421 Northwest Dr, Jefferson, NC 28640 Property Records

Ashe County property record for 421 Northwest Dr, Jefferson, NC 28640

Property Summary

Property Type	Single Family Home
Details	2,569 sqft · built 1968
Lot Size	1.18 acres (51,793 sqft)
Owner	Individual Name on Record
Last Sale	$389,000 (Jul 2026)
Tax Bill	$2,970 (2026)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Mar 2017 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`09263-001-013`

Property Details

APN / Parcel Number

Primary APN	`09263-001-013`
Alternative APNs	`092968934365` `107455`

Interior

Plumbing Fixtures	10 Plumbing Fixtures
Building Area	2,569 sqft Heated Area

Exterior

Year Built	Built 1968
Effective Year Built	Effective 1968
Architectural Style	Conventional
Lot Area	51,793 sqft (1.18 acres)

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Account Number	107455
Old Parcel Number	09263001013
Street Address	421 NORTHWEST DR
City	JEFFERSON
State	NC
Zip	28640-9725
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	1.189 A ( 94 AJD PER DEED) FROM MRS ROBERT BARE N
Legal Subdivision	CLAUDE SMALL SUBDIVISION
Jurisdiction	ASHE NC
Township / Civil Division	JEFFERSON
Census Block Group	2
Census Block	2009
Census Tract	970502

Owner

Source: Ashe County records, as of September 3, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	298 BUCKSHOT CIR, BOONE, NC 28607-9723
Owner Type	Individual
Vesting	Unmarried

Deeds, Mortgages & Sale History

Date	Document
Jul 8, 2026	Warranty Deed, Transfer · Conventional Mortgage STATE EMPLOYEES CREDIT UNION
Mar 17, 2017	Deed of Trust, Mortgage · Conventional Mortgage MOVEMENT MORTGAGE
Dec 8, 2020	Warranty Deed, Transfer · Conventional Mortgage TRUIST BANK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jul 8, 2026 · Amount on Record
Deed Sale	Jul 8, 2026 · Amount on Record
Prior Sale	Dec 8, 2020 · Amount on Record
Deed Document Number	20263107
Deed Book / Page	586 / 1715
Prior Transfer Date	May 5, 2015
Prior Transfer Doc	00460/0166
Record Updated	Oct 29, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Jul 8, 2026
Property Address	421 NORTHWEST DR, JEFFERSON, NC 28640-9725
Document Number	0000003107
Book / Page	586 / 1715
Instrument Date	Jul 6, 2026
Instrument	20263107
Transaction Type	Transfer
Record Updated	Aug 25, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$78,578.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	298 BUCKSHOT CIR, BOONE, NC 28607-9723

Mortgage

Document Number	0000003108,
Date	Jul 8, 2026
Instrument	20263108

Lender

Name	STATE EMPLOYEES CREDIT UNION

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 1, 2056

Interest

Rate Type	Adjustable Rate
Rate	5.65%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

March 2017: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	ASHE NC
Property Address	421 NORTHWEST DR, JEFFERSON, NC 28640-9725
Transaction Type	Mortgage
Record Updated	Aug 22, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	00479/0348
Date	Mar 17, 2017
Book Page	0479/0348
Instrument	01160

Lender

Name	MOVEMENT MORTGAGE
Type	Mortgage Company
Address	VIRGINIA BEACH, VA 23452

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Apr 1, 2047

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ASHE NC
Recording Date	Dec 8, 2020
Property Address	421 NORTHWEST DR, JEFFERSON, NC 28640-9725
Document Number	00520/1532
Book / Page	520 / 1532
Instrument Date	Sep 26, 2020
Instrument	6402
Transaction Type	Transfer
Record Updated	Aug 22, 2023

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$548.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 NORTHWEST DR, JEFFERSON, NC 28640-9725

Mortgage

Document Number	0000006403
Date	Dec 8, 2020
Instrument	6403

Lender

Name	TRUIST BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Jan 1, 2051

Tax Assessment & Valuation

Source: Ashe County assessment roll, as of September 3, 2026

Property Jurisdictions

Type	Name
State	North Carolina
County	Ashe County
Municipality	Jefferson Town
Unified School District	Ashe County Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,970.00 (+4.98%)	$364,900 (-0.71%) Land $35,000 Building $329,900	$364,900 (-0.71%) Land $35,000 Building $329,900
2025	$2,829.00 (+4.74%)	$367,500 (-) Land $35,000 Building $332,500	$367,500 (-) Land $35,000 Building $332,500
2023	$2,701.00 (+23.73%)	$367,500 (+68.04%) Land $35,000 Building $332,500	$367,500 (+68.04%) Land $35,000 Building $332,500
2022	$2,183.00	$218,700 Land $20,000 Building $198,700	$218,700 Land $20,000 Building $198,700

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 2, 2017 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	2 in force
Nearby Flood Claims	1 (2024)
Most Recent Claim	May 2024 · river or lake flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 65% of the US · above 48% of North Carolina
Wildfire Likelihood	0.04% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	TOWN OF JEFFERSON serves 1,740 people · EPA ID NC0105015
Water Source	Surface water
Last State Inspection	Dec 2025
Lead	3 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 81 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Skyline Telephone Fiber	2,000 / 2,000
Optimum Cable	940 / 35

May also be available: Brightspeed.

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