421 N Oak Ave, Ada, OK 74820 Property Records

Pontotoc County property record for 421 N Oak Ave, Ada, OK 74820

Property Summary

Property TypeSingle Family Home
Details3 bd · 1 ba · 1,355 sqft · built 1940
Lot Size0.16 acres (7,000 sqft)
OwnerIndividual Name on Record
Last Sale$49,500 (Jul 2022)
Tax Bill$552 (2025)
Deeds & MortgagesJul 2022 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN10559

Property Details

APN / Parcel Number

Primary APN10559
Alternative APN
  • 0005-00-070-001-0-002-00

Interior

Bedrooms3 Beds
Full Baths1 Bath
Total Rooms8 Rooms
Stories1 Story
Building Area1,355 sqft Living Area
1st Floor Area1,355 sqft

Exterior

Year BuiltBuilt 1940
Effective Year BuiltEffective 1940
Architectural StyleTraditional
Exterior MaterialOther
Foundation TypeBlock
Roof TypeGable
Roof MaterialComposition Shingle
Lot Area7,000 sqft (0.16 acres)
Lot Dimensions100 ft deep x 70 ft wide
PorchOpen Porch
Porch Area244 sqft
Patio Area144 sqft

Utilities, Heating & Cooling

Cooling SystemNone
Heating SystemSpace Heater

Location & Zoning

Account Number10559
Street Address421 N OAK AVE
CityADA
StateOK
Zip74820-4856
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS1/2 LOTS 1-2 BLOCK 70 ORIGINAL - ADA (421 N. OAK)
Legal SubdivisionORIGINAL -ADA SD- IN SECS 28,29,32, 33-4
Legal Block70
Legal Lot Number1,2
JurisdictionPONTOTOC OK
Township / Civil DivisionADA
Census Block Group1
Census Block1017
Census Tract89100

Owner

Source: Pontotoc County records, as of October 9, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 N OAK AVE, ADA, OK 74820-4856
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleJul 13, 2022 · Amount on Record
Deed SaleJul 13, 2022 · Amount on Record
Prior SaleMar 25, 1993 · Amount on Record
Deed Document Number20224022
Deed Book / Page3628 / 120
Record UpdatedOct 29, 2026

July 2022: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionPONTOTOC OK
Recording DateJul 13, 2022
Property Address421 N OAK AVE, ADA, OK 74820-4856
Document Number003628/120
Book / Page3628 / 120
Instrument DateJul 12, 2022
InstrumentI-2022-004022
Transaction TypeTransfer
Record UpdatedJul 28, 2022

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$74.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 N OAK AVE, ADA, OK 74820-4856

Mortgage

Document NumberI2022004023
DateJul 13, 2022
InstrumentI-2022-004023
Lender
NameFIRST UNITED BANK & TRUST CO
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueAug 1, 2052

Tax Assessment & Valuation

Source: Pontotoc County assessment roll, as of January 23, 2026

Property Jurisdictions

TypeName
StateOklahoma
MunicipalityAda City
CountyPontotoc County
Unified School DistrictAda Public Schools (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$6,491 (+3%) Land $1,500 Building $4,991$54,089 (-5.19%) Land $12,500 Building $41,589
2025$552.00 (+1.28%) Homeowner's exemption$6,302 (+3.01%) Land $1,500 Building $4,802$57,049 (-5.89%) Land $12,500 Building $44,549
2024$545.00 (-11.09%) Homeowner's exemption$6,118 (+3%) Land $1,500 Building $4,618$60,619 (+22.46%) Land $12,500 Building $48,119
2023$613.00$5,940 Land $1,500 Building $4,440$49,500 Land $12,500 Building $37,000

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

Source: FEMA National Flood Hazard Layer, effective July 17, 2012

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 94% of Oklahoma
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemADA
serves 22,600 people · EPA ID OK2006201
Water SourceGroundwater
Last State InspectionMar 2024
Lead2 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureLead service line inventory
Oct 2024
Monitoring and Reporting2
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 352 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Sparklight
Cable
1,000 / 50
360 Broadband
Fixed Wireless
400 / 50
Atlink Services
Fixed Wireless
100 / 20

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