Johnson County property record for 421 N Locust St, Gardner, KS 66030
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,448 sqft · built 1999 |
| Lot Size | 0.205 acres (8,914 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $161,100 (Jun 2006) |
| Tax Bill | $3,849 (2025) |
| Deeds & Mortgages | Jul 2010 Mortgage Mar 2026 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | CP38600000-0026 |
| Primary APN | CP38600000-0026 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 1,448 sqft Living Area |
| Gross Area | 3,018 sqft |
| 1st Floor Area | 1,029 sqft |
| Basement Area | 1,535 sqft |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1999 |
|---|---|
| Effective Year Built | Effective 1999 |
| Architectural Style | Split Level |
| Exterior Material | Combination |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 8,914 sqft (0.205 acres) |
| View / Lot | Neighborhood / Spot |
| Garage Type | Attached |
| Garage Area | 506 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Covered Slab |
|---|---|
| Porch Area | 179 sqft |
| Deck Area | Deck Area |
| Patio Area | 224 sqft |
| Shed | 1 Shed |
| Shed Area | 120 sqft |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Sewer | Connected |
| Account Number | R4377 |
|---|---|
| Street Address | 421 N LOCUST ST |
| City | GARDNER |
| State | KS |
| Zip | 66030-1921 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R-1 |
| Legal Description | JAMESTOWN LT 26 GAC 64 2A 26 |
| Legal Subdivision | JAMESTOWN |
| Legal Lot Number | 26 |
| Jurisdiction | JOHNSON KS |
| Township / Civil Division | GARDNER |
| Census Block Group | 2 |
| Census Block | 2008 |
| Census Tract | 53709 |
421 N Locust St is owned and occupied by two individuals who acquired it in February 2026.
Source: Johnson County records, as of May 29, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 N LOCUST ST, GARDNER, KS 66030-1921 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jul 14, 2010 | Deed of Trust, Mortgage · Conventional Mortgage FIFTH THIRD MORTGAGE CO |
| Mar 11, 2026 | Intrafamily Transfer, Transfer SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Jun 19, 2006 | Warranty Deed, Transfer · Conventional Mortgage BANK OF AMERICA NA |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Jun 19, 2006 · Amount on File |
| Deed Sale | Jun 19, 2006 · Amount on File |
| Deed Book / Page | 200606 / 6932 |
| Last Transfer Date | Feb 10, 2026 |
| Transfer Doc | 202603/2454 |
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | JOHNSON KS |
| Property Address | 421 N LOCUST ST, GARDNER, KS 66030-1921 |
| Transaction Type | Mortgage |
| Record Updated | Mar 20, 2026 |
| Title Company | AFFINITY TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 201007/004034 |
|---|---|
| Date | Jul 14, 2010 |
| Book Page | 201007/004034 |
| Name | FIFTH THIRD MORTGAGE CO |
|---|---|
| Type | Mortgage Company |
| Address | CINCINNATI, OH 45263 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Aug 1, 2040 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | JOHNSON KS |
| Recording Date | Mar 11, 2026 |
| Property Address | 421 N LOCUST ST, GARDNER, KS 66030-1921 |
| Document Number | 202603/2454 |
| Book / Page | 202603 / 2454 |
| Instrument Date | Feb 10, 2026 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | SECURITY FIRST TITLE, SECURITY 1ST TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 N LOCUST ST, GARDNER, KS 66030-1921 |
| Investor | Possibly a Property Investor |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | JOHNSON KS |
| Recording Date | Jun 19, 2006 |
| Property Address | 421 N LOCUST ST, GARDNER, KS 66030-1921 |
| Document Number | 200606/006932 |
| Book / Page | 200606 / 006932 |
| Instrument Date | Jun 6, 2006 |
| Transaction Type | Transfer |
| Record Updated | Mar 20, 2026 |
| Title Company | FIRST AMERICAN TITLE INS CO |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Address | 421 N LOCUST ST, GARDNER, KS 66030-1921 |
| Document Number | 200606/006933 |
|---|---|
| Date | Jun 19, 2006 |
| Book Page | 200606/006933 |
| Name | BANK OF AMERICA NA |
|---|---|
| Type | Bank |
| Address | DALLAS, TX 75202 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2036 |
The 2025 property tax bill for 421 N Locust St was $3,849, up 9.7% from the year before.
Source: Johnson County assessment roll, as of May 29, 2026
| Type | Name |
|---|---|
| State | Kansas |
| County | Johnson County |
| Municipality | Gardner City |
| Unified School District | Gardner Edgerton Unified School District 231 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $3,849.00 (+9.66%) | $31,924 (+10.16%) Land $8,263 Building $23,661 | $277,600 (+10.16%) Land $71,850 Building $205,750 |
| 2024 | $3,510.00 (-1.87%) | $28,980 (+1.49%) Land $7,506 Building $21,474 | $252,000 (+1.49%) Land $65,270 Building $186,730 |
| 2023 | $3,577.00 (+3.11%) | $28,554 (+4.33%) Land $7,506 Building $21,048 | $248,300 (+4.33%) Land $65,270 Building $183,030 |
| 2022 | $3,469.00 | $27,370 Land $6,454 Building $20,916 | $238,000 Land $56,120 Building $181,880 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 421 N Locust St in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective October 5, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 421 N Locust St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF GARDNER serves 23,942 people · EPA ID KS2009106 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Apr 2025 |
| Lead | 3 ppb (2021–2023) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 467 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| ClearWave Fiber | 7,000 / 7,000 |
| KWIKOM Communications Fiber | 5,000 / 5,000 |
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| Mercury Fiber Fixed Wireless | 150 / 20 |
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