421 N Main St, Winsted, CT 06098 Property Records

Winchester Town property record for 421 N Main St, Winsted, CT 06098

Property Summary

Property Type	Duplex
Details	4 bd · 2.5 ba · 2,196 sqft · built 1880
Lot Size	0.25 acres (10,890 sqft)
Owner	2 Individual Names on Record
Last Sale	$232,500 (Feb 2022)
Tax Bill	$5,058 (2025)
Deeds & Mortgages	Feb 2022 Sale & Mortgage Apr 2021 Sale + 2 more
APN	`WINC M:104 B:038 L:021`

Property Details

APN / Parcel Number

Primary APN	`WINC M:104 B:038 L:021`
Alternative APNs	`WSTR M:104 B:038 L:021` `1098`

Interior

Bedrooms	4 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	8 Rooms
Units	2 Units
Stories	2 Stories
Building Area	2,196 sqft Living Area
Gross Area	3,078 sqft
1st Floor Area	1,098 sqft
Basement Area	572 sqft
Unfinished Basement	572 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1880
Effective Year Built	Effective 1880
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Construction Type	Concrete
Roof Type	Gable
Roof Material	Asphalt
Lot Area	10,890 sqft (0.25 acres)

Utilities, Heating & Cooling

Heating System	Forced Air with A/C
Heating Fuel	Gas

Location & Zoning

Account Number	1098
Street Address	421 N MAIN ST
City	WINSTED
State	CT
Zip	06098-1230
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Local Zoning Code	R-3
Legal Block	38
Legal Lot Number	21
Jurisdiction	WINCHESTER CT
Township / Civil Division	WINCHESTER
Census Block Group	1
Census Block	1003
Census Tract	320102

Owner

Source: Winchester Town records, as of June 25, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 N MAIN ST, WINSTED, CT 06098-1230
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Feb 8, 2022	Warranty Deed, Transfer · FHA Mortgage ROCKET MORTGAGE
Apr 30, 2021	Warranty Deed, Transfer
Dec 22, 2020	Warranty Deed, Transfer UNKNOWN
Jun 19, 2017	Warranty Deed, Transfer · FHA Mortgage GUARANTEED RATE

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Feb 8, 2022 · Amount on Record
Deed Sale	Feb 8, 2022 · Amount on Record
Prior Sale	Apr 30, 2021 · Amount on Record
Deed Document Number	2022263
Deed Book / Page	467 / 1076
Record Updated	Oct 29, 2026

February 2022: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Feb 8, 2022
Property Address	421 N MAIN ST, WINSTED, CT 06098-1230
Document Number	00467-1076
Book / Page	467 / 1076
Instrument Date	Feb 1, 2022
Instrument	202200263
Transaction Type	Transfer
Record Updated	Jan 21, 2026

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0004671078
Date	Feb 8, 2022
Instrument	467/1078

Lender

Name	ROCKET MORTGAGE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded

April 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Apr 30, 2021
Property Address	421 N MAIN ST, WINSTED, CT 06098-1230
Document Number	0000460-71
Book / Page	460 / 71
Instrument Date	Apr 26, 2021
Instrument	1120170002
Transaction Type	Transfer
Record Updated	Apr 24, 2025

Transaction

Amount	Amount Recorded
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	1025 OLD COUNTRY RD STE 311, 311, WESTBURY, NY 11590-5629

December 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Dec 22, 2020
Property Address	421 N MAIN ST, WINSTED, CT 06098-1230
Document Number	456-1067
Book / Page	000456 / 001067
Instrument Date	Nov 19, 2020
Transaction Type	Transfer
Record Updated	Jan 19, 2021
Title Company	UNKNOWN

Transaction

Tax	$0.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	2401 NW 23RD ST OKLAHOMA CITY OK 731072442, OKLAHOMA CITY, OK 73107-2442
Investor	Possibly a Property Investor

June 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	WINCHESTER CT
Recording Date	Jun 19, 2017
Property Address	421 N MAIN ST, WINSTED, CT 06098-1230
Document Number	434-642
Book / Page	000434 / 000642
Instrument Date	May 26, 2017
Instrument	70611
Transaction Type	Transfer
Record Updated	Jul 11, 2017

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$140.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N MAIN ST WINSTED CT 060981230, WINSTED, CT 06098-1230

Mortgage

Document Number	434-644
Date	Jun 19, 2017
Book Page	000434/000644
Instrument	70612

Lender

Name	GUARANTEED RATE

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Jun 18, 2047

Tax Assessment & Valuation

Source: Winchester Town assessment roll, as of June 25, 2026

Property Jurisdictions

Type	Name
State	Connecticut
County Subdivision	Winchester Town
Unified School District	Winchester School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$5,058.00	$173,390 (-) Land $26,250 Building $147,140	$121,373 Land $18,375 Building $102,998
2024	$5,058.00 (+10.53%)
2023	$4,576.00 (+1.78%)	$173,390 (+29.35%) Land $26,250 Building $147,140
2022	$4,496.00	$134,050 Land $19,040 Building $115,010

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer

FEMA Flood Zone	Not on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	WINSTED WATER WORKS serves 7,784 people · EPA ID CT1620011
Water Source	Surface water
Last State Inspection	Oct 2025
Lead	3 ppb (2024–2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 89 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Frontier Fiber	7,000 / 7,000
Spectrum Cable	1,000 / 1,000

May also be available: Verizon.

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