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421 Oak St, Ripon, WI 54971 Property Records

Fond Du Lac County property record for 421 Oak St, Ripon, WI 54971 · Last verified April 2026

Property Highlights

Property TypeResidential > Single Family > Home
Bedrooms5 Beds
Bathrooms1.5 Baths
Year BuiltBuilt 1910
Square Footage1,806 sqft Living Area
Lot Size11,674 sqft (0.268 acres)
OccupancyOwner Occupied
Last Sale$95,000 (2020)
Tax Bill$2,283.00 (2025)

Property Details

APN / Parcel Number

Primary APNRIP-16-14-99-CC-510-00

Interior

Bedrooms5 Beds
Full Baths1.5 Baths
Partial Baths1 Partial Baths
Building Area1,806 sqft Living Area
1st Floor1,032 sqft 1st Floor
2nd Floor774 sqft 2nd Floor
Basement Area328 sqft Basement
Game RoomGame Room
Stories1 Stories
FireplaceFireplace
Fireplaces1 Fireplaces

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1910
Architectural StyleTraditional Style
Exterior MaterialAluminum/Vinyl Exterior
Foundation TypeNo Foundation Foundation
Roof MaterialComposition Shingle Roof
Lot Area11,674 sqft (0.268 acres)
Parking Spaces3 Parking Spaces
Garage TypeDetached Garage
Garage Area780 sqft Garage

Utilities and HVAC

Heating SystemForced Air with Air Conditioning Heating
Heating FuelGas Heating Fuel
SewageSewage Connected
Water SourceCommercial Water Source

Location & Zoning

Street Address421 OAK ST
CityRIPON
StateWI
Zip54971-1624
Property UsageResidential Property Usage
TypeResidential > Single Family > Home
Legal DescriptionS21 T16N R14E CATLIN'S ADDITION LOTS 15 & 16 BLK 3 EXC THE E 70' THEREOF
Legal Range14E
Legal Township16N
Legal Section21
Legal SubdivisionCATLINS ADDITION
Legal Block3
JurisdictionFOND DU LAC WI
Minor Civil DivisionRIPON
Census Blockgroup2
Census Block2005
Census Tract41600

Owner

Source: Fond Du Lac County records · APN RIP-16-14-99-CC-510-00

Assessment roll updated March 26, 2026 · Last verified April 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 OAK ST, RIPON, WI 54971-1624
OccupancyOwner Occupied
Owner TypeOwner is an Individual, Couple or Unincorporated Entity

Deeds, Mortgages & Sale History

DateDocument
Dec 09, 2025Deed of Trust, Mortgage
FARMERS & MERCHANTS BANK
Aug 17, 2020Deed of Trust, Mortgage · Adjustable Rate Mortgage (ARM)
FARMERS & MERCHANTS BANK
Aug 21, 2020Warranty Deed, Transfer · Adjustable Rate Mortgage (ARM)
FARMERS & MERCHANTS BANK

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleAug 21, 2020 · Amount on Record
Deed SaleAug 21, 2020 · Amount on Record
Deed Doc Number20201135390
Record RefreshedJun 08, 2026

December 2025: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address421 OAK ST, RIPON, WI 54971-1624
Transaction TypeMortgage
Record UpdatedJan 20, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 OAK ST, RIPON, WI 54971-1624

Mortgage

Document Number0001217052
DateDec 09, 2025
Instrument1217052
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressBERLIN, WI 54923
Agreement
AmountAmount Recorded
Term120 Months
DueDec 01, 2035

August 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionFOND DU LAC WI
Property Address421 OAK ST, RIPON, WI 54971-1624
Transaction TypeMortgage
Record UpdatedFeb 05, 2021

Transferred To (Grantee/Buyer)

NameVerified Name
Address44 PARKWAY TER, RIPON, WI 54971-1196

Mortgage

Document Number1135067
DateAug 17, 2020
Instrument1135067
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressBERLIN, WI 54923
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.99%
Type Change DateJul 31, 2025
Change FrequencyAnnually
Min Rate At Change6.99%
Max Rate At Change8.99%
IndexOther
Max Rate8.99%

August 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionFOND DU LAC WI
Recording DateAug 21, 2020
Property Address421 OAK ST, RIPON, WI 54971-1624
Document Number0001135390
Map ReferenceVOL 450 PG 29&30
Instrument DateJul 30, 2020
Instrument1135390
Transaction TypeTransfer
Record UpdatedFeb 14, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$285.00
Amount AccuracyRounded Values by County
Additional
  • Arms Length Transaction

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 OAK ST, RIPON, WI 54971-1624

Mortgage

Document Number0001135391
DateAug 21, 2020
Instrument1135391
Lender
NameFARMERS & MERCHANTS BANK
TypeBank
AddressBERLIN, WI 54923
Agreement
TypeAdjustable Rate Mortgage (ARM)
AmountAmount Recorded
Interest
Rate TypeAdjustable Rate
Rate6.99%
Type Change DateJul 31, 2025
Change FrequencyAnnually
Min Rate At Change6.99%
Max Rate At Change12.9%
IndexOther
Max Rate12.9%

Tax Assessment & Valuation

Source: Fond Du Lac County records · Assessment roll updated March 26, 2026 · Last verified April 2026

Property Jurisdictions

TypeName
StateWisconsin
CountyFond Du Lac County
MunicipalityRipon City
Unified School DistrictRipon Area School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$2,283.00 (+14.67%)$102,200 (-) Land $21,500 Building $80,700$157,627 (+31.28%) Land $33,160 Building $124,467
2023$1,991.00 Homeowner's exemption$102,200 Land $21,500 Building $80,700$120,065 Land $25,258 Building $94,807

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