421 N Harbor Dr, Fort Bragg, CA 95437 Property Records

Mendocino County property record for 421 N Harbor Dr, Fort Bragg, CA 95437

Property Summary

Property Type	Single Family Home
Lot Size	0.55 acres (23,958 sqft)
Owner	Individual Name on File
Last Sale	$775,000 (Oct 2017)
Tax Bill	$10,287 (2025)
Deeds & Mortgages	Feb 2022 Transfer Sep 2019 Mortgage + 3 more
Flood Zone	Zone X (minimal risk)
APN	`018-230-34`

Property Details

APN / Parcel Number

Primary APN	`018-230-34`
Alternative APN	`018-230-34-00`

Exterior

Lot Area	23,958 sqft (0.55 acres)

Location & Zoning

Old Parcel Number	018-230-34
Street Address	421 N HARBOR DR
City	FORT BRAGG
State	CA
Zip	95437-5031
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	WAS 018-230-28 & 31
Legal Block	3
Legal Lot Number	34
Jurisdiction	MENDOCINO CA
Township / Civil Division	FORT BRAGG
Census Block Group	3
Census Block	3009
Census Tract	10500

Owner

421 N Harbor Dr is owned and occupied by an individual who acquired it in February 2022.

Source: Mendocino County records, as of August 12, 2026

Owner of Record	Individual Name on File
Mailing Address	421 N HARBOR DR, FORT BRAGG, CA 95437-5031
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 9, 2022	Intrafamily Transfer, Transfer
Sep 3, 2019	Deed of Trust, Mortgage · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Jan 20, 2021	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE LLC
Nov 17, 2020	Quit Claim Deed, Transfer ATTORNEY ONLY
Oct 23, 2017	Grant Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Oct 23, 2017 · Amount on File
Deed Sale	Oct 23, 2017 · Amount on File
Prior Sale	Aug 29, 2002 · Amount on File
Deed Document Number	201713869
Last Transfer Date	Feb 7, 2022
Transfer Doc	0000001930
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Feb 9, 2022
Property Address	421 N HARBOR DR, FORT BRAGG, CA 95437-5031
Document Number	0000001930
Instrument Date	Feb 7, 2022
Instrument	2022-01930
Transaction Type	Transfer
Record Updated	Jun 7, 2023

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Living Trust
Address	421 N HARBOR DR, FORT BRAGG, CA 95437-5031

September 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MENDOCINO CA
Property Address	421 N HARBOR DR, FORT BRAGG, CA 95437-5031
Transaction Type	Mortgage
Record Updated	Feb 5, 2021
Title Company	REDWOOD EMPIRE TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000010830
Date	Sep 3, 2019
Instrument	2019-10830

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company
Address	PONTIAC, MI 48341

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Sep 1, 2049

January 2021: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MENDOCINO CA
Recording Date	Jan 20, 2021
Property Address	421 N HARBOR DR, FORT BRAGG, CA 95437-5031
Document Number	0000000771
Instrument Date	Jan 13, 2021
Instrument	2021-00771
Transaction Type	Transfer
Record Updated	Sep 2, 2021
Title Company	REDWOOD EMPIRE TTL CO OF MEN

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N HARBOR DR, FORT BRAGG, CA 95437-5031

Mortgage

Document Number	0000000772
Date	Jan 20, 2021
Instrument	2021-00772

Lender

Name	UNITED WHOLESALE MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Feb 1, 2051

November 2020: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MENDOCINO CA
Recording Date	Nov 17, 2020
Property Address	421 N HARBOR DR, FORT BRAGG, CA 95437-5031
Document Number	0000015511
Instrument Date	Nov 4, 2020
Instrument	15511
Transaction Type	Transfer
Record Updated	Dec 1, 2020
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	421 N HARBOR DR FORT BRAGG CA 954375031, FORT BRAGG, CA 95437-5031

October 2017: Grant Deed, Transfer

Document Type	Grant Deed
Jurisdiction	MENDOCINO CA
Recording Date	Oct 23, 2017
Property Address	421 N HARBOR DR, FORT BRAGG, CA 95437-5031
Document Number	0000013869
Instrument Date	Oct 10, 2017
Instrument	13869
Transaction Type	Transfer
Record Updated	Nov 28, 2017
Title Company	REDWOOD EMPIRE TITLE CO/MENDOC

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$852.00
Amount Accuracy	Full Value
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N HARBOR DR FORT BRAGG CA 954375031, FORT BRAGG, CA 95437-5031

Mortgage

Document Number	13870
Date	Oct 23, 2017
Instrument	13870

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Oct 22, 2047

Tax Assessment & Valuation

The 2025 property tax bill for 421 N Harbor Dr was $10,287 with a homeowner's exemption.

Source: Mendocino County assessment roll, as of August 12, 2026

Property Jurisdictions

Type	Name
State	California
County	Mendocino County
Municipality	Fort Bragg City
Unified School District	Fort Bragg Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$899,449 (+2%) Land $261,129 Building $638,320
2025	$10,287.00 Homeowner's exemption	$881,813 Land $256,009 Building $625,804
2023	$9,992.00 Homeowner's exemption	$847,573 Land $246,069 Building $601,504
2020	$9,150.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 N Harbor Dr in Zone X, an area of minimal flood risk, within 500 ft of a high-risk flood zone.

Source: FEMA National Flood Hazard Layer, effective September 18, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Nearest Special Flood Hazard Area	Zone AE, within 500 ft
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	5 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 N Harbor Dr is low, with a 0.03% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 66% of the US · lower than 80% of California
Wildfire Likelihood	0.03% annual chance
Exposure	Direct burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CITY OF FORT BRAGG serves 7,117 people · EPA ID CA2310001
Water Source	Surface water
Last State Inspection	Jun 2021
Lead	Under 1 ppb (2022–2024) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Lead service line inventory currently in violation since Oct 2024
Monitoring and Reporting	1 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 175 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable	1,200 / 35
Starlink Satellite	280 / 30
Further Reach Fixed Wireless · DSL in parts of the area	200 / 200

May also be available: T-Mobile, Verizon.

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