421 N Cortez Dr, Payson, UT 84651 Property Records

Utah County property record for 421 N Cortez Dr, Payson, UT 84651

Property Summary

Property Type	Single Family Home
Details	2 bd · 2.5 ba · 1,548 sqft · built 1997
Lot Size	0.425 acres (18,500 sqft)
Owner	2 Company Names on Record
Tax Bill	$2,896 (2025)
Deeds & Mortgages	Jul 2026 Transfer May 2022 Line of Credit + 4 more
Flood Zone	Zone X (minimal risk)
APN	`41-332-0010`

Property Details

APN / Parcel Number

Primary APN	`41-332-0010`
Alternative APN	`059150`

Interior

Bedrooms	2 Beds
Full Baths	2.5 Baths
Half Baths	1 Half Bath
Total Rooms	5 Rooms
Stories	1 Story
Building Area	1,548 sqft Living Area
Gross Area	3,869 sqft
1st Floor Area	1,548 sqft
Basement Area	1,548 sqft
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1997
Effective Year Built	Effective 1997
Architectural Style	A-Frame
Exterior Material	Metal
Construction Type	Masonry / Concrete Block
Roof Type	Gable
Roof Material	Other
Lot Area	18,500 sqft (0.425 acres)
Garage Type	Attached
Garage Area	484 sqft
Parking Spaces	2 Parking Spaces
Porch	Covered Slab
Porch Area	379 sqft
Total Buildings	3 Buildings

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	059150
Street Address	421 N CORTEZ DR
City	PAYSON
State	UT
Zip	84651-4542
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 10, PLAT B, HASKELL SUB AREA 0.425 AC.
Legal Subdivision	HASKELL SUB
Legal Lot Number	10
Jurisdiction	UTAH UT
Township / Civil Division	SPANISH FORK-PAYSON
Census Block Group	3
Census Block	3045
Census Tract	10411

Owner

Source: Utah County records, as of July 20, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Company Names on Record
Mailing Address	421 N CORTEZ DR, PAYSON, UT 84651-4542
Occupancy	Owner Occupied
Owner Type	Company
Vesting	Trust, Revocable Trust

Deeds, Mortgages & Sale History

Date	Document
Jul 9, 2026	Quit Claim Deed, Transfer NONE LISTED ON DOCUMENT
May 2, 2022	Deed of Trust, Mortgage · Line of Credit UTAH COMMUNITY FCU
Mar 2, 2021	Deed of Trust, Mortgage · Conventional Mortgage UTAH COMMUNITY FCU
Nov 24, 2020	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY FCU
Apr 8, 2019	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU
Jun 7, 2018	Deed of Trust, Mortgage · Line of Credit UTAH CMNTY CU

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Apr 1, 2022
Deed Sale	Apr 1, 2022
Prior Sale	Dec 26, 2001 · Amount on Record
Deed Document Number	202240848
Prior Transfer Date	Mar 25, 1999
Prior Transfer Doc	0000035933
Record Updated	Sep 20, 2026

July 2026: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	UTAH UT
Recording Date	Jul 9, 2026
Property Address	421 N CORTEZ DR, PAYSON, UT 84651-4542
Document Number	0000056865
Instrument Date	Jun 3, 2026
Instrument	202656865
Transaction Type	Transfer
Record Updated	Aug 31, 2026
Title Company	NONE LISTED ON DOCUMENT

Transaction

Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Quitclaim

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Revocable Trust
Address	421 N CORTEZ DR, PAYSON, UT 84651-4542

May 2022: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	421 N CORTEZ DR, PAYSON, UT 84651-4542
Transaction Type	Mortgage
Record Updated	Sep 22, 2023
Title Company	MERIDIAN TITLE COMPANY INC, MERIDIAN TITLE COMPANY

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000054100
Date	May 2, 2022
Instrument	54100:2022

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	300 Months
Due	May 1, 2047

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	421 N CORTEZ DR, ELK RIDGE, UT 84651-4542
Transaction Type	Mortgage
Record Updated	Apr 22, 2021
Title Company	SKYLINE TITLE LLC

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000039263
Date	Mar 2, 2021
Instrument	39263:2021

Lender

Name	UTAH COMMUNITY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	240 Months
Due	Mar 1, 2041

November 2020: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	421 N CORTEZ DR, ELK RIDGE, UT 84651-4542
Document Number	0000190183
Instrument Date	Nov 24, 2020
Transaction Type	Mortgage
Record Updated	Dec 15, 2020
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N CORTEZ DR ELK RIDGE UT 846514542, ELK RIDGE, UT 84651-4542

Mortgage

Document Number	0000190183
Date	Dec 1, 2020
Instrument	190183

Lender

Name	UTAH CMNTY FCU
Type	Credit Union
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded

Interest

Rate Type	Adjustable Rate

April 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	421 N CORTEZ DR, ELK RIDGE, UT 84651-4542
Document Number	0000030430
Instrument Date	Apr 8, 2019
Transaction Type	Mortgage
Record Updated	May 9, 2019
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 N CORTEZ DR ELK RIDGE UT 846514542, ELK RIDGE, UT 84651-4542

Mortgage

Document Number	0000030430
Date	Apr 12, 2019
Instrument	30430

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Apr 11, 2034

Interest

Rate Type	Adjustable Rate

June 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	UTAH UT
Property Address	421 N CORTEZ DR, ELK RIDGE, UT 84651-4542
Document Number	0000054777
Instrument Date	Jun 7, 2018
Transaction Type	Mortgage
Record Updated	Jul 4, 2018
Title Company	MERIDIAN TITLE

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 N CORTEZ DR ELK RIDGE UT 846514542, ELK RIDGE, UT 84651-4542

Mortgage

Document Number	0000054777
Date	Jun 12, 2018
Instrument	54777

Lender

Name	UTAH CMNTY CU
Address	PROVO, UT 84604

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	180 Months
Due	Jun 11, 2033

Interest

Rate Type	Adjustable Rate

Tax Assessment & Valuation

Source: Utah County assessment roll, as of July 20, 2026

Property Jurisdictions

Type	Name
State	Utah
County	Utah County
Municipality	Elk Ridge City
Unified School District	Nebo School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$311,135 (-42.89%)	$565,700 (+3.84%) Land $239,100 Building $326,600
2025	$2,896.00	$544,800 (+87.85%) Land $217,400 Building $327,400	$544,800 (+3.32%) Land $217,400 Building $327,400
2024	$2,896.00 (+2.88%)
2023	$2,815.00 (-7.95%)	$290,015	$527,300 Land $201,000 Building $326,300
2022	$3,058.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective June 22, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	4 in force
Nearby Flood Claims	1 (2019)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Aug 2019 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 57% of the US · above 45% of Utah
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	ELK RIDGE TOWN serves 5,510 people · EPA ID UTAH25031
Water Source	Groundwater
Last State Inspection	Oct 2023
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 289 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Xfinity Cable · Fiber in parts of the area	2,000 / 250
Verizon Fixed Wireless	300 / 20
Utah Broadband Fixed Wireless	100 / 25

May also be available: CenturyLink.

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