Kennebec County and Oakland Town property record for 421 Oak St, Oakland, ME 04963
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 944 sqft · built 1976 |
| Lot Size | 1.03 acres (44,867 sqft) |
| Owner | Individual Name on File |
| Last Sale | $167,700 (Jun 2015) |
| Tax Bill | $2,248 (2025) |
| Deeds & Mortgages | Jul 2026 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | OAKL M:017 L:035 |
| Primary APN | OAKL M:017 L:035 |
|---|---|
| Alternative APN |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 944 sqft Living Area |
| 1st Floor Area | 912 sqft |
| Basement Area | 456 sqft |
| Unfinished Basement | 456 sqft |
| Year Built | Built 1976 |
|---|---|
| Effective Year Built | Effective 1976 |
| Architectural Style | Raised Ranch |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Concrete |
| Roof Material | Asphalt |
| Lot Area | 44,867 sqft (1.03 acres) |
| Heating System | Hot Water |
|---|
| Account Number | 2847 |
|---|---|
| Street Address | 421 OAK ST |
| City | OAKLAND |
| State | ME |
| Zip | 04963-5129 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | RURAL. |
| Legal Lot Number | 35 |
| Jurisdiction | OAKLAND ME |
| Township / Civil Division | OAKLAND |
| Census Block Group | 3 |
| Census Block | 3009 |
| Census Tract | 25001 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Listed Area | Within Arnold Trail to Quebec listed 1969 · 1 contributing resources · NRIS 69000018 |
|---|
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
421 Oak St is owned and occupied by an individual who bought it in June 2015.
Source: Kennebec County and Oakland Town records, as of May 21, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 OAK ST, OAKLAND, ME 04963-5129 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Jun 12, 2015 · Amount on File |
| Deed Sale | Jun 12, 2015 · Amount on File |
| Deed Document Number | 201512749 |
| Deed Book / Page | 12007 / 29 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | OAKLAND ME |
| Recording Date | Jul 8, 2026 |
| Property Address | 421 OAK ST, OAKLAND, ME 04963-5129 |
| Document Number | 0000014806 |
| Book / Page | 15784 / 148 |
| Instrument Date | Jul 7, 2026 |
| Instrument | 202614806 |
| Transaction Type | Transfer |
| Record Updated | Jul 30, 2026 |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 OAK ST, OAKLAND, ME 04963-5129 |
| Date | Jul 8, 2026 |
|---|
| Name | FAIRWAY INDEPENDENT MORTGAGE CORPORATION |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 360 Months |
| Due | Aug 1, 2056 |
| Rate | 6.53% |
|---|---|
| Max Rate | -1% |
The 2025 property tax bill for 421 Oak St was $2,248, up 6.8% from the year before.
Source: Kennebec County and Oakland Town assessment roll, as of May 21, 2026
| Type | Name |
|---|---|
| State | Maine |
| County | Kennebec County |
| County Subdivision | Oakland Town |
| Unified School District | Regional School Unit 18 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $2,248.00 (+6.84%) | $143,900 (-) Land $33,100 Building $110,800 | |
| 2024 | $2,104.00 (+12.82%) | $143,900 (+11.12%) Land $33,100 Building $110,800 | |
| 2023 | $1,865.00 (-1.79%) | $129,500 (+17.3%) Land $33,100 Building $96,400 | $303,525 |
| 2022 | $1,899.00 | $110,400 Land $30,100 Building $80,300 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 Oak St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective February 18, 2021 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Oak St is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 53% of Maine |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 32 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Fidium Fiber Fiber | 2,000 / 2,000 |
| Spectrum Cable | 1,000 / 35 |
5G (outdoors only) and 4G LTE
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