421 Oak Dr, Lancaster, KY 40444 Property Records

Garrard County property record for 421 Oak Dr, Lancaster, KY 40444 · Last verified May 2026

Property Summary

Property Type	Single Family Home
Details	2 bd · 2 ba
Lot Size	1.1 acres (48,066 sqft)
Owner	Individual Name on File
Last Sale	$175,000 (Jul 2018)
Tax Bill	$1,852 (2025)
Deeds & Mortgages	Jul 2018 Sale Dec 2017 Sale
Flood Zone	Zone X (minimal risk)
APN	`18B-03-004`

Property Details

APN / Parcel Number

Primary APN	`18B-03-004`
Alternative APN	`20284`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Stories	1 Story

Exterior

Exterior Material	Stone
Roof Type	Hip
Roof Material	Composition Shingle
Lot Area	48,066 sqft (1.1 acres)
Garage Type	Attached

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Floor/Wall Furnace
Heating Fuel	Electric
Sewer	Connected

Location & Zoning

Account Number	20284
Street Address	421 OAK DR
City	LANCASTER
State	KY
Zip	40444-7721
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 16 & HOUSE
Legal Subdivision	WHISPERING HILLS
Legal Lot Number	16
Jurisdiction	GARRARD KY
Township / Civil Division	BRYANTSVILLE
Census Block Group	2
Census Block	2007
Census Tract	970102

Owner

Source: Garrard County records · APN 18B-03-004

Assessment roll updated May 5, 2026 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on File
Mailing Address	421 OAK DR, LANCASTER, KY 40444-7721
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jul 20, 2018	Deed, Transfer BLUEGRASS LAND TITLE
Dec 14, 2017	Cash Sale Deed, Transfer

Assessor's Deed Record

Deed Names	Verified Name on Deed
Last Sale	Jul 20, 2018 · Amount on Record
Deed Sale	Jul 20, 2018 · Amount on Record
Prior Sale	Dec 14, 2017 · Amount on Record
Deed Document Number	2018139278
Deed Book / Page	294 / 558
Record Updated	Jun 08, 2026

July 2018: Deed, Transfer

Document Type	Deed
Jurisdiction	GARRARD KY
Recording Date	Jul 20, 2018
Property Address	421 OAK DR, LANCASTER, KY 40444-7721
Document Number	00D294/558
Book / Page	D294 / 558
Map Reference	PL CAB 1 SL 61
Instrument Date	Jul 19, 2018
Instrument	139278
Transaction Type	Transfer
Record Updated	Jan 11, 2022
Title Company	BLUEGRASS LAND TITLE

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	159 CAMP CREEK WAY, 159, GEORGETOWN, KY 40324-8026

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 OAK DR, LANCASTER, KY 40444-7721

December 2017: Cash Sale Deed, Transfer

Document Type	Cash Sale Deed
Jurisdiction	GARRARD KY
Recording Date	Dec 14, 2017
Property Address	421 OAK DR, LANCASTER, KY 40444-7721
Document Number	000291/622
Book / Page	291 / 622
Map Reference	PL CAB I SL 61
Instrument Date	Dec 13, 2017
Instrument	136976
Transaction Type	Transfer
Record Updated	Jan 11, 2022

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	40 MARIETTA ST NW, 40, ATLANTA, GA 30303-2812

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	158 CAMP CREEK WAY, GEORGETOWN, KY 40324-8026

Tax Assessment & Valuation

Source: Garrard County records · Assessment roll updated May 5, 2026 · Last verified May 2026

Property Jurisdictions

Type	Name
State	Kentucky
County	Garrard County
Unified School District	Garrard County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,852.00 (-0.48%)	$180,000 (-) Land $30,000 Building $150,000	$180,000 (-) Land $30,000 Building $150,000
2024	$1,861.00 (-0.05%)	$180,000 (+2.86%) Land $30,000 Building $150,000	$180,000 (+2.86%) Land $30,000 Building $150,000
2023	$1,862.00 (-0.96%)	$175,000 (-) Land $25,000 Building $150,000	$175,000 (-) Land $25,000 Building $150,000
2022	$1,880.00	$175,000 Land $25,000 Building $150,000	$175,000 Land $25,000 Building $150,000

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Garrard County (21079C), updated December 21, 2017 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 210799701022, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	2 in force

Wildfire

Wildfire Risk	Low above 20% of the US · above 37% of Kentucky
Wildfire Likelihood	About 1 in 10,000 per year
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 60 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Uniti Group	Fiber	2,000 / 2,000
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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