421 Oak St, Radcliff, KY 40160 Property Records

Hardin County property record for 421 Oak St, Radcliff, KY 40160

Property Summary

Property Type	Single Family Home
Lot Size	0.248 acres (10,803 sqft)
Owner	Individual Name on File
Last Sale	$35,000 (Nov 2023)
Tax Bill	$383 (2025)
Deeds & Mortgages	Nov 2023 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`160-30-01-010.01`

Property Details

APN / Parcel Number

Primary APN	`160-30-01-010.01`

Exterior

Lot Area	10,803 sqft (0.248 acres)

Location & Zoning

Street Address	421 OAK ST
City	RADCLIFF
State	KY
Zip	40160-1338
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DIST:03 CITY/MUNI/TWP:RADCLIFF (CITY)
Legal Subdivision	GLENN S TURNER
Jurisdiction	HARDIN KY
Township / Civil Division	RADCLIFF
Census Block Group	1
Census Block	1000
Census Tract	500

Owner

421 Oak St is owned by an individual who bought it in November 2023.

Source: Hardin County records, as of January 16, 2026

Owner of Record	Individual Name on File
Co-owner	Co-owner on File
Mailing Address	12593 SALT RIVER RD, EASTVIEW, KY 42732-9726
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 9, 2023 · Amount on File
Deed Sale	Nov 9, 2023 · Amount on File
Prior Sale	Sep 27, 2013 · Amount on File
Deed Document Number	0015601147
Deed Book / Page	1560 / 1147
Record Updated	Jun 8, 2026

November 2023: Deed, Transfer

Document Type	Deed
Jurisdiction	HARDIN KY
Recording Date	Nov 9, 2023
Property Address	421 OAK ST, RADCLIFF, KY 40160-1338
Document Number	01560/1147
Book / Page	1560 / 1147
Instrument Date	Nov 6, 2023
Transaction Type	Transfer
Record Updated	Dec 5, 2025

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$35.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	102 CHILDERS CT, ELIZABETHTOWN, KY 42701-5425

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	12593 SALT RIVER RD, EASTVIEW, KY 42732-9726

Mortgage

Document Number	0025011052
Date	Nov 9, 2023
Instrument	2501/1052

Lender

Name	THE CECILIAN BANK
Type	Bank

Agreement

Type	Commercial Mortgage
Amount	Amount on Record
Term	12 Months
Due	Nov 6, 2024

Tax Assessment & Valuation

The 2025 property tax bill for 421 Oak St was $383.

Source: Hardin County assessment roll, as of April 1, 2025

Property Jurisdictions

Type	Name
State	Kentucky
County	Hardin County
Municipality	Radcliff City
Unified School District	Hardin County School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$383.00	$35,000 Land $25,000 Building $10,000	$35,000 Land $25,000 Building $10,000
2023		$17,500 (-) Land $13,100 Building $4,400	$17,500 (-) Land $13,100 Building $4,400
2022		$17,500 Land $13,100 Building $4,400	$17,500 Land $13,100 Building $4,400
2021	$207.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 Oak St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2008.

Source: FEMA National Flood Hazard Layer, effective October 15, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 9 (5% premium discount)
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2008)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Apr 2008 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Oak St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 63% of Kentucky
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	HARDIN COUNTY WATER DISTRICT #1 serves 30,230 people · EPA ID KY0470393
Water Source	Surface water
Last State Inspection	Apr 2023
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 85 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Brandenburg Telecom Fiber	1,000 / 1,000
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
T-Mobile Fixed Wireless	100 / 20