421 Oak St, Passaic, NJ 07055 Property Records

Passaic County and Passaic City property record for 421 Oak St, Passaic, NJ 07055

Property Summary

Property Type	Duplex
Details	2,241 sqft · built 1900
Lot Size	0.057 acres (2,500 sqft)
Owner	Individual Name on File
Last Sale	$170,000 (Sep 2018)
Tax Bill	$9,282 (2025)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Sep 2018 Sale + 1 more
Flood Zone	Zone X (minimal risk)
APN	`07-02197-0000-00034`

Property Details

APN / Parcel Number

Primary APN	`07-02197-0000-00034`
Alternative APN	`070219700034`

Interior

Units	2 Units
Stories	2 Stories
Building Area	2,241 sqft Living Area

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Architectural Style	Duplex Single
Exterior Material	Wood
Construction Type	Frame
Lot Area	2,500 sqft (0.057 acres)
Lot Dimensions	100 ft deep x 25 ft wide

Location & Zoning

Street Address	421 OAK ST
City	PASSAIC
State	NJ
Zip	07055-3008
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	2197
Legal Lot Number	34
Jurisdiction	PASSAIC NJ
Township / Civil Division	PASSAIC
Census Block Group	1
Census Block	1005
Census Tract	175501

Owner

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 OAK ST, PASSAIC, NJ 07055-3008
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 22, 2021	Deed, Transfer · Conventional Mortgage METRO CITY BANK
Sep 28, 2018	Grant Deed, Transfer MORTGAGE CONNECT LP
Nov 20, 2017	Trustee's Deed, Foreclosure ATTORNEY ONLY

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Sep 28, 2018 · Amount on Record
Deed Sale	Sep 28, 2018 · Amount on Record
Prior Sale	Nov 20, 2017
Deed Document Number	201844605
Deed Book / Page	3415 / 185
Prior Transfer Date	Mar 18, 2005
Prior Transfer Doc	0979000155
Record Updated	Sep 20, 2026

December 2021: Deed, Transfer

Document Type	Deed
Jurisdiction	PASSAIC NJ
Recording Date	Dec 22, 2021
Property Address	421 OAK ST, PASSAIC, NJ 07055-3008
Document Number	0000078954
Book / Page	D4206 / 61
Instrument Date	Dec 10, 2021
Instrument	2021078954
Transaction Type	Transfer
Record Updated	Feb 1, 2022
Title Company	HUDSON ONE TITLE AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$1,694.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	PO BOX 316, PATERSON, NJ

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 OAK ST, PASSAIC, NJ 07055-3008

Mortgage

Document Number	0000078955
Date	Dec 22, 2021
Instrument	2021078955

Lender

Name	METRO CITY BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	181 Months
Due	Jan 1, 2037

September 2018: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	PASSAIC NJ
Recording Date	Sep 28, 2018
Property Address	421 OAK ST, PASSAIC, NJ 07055-3008
Document Number	0000044605
Book / Page	003415 / 000185
Instrument Date	Sep 5, 2018
Instrument	44605
Transaction Type	Transfer
Record Updated	Oct 25, 2018
Title Company	MORTGAGE CONNECT LP

Transaction

Amount	Amount Recorded
Tax	$170.00
Amount Accuracy	Confirmed
Additional	Notice of Foreclosure Sale Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	PO BOX 316 PATERSON NJ 075440316, PATERSON, NJ 07544-0316

November 2017: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	PASSAIC NJ
Recording Date	Nov 20, 2017
Property Address	421 OAK ST, PASSAIC, NJ 07055-3008
Document Number	0000056430
Book / Page	003189 / 000282
Instrument Date	Oct 16, 2017
Instrument	56430
Transaction Type	Foreclosure
Record Updated	Jan 24, 2018
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Limited Partnership
Address	6011 CONNECTION DR IRVING TX 750392607, IRVING, TX 75039-2607

Tax Assessment & Valuation

Source: Passaic County and Passaic City assessment roll, as of July 8, 2026

Property Jurisdictions

Type	Name
State	New Jersey
County	Passaic County
Municipality	Passaic City
Unified School District	Passaic City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$218,000 (-) Land $62,500 Building $155,500	$218,000 (-) Land $62,500 Building $155,500
2025	$9,282.00 (+3.27%)	$218,000 (-) Land $62,500 Building $155,500	$218,000 (-) Land $62,500 Building $155,500
2024	$8,988.00 (+6.15%)
2023		$218,000 Land $62,500 Building $155,500	$218,000 Land $62,500 Building $155,500
2022	$8,467.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 29, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	PASSAIC VALLEY WATER COMMISSION serves 310,483 people · EPA ID NJ1605002
Water Source	Surface water
Lead	2 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Jul 2021
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 913 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Optimum Fiber · Cable	8,000 / 8,000
Verizon Fiber · Fixed Wireless in parts of the area	2,300 / 2,300

May also be available: AT&T, T-Mobile.

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