114,111

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 Oak St in Zone X, an area of minimal flood risk, within 100 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective May 13, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Nearest Special Flood Hazard AreaZone AE, within 100 ft
Flood Insurance RequirementNot required
lenders may require it
Flood Insurance CostPremium on File
median of 71 policies
Community Rating SystemClass 6 (20% premium discount)
Nearby Flood Policies71 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Oak St is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 95% of the US · lower than 95% of Florida
Wildfire Likelihood0.03% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemINDIAN RIVER COUNTY UTILITIES (2 WTPS)
serves 126,893 people · EPA ID FL3314052
Water SourceGroundwater
Last State InspectionJun 2024
LeadUnder 1 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting14
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 445 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
ClearWave
Fiber		7,000 / 7,000
AT&T
Fiber · DSL		5,000 / 5,000
Xfinity
Cable		2,000 / 250
Verizon
Fixed Wireless		300 / 20

Cell Coverage

5G (outdoors only) and 4G LTE

Nearby Properties on Oak St

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