San Diego County property record for 421 N Horne St, Oceanside, CA 92054
| Property Type | Duplex |
|---|---|
| Details | 4 bd · 2 ba · 2,388 sqft · built 1945 |
| Lot Size | 0.118 acres (5,136 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $189,000 (Sep 1999) |
| Tax Bill | $3,314 (2025) |
| Deeds & Mortgages | Mar 2021 Mortgage Mar 2020 Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 147-106-01-00 |
| Primary APN | 147-106-01-00 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2 Baths |
| Units | 2 Units |
| Building Area | 2,388 sqft Living Area |
| Year Built | Built 1945 |
|---|---|
| Effective Year Built | Effective 1945 |
| Architectural Style | Duplex Single |
| Lot Area | 5,136 sqft (0.118 acres) |
| Old Parcel Number | 1471130100 |
|---|---|
| Street Address | 421 N HORNE ST |
| City | OCEANSIDE |
| State | CA |
| Zip | 92054-2516 |
| Property Category | Residential |
| Property Type | Residential > Multi-Unit > Duplex |
| Local Zoning Code | CP |
| Legal Description | BLK 72 LOT 1 TR 000299 |
| Legal Subdivision | MCNEILS ADD TO OCEANSIDE |
| Legal Tract | 000299 |
| Legal Block | 72 |
| Legal Lot Number | 1 |
| Jurisdiction | SAN DIEGO CA |
| Township / Civil Division | OCEANSIDE-ESCONDIDO |
| Census Block Group | 2 |
| Census Block | 2011 |
| Census Tract | 18400 |
421 N Horne St, a duplex, is owned by two individuals who acquired it in March 2020.
Source: San Diego County records, as of July 28, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 3433 RICH FIELD DR, CARLSBAD, CA 92010-5545 |
| Owner Type | Individual |
| Vesting | Community Property |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Mar 17, 2021 | Deed of Trust, Mortgage · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 30, 2020 | Intrafamily Transfer, Transfer · Conventional Mortgage HOME POINT FINANCIAL CORPORATION |
| Mar 30, 2020 | Quit Claim Deed, Transfer FIRST AMERICAN TITLE |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Sep 15, 1999 · Amount on File |
| Deed Sale | Sep 15, 1999 · Amount on File |
| Prior Sale | Jan 15, 1992 · Amount on File |
| Deed Document Number | 1999631567 |
| Last Transfer Date | Mar 25, 2020 |
| Transfer Doc | 0000163119 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Property Address | 421 N HORNE ST, OCEANSIDE, CA 92054-2516 |
| Transaction Type | Mortgage |
| Record Updated | Mar 26, 2021 |
| Title Company | ATLANTIS TITLE COMPANY, ATLAS TITLE COMPANY |
| Name | Verified Name |
|---|---|
| Address | 3433 RICH FIELD DR, CARLSBAD, CA 92010-5545 |
| Document Number | 0000209575 |
|---|---|
| Date | Mar 17, 2021 |
| Instrument | 2021-0209575 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Mortgage Company |
| Address | PARSIPPANY, NJ 07054 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2051 |
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 30, 2020 |
| Property Address | 421 N HORNE ST, OCEANSIDE, CA 92054-2516 |
| Document Number | 0000163119 |
| Map Reference | MAP 299 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 2020-0163119 |
| Transaction Type | Transfer |
| Record Updated | Aug 24, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | Transfer Tax Exempt |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Community Property |
| Address | 3433 RICH FIELD DR, CARLSBAD, CA 92010-5545 |
| Document Number | 0000163120 |
|---|---|
| Date | Mar 30, 2020 |
| Instrument | 2020-0163120 |
| Name | HOME POINT FINANCIAL CORPORATION |
|---|---|
| Type | Lending Institution |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2050 |
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | SAN DIEGO CA |
| Recording Date | Mar 30, 2020 |
| Property Address | 421 N HORNE ST, OCEANSIDE, CA 92054-2516 |
| Document Number | 0000163118 |
| Instrument Date | Mar 25, 2020 |
| Instrument | 163118 |
| Transaction Type | Transfer |
| Record Updated | Apr 10, 2020 |
| Title Company | FIRST AMERICAN TITLE |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Separate Estate/Property |
| Address | 3433 RICH FIELD DR CARLSBAD CA 920105545, CARLSBAD, CA 92010-5545 |
The 2025 property tax bill for 421 N Horne St was $3,314.
Source: San Diego County assessment roll, as of July 28, 2026
| Type | Name |
|---|---|
| State | California |
| County | San Diego County |
| Municipality | Oceanside City |
| Unified School District | Oceanside Unified School District (KG - 12) |
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2026 | $296,278 (+2%) Land $133,246 Building $163,032 | |
| 2025 | $3,314.00 | $290,470 Land $130,634 Building $159,836 |
| 2023 | $3,151.00 (+1.51%) | $279,192 Land $125,562 Building $153,630 |
| 2022 | $3,104.00 |
Assessed value is set for property tax purposes and is not a market price estimate.
FEMA maps place 421 N Horne St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 1980.
Source: FEMA National Flood Hazard Layer, effective September 3, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Claims | 1 (1980) |
| Most Recent Claim | Feb 1980 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
The area around 421 N Horne St has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | Arviso - Mobile Home Park private · serves 70 people · EPA ID 090605121 |
|---|---|
| Water Source | Groundwater |
| Last State Inspection | Feb 2026 |
| Also Mapped Here | SAN DIEGO COUNTY WATER AUTHORITY, CITY OF OCEANSIDE |
| Lead | Below detection (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Coliform assessment Dec 2019 |
| Monitoring and Reporting | 26 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 409 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable · Fiber in parts of the area | 2,000 / 100 |
| Verizon Fixed Wireless | 300 / 20 |
| Starlink Satellite | 280 / 30 |
| AT&T DSL · Fiber, Fixed Wireless in parts of the area | 100 / 20 |
May also be available: GeoLinks, T-Mobile.
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