421 N Merrick Ave, Ozark, AL 36360 Property Records

Dale County property record for 421 N Merrick Ave, Ozark, AL 36360

Property Summary

Property Type	Single Family Home
Details	1 ba · 1,500 sqft · built 1920
Lot Size	0.95 acres (41,340 sqft)
Owner	2 Individual Names on File
Last Sale	$75,000 (Aug 2025)
Tax Bill	$405 (2025)
Deeds & Mortgages	May 2026 Mortgage
Flood Zone	Zone X (minimal risk)
APN	`06-08-28-4-005-014.000`

Property Details

APN / Parcel Number

Primary APN	`06-08-28-4-005-014.000`
Alternative APNs	`90290985` `7481`

Interior

Full Baths	1 Bath
Total Rooms	6 Rooms
Stories	1 Story
Building Area	1,500 sqft Living Area
1st Floor Area	1,500 sqft
Flooring	Hardwood
Interior Walls	Wallboard/Drywall

Exterior

Year Built	Built 1920
Effective Year Built	Effective 1920
Exterior Material	Vinyl
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	41,340 sqft (0.95 acres)
Lot Dimensions	390 ft deep x 106 ft wide
Porch	Screened Porch
Porch Area	335 sqft

Location & Zoning

Account Number	90290985
Street Address	421 N MERRICK AVE
City	OZARK
State	AL
Zip	36360-1410
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	105.99' X 390.25' IRR.LOT IN PT. NW4-SE4 BEG. 178.38' N OF NW INT. OFSIMMONS ST. & N. MERRICK AVE.; NLY 105.99';W 156.55'; N
Legal Range	24E
Legal Township	06N
Legal Section	28
Jurisdiction	DALE AL
Township / Civil Division	OZARK
Census Block Group	1
Census Block	1019
Census Tract	20700

Owner

421 N Merrick Ave is owned and occupied by two individuals who bought it in August 2025.

Source: Dale County records, as of May 13, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 N MERRICK AVE, OZARK, AL 36360-1410
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Joint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Aug 11, 2025 · Amount on File
Deed Sale	Aug 11, 2025 · Amount on File
Prior Sale	Sep 18, 2009
Deed Document Number	20252030226
Deed Book / Page	367 / 733
Record Updated	Sep 20, 2026

May 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	DALE AL
Recording Date	May 4, 2026
Property Address	421 N MERRICK AVE, OZARK, AL 36360-1410
Document Number	0002035495
Book / Page	895 / 725
Instrument Date	Apr 16, 2026
Instrument	20262035495
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N MERRICK AVE, OZARK, AL 36360-1410

Mortgage

Document Number	0002035495,
Date	May 4, 2026
Book Page	895/725
Instrument	20262035495

Lender

Name	ROCKET MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	May 1, 2056

Interest

Rate Type	Fixed Rate
Rate	6.22%
Initial Type	Fixed Rate
Max Rate	-1%

Tax Assessment & Valuation

The 2025 property tax bill for 421 N Merrick Ave was $405, down 1.5% from the year before.

Source: Dale County assessment roll, as of March 30, 2026

Property Jurisdictions

Type	Name
State	Alabama
County	Dale County
Municipality	Ozark City
Unified School District	Ozark City School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$405.00 (-1.46%)	$8,020 (-1.47%) Land $820 Building $7,200	$80,200 (-1.4%) Land $8,200 Building $72,000
2024	$411.00 (+14.48%)	$8,140 (+14.33%) Land $660 Building $7,480	$81,340 (+14.53%) Land $6,500 Building $74,840
2023	$359.00 (+30.07%)	$7,120 (+29.93%) Land $660 Building $6,460	$71,020 (+29.93%) Land $6,500 Building $64,520
2022	$276.00	$5,480 Land $820 Building $4,660	$54,660 Land $6,500 Building $48,160

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 N Merrick Ave in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 2005.

Source: FEMA National Flood Hazard Layer, effective May 1, 2016 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	2 (2005–2019)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Mar 2019 · other causes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 N Merrick Ave is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · lower than 91% of Alabama
Wildfire Likelihood	0.01% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	OZARK UTILITIES BOARD serves 19,965 people · EPA ID AL0000441
Water Source	Groundwater
Last State Inspection	Feb 2026
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 144 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
C Spire Wireless Fiber · Cable	10,000 / 10,000
Brightspeed Fiber	2,000 / 2,000
Verizon Fixed Wireless	300 / 20
AT&T Fixed Wireless	100 / 20
T-Mobile Fixed Wireless	100 / 20