421 N Walnut St, Rochester, IL 62563 Property Records

Sangamon County property record for 421 N Walnut St, Rochester, IL 62563

Property Summary

Property Type	Single Family Home
Lot Size	1 acres (43,682 sqft)
Owner	2 Individual Names on Record
Last Sale	$182,500 (Sep 2022)
Tax Bill	$4,063 (2025)
Deeds & Mortgages	Sep 2022 Sale & Mortgage Jun 2020 Mortgage + 2 more
Flood Zone	Zone X (minimal risk)
APN	`23-16.0-226-008`

Property Details

APN / Parcel Number

Primary APN	`23-16.0-226-008`
Alternative APN	`23160226008 (CHECK DIGIT = 0)`

Exterior

Lot Area	43,682 sqft (1 acres)

Location & Zoning

Account Number	23160226008
Street Address	421 N WALNUT ST
City	ROCHESTER
State	IL
Zip	62563-9307
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N PT E1/2 NE 16-15-4
Legal Range	04
Legal Township	15
Legal Section	16
Jurisdiction	SANGAMON IL
Township / Civil Division	ROCHESTER
Census Block Group	1
Census Block	1039
Census Tract	3902

Owner

Source: Sangamon County records, as of June 2, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 N WALNUT ST, ROCHESTER, IL 62563-9307
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Sep 21, 2022	Warranty Deed, Transfer · Conventional Mortgage CARROLLTON BANK
Jun 23, 2020	Deed of Trust, Mortgage · Conventional Mortgage MARINE BANK
Apr 24, 2017	Deed, Transfer
Apr 24, 2017	Deed, Transfer · Conventional Mortgage MARINE BANK

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Sep 21, 2022 · Amount on Record
Deed Sale	Sep 21, 2022 · Amount on Record
Prior Sale	Jul 24, 1997 · Amount on Record
Deed Document Number	202220422
Record Updated	Sep 20, 2026

September 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SANGAMON IL
Recording Date	Sep 21, 2022
Property Address	421 N WALNUT ST, ROCHESTER, IL 62563-9307
Document Number	2022R20422
Instrument Date	Sep 12, 2022
Instrument	2022R20422
Transaction Type	Transfer
Record Updated	Oct 12, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$273.75
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 N WALNUT ST, ROCHESTER, IL 62563-9307

Mortgage

Document Number	2022R20423
Date	Sep 21, 2022
Instrument	2022R20423

Lender

Name	CARROLLTON BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 1, 2052

Interest

Rate Type	Fixed Rate

June 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SANGAMON IL
Property Address	421 N WALNUT ST, ROCHESTER, IL 62563-9307
Transaction Type	Mortgage
Record Updated	Aug 4, 2020

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	2020R15072
Date	Jun 23, 2020
Instrument	2020R15072

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	180 Months
Due	Jun 1, 2035

Interest

Rate Type	Fixed Rate

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 24, 2017
Property Address	421 N WALNUT ST, ROCHESTER, IL 62563-9307
Document Number	2017R09997
Instrument Date	Apr 21, 2017
Instrument	2017R09997
Transaction Type	Transfer
Record Updated	Feb 6, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N WALNUT ST, ROCHESTER, IL 62563-9307

April 2017: Deed, Transfer

Document Type	Deed
Jurisdiction	SANGAMON IL
Recording Date	Apr 24, 2017
Property Address	421 N WALNUT ST, ROCHESTER, IL 62563-9307
Document Number	2017R09997
Instrument Date	Apr 21, 2017
Instrument	2017R09997
Transaction Type	Transfer
Record Updated	May 11, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$234.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N WALNUT ST, ROCHESTER, IL 62563-9307

Mortgage

Document Number	2017R09998
Date	Apr 24, 2017
Instrument	2017R09998

Lender

Name	MARINE BANK
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded

Interest

Rate Type	Fixed Rate

Tax Assessment & Valuation

Source: Sangamon County assessment roll, as of June 2, 2026

Property Jurisdictions

Type	Name
State	Illinois
County	Sangamon County
County Subdivision	Rochester Township
Municipality	Rochester Village
Unified School District	Rochester Community Unit School District 3A (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$4,063.00 (+8.9%)	$64,367 (+14.97%) Land $14,444 Building $49,923	$193,101 (+14.97%) Land $43,332 Building $149,769
2022	$3,731.00 Homeowner's exemption	$55,987 Land $12,563 Building $43,424	$167,961 Land $37,689 Building $130,272

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective May 4, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 7 (15% premium discount)
Nearby Flood Policies	2 in force
Nearby Flood Claims	4 (1996–2015)
Claims Outside the SFHA	1 of 4
Most Recent Claim	Dec 2015 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 98% of the US · lower than 86% of Illinois
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ROCHESTER serves 3,856 people · EPA ID IL1671000
Water Source	Purchased surface water from SPRINGFIELD
Last State Inspection	Jun 2024
Lead	Under 1 ppb (2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Computer Techniques Fiber	1,000 / 1,000
Nextlink Fixed Wireless	1,000 / 500
Rise Broadband Fixed Wireless	300 / 60
T-Mobile Fixed Wireless	100 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Verizon.

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