421 N Phillips Ave, Apt 203, Sioux Falls, SD 57104 Property Records

Minnehaha County property record for 421 N Phillips Ave, Apt 203, Sioux Falls, SD 57104

Property Summary

Property Type	Condominium
Details	2 bd · 2 ba · 1,440 sqft · built 2017
Lot Size	0.015 acres (658 sqft)
Owner	2 Trust Names on File
Last Sale	$452,000 (Nov 2019)
Tax Bill	$6,457 (2025)
Deeds & Mortgages	Jan 2021 Mortgage Oct 2020 Transfer + 2 more
Flood Zone	Zone X (minimal risk)
APN	`01-22-16-158-015-000`

Property Details

APN / Parcel Number

Primary APN	`01-22-16-158-015-000`
Alternative APN	`88670`

Interior

Bedrooms	2 Beds
Full Baths	2 Baths
Total Rooms	5 Rooms
Units	104 Units
Stories	1 Story
Building Area	1,440 sqft Finished Area
Basement Area	431 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2017
Effective Year Built	Effective 2017
Architectural Style	Condo/Apartment
Exterior Material	Combination
Construction Type	Frame
Foundation Type	Concrete
Roof Type	Flat
Roof Material	Rolled Roofing
Lot Area	658 sqft (0.015 acres)
Garage Type	Basement
Deck Area	50 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air with A/C

Location & Zoning

Account Number	88670
Street Address	421 N PHILLIPS AVE, 203
City	SIOUX FALLS
State	SD
Zip	57104-5993
Property Category	Residential
Property Type	Residential > Condominium / Townhouse > Condominium
Local Zoning Code	C3;GENERAL
Legal Description	UNIT 203 JONES 421 CONDOMINIUMS 2 BLOCK 1 HAZARD ADDITION TO THE CITY OF SIOUX FALLS
Legal Subdivision	HAZARD ADDITION
Legal Block	1
Legal Lot Number	2
Jurisdiction	MINNEHAHA SD
Township / Civil Division	SIOUX FALLS
Census Block Group	4
Census Block	4024
Census Tract	100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic District	Within the Old Courthouse and Warehouse Historic District listed 1983 · 18 contributing resources · NRIS 83003015

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

421 N Phillips Ave, Apt 203 is owner-occupied and held in a trust since October 2020.

Source: Minnehaha County records, as of September 23, 2026

Owner of Record	2 Trust Names on File
Mailing Address	421 N PHILLIPS AVE, 203, SIOUX FALLS, SD 57104-5993
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Trust, Corporate Trust

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jan 4, 2021	Deed of Trust, Mortgage · Conventional Mortgage FIRST DAKOTA NATIONAL BANK
Oct 13, 2020	Affidavit of Death of Joint Tenant, Transfer
Nov 4, 2019	Warranty Deed, Transfer · Line of Credit AMERICAN BANK & TRUST CO
Sep 29, 2017	Warranty Deed, Transfer

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 4, 2019 · Amount on File
Deed Sale	Nov 4, 2019 · Amount on File
Prior Sale	Sep 29, 2017
Deed Book / Page	592-D / 0661
Last Transfer Date	Oct 9, 2020
Transfer Doc	292MISC/766
Record Updated	Oct 29, 2026

January 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MINNEHAHA SD
Property Address	421 N PHILLIPS AVE APT 203, 203, SIOUX FALLS, SD 57104-5993
Transaction Type	Mortgage
Record Updated	May 2, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	1910MTG/212
Date	Jan 4, 2021
Book Page	1910 MTG/212

Lender

Name	FIRST DAKOTA NATIONAL BANK
Type	Bank
Address	SIOUX FALLS, SD 57108

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jan 1, 2051

October 2020: Affidavit of Death of Joint Tenant, Transfer

Document Type	Affidavit of Death of Joint Tenant
Jurisdiction	MINNEHAHA SD
Recording Date	Oct 13, 2020
Property Address	421 N PHILLIPS AVE APT 203, 203, SIOUX FALLS, SD 57104-5993
Document Number	292MISC/766
Book / Page	292 MISC / 766
Map Reference	MB 284 PG 816
Instrument Date	Oct 9, 2020
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N PHILLIPS AVE, SIOUX FALLS, SD 57104-5988

November 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Nov 4, 2019
Property Address	421 N PHILLIPS AVE APT 203, 203, SIOUX FALLS, SD 57104-5993
Document Number	592DEED/0661
Book / Page	592 DEED / 0661
Instrument Date	Oct 29, 2019
Transaction Type	Transfer
Record Updated	May 2, 2023
Title Company	STEWART TITLE COMPANY-F, STEWART TITLE COMPANY

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$452.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 N PHILLIPS AVE APT 405, 405, SIOUX FALLS, SD 57104-5990

Mortgage

Document Number	1872MTG0605
Date	Nov 4, 2019
Instrument	1872 MTG/0605

Lender

Name	AMERICAN BANK & TRUST CO
Type	Bank

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

September 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MINNEHAHA SD
Recording Date	Sep 29, 2017
Property Address	421 N PHILLIPS AVE APT 203, 203, SIOUX FALLS, SD 57104-5993
Document Number	000578/625
Book / Page	578 / 625
Instrument Date	Sep 14, 2017
Instrument	R723009
Transaction Type	Transfer
Record Updated	May 2, 2023

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 N PHILLIPS AVE APT 203N, 203N, SIOUX FALLS, SD 57104-5993

Tax Assessment & Valuation

The 2025 property tax bill for 421 N Phillips Ave, Apt 203 was $6,457.

Source: Minnehaha County assessment roll, as of July 16, 2026

Property Jurisdictions

Type	Name
State	South Dakota
County	Minnehaha County
Municipality	Sioux Falls City
Unified School District	Sioux Falls School District 49-5 (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$465,621 (-5.88%) Land $19,582 Building $446,039	$465,621 Land $19,582 Building $446,039
2025	$6,457.00	$494,700 (-0.34%) Land $19,800 Building $474,900
2024	$6,457.00	$496,400 Land $19,800 Building $476,600
2022	$6,789.00	$469,400 Land $9,200 Building $460,200

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 N Phillips Ave, Apt 203 in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective May 2, 2024

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 421 N Phillips Ave, Apt 203 has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SIOUX FALLS serves 216,462 people · EPA ID SD4600294
Water Source	Surface water
Last State Inspection	Jun 2025
Lead	3 ppb (2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 241 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Midco Fiber · Cable in parts of the area	5,000 / 5,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20

May also be available: Bluepeak, CenturyLink.

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