Frederick County property record for 421 N Bentz St, Frederick, MD 21701
| Property Type | Single Family Home |
|---|---|
| Details | 2 ba · 1,152 sqft · built 1900 |
| Lot Size | 0.063 acres (2,760 sqft) |
| Owner | 2 Individual Names on Record |
| Last Sale | $265,000 (Aug 2020) |
| Tax Bill | $6,529 (2025) |
| Deeds & Mortgages | Aug 2020 Sale & Mortgage Feb 2017 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 02-063980 |
| Primary APN | 02-063980 |
|---|---|
| Alternative APNs |
|
| Full Baths | 2 Baths |
|---|---|
| Stories | 2 Stories |
| Building Area | 1,152 sqft Living Area |
| Gross Area | 1,207 sqft |
| 1st Floor Area | 576 sqft |
| Year Built | Built 1900 |
|---|---|
| Effective Year Built | Effective 1900 |
| Architectural Style | Conventional |
| Construction Type | Frame |
| Roof Material | Composition Shingle |
| Lot Area | 2,760 sqft (0.063 acres) |
| Lot Dimensions | 138 ft deep x 20 ft wide |
| Porch | Enclosed Porch |
| Porch Area | 150 sqft |
| Patio Area | 192 sqft |
| Heating System | HVAC |
|---|---|
| Sewer | Municipal |
| Account Number | 063980 |
|---|---|
| Street Address | 421 N BENTZ ST |
| City | FREDERICK |
| State | MD |
| Zip | 21701-4939 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | R12 |
| Legal Description | LT 20 X 138 421 N. BENTZ ST FREDERICK |
| Legal Subdivision | FREDERICK |
| Legal Lot Number | 421 |
| Jurisdiction | FREDERICK MD |
| Township / Civil Division | 2, FREDERICK |
| Census Block Group | 1 |
| Census Block | 1030 |
| Census Tract | 750600 |
Source: NPS National Register of Historic Places, as of August 1, 2026
| Historic District | Within the Frederick Historic District listed 1973 · 304 contributing resources · NRIS 73000916 |
|---|---|
| Individually Listed | Old National Pike Milestones listed 1975 · 69 contributing resources · NRIS 75002107 |
Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.
Source: Frederick County records, as of August 7, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on Record |
|---|---|
| Mailing Address | 421 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Joint Tenants with Right of Survivorship |
| Date | Document |
|---|---|
| Aug 24, 2020 | Deed, Transfer · FHA Mortgage EAGLE HOME MORTGAGE LLC |
| Feb 7, 2017 | Grant Deed, Transfer · Conventional with PMI MORTGAGE MASTER |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Aug 24, 2020 · Amount on Record |
| Deed Sale | Aug 24, 2020 · Amount on Record |
| Prior Sale | Feb 7, 2017 · Amount on Record |
| Deed Book / Page | 14008 / 80 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Aug 24, 2020 |
| Property Address | 421 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Document Number | 0140080080 |
| Book / Page | 14008 / 80 |
| Instrument Date | Aug 7, 2020 |
| Transaction Type | Transfer |
| Record Updated | Aug 9, 2021 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,325.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants with Right of Survivorship |
| Address | 421 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Document Number | 1400887 |
|---|---|
| Date | Aug 24, 2020 |
| Instrument | 14008/87 |
| Name | EAGLE HOME MORTGAGE LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Sep 1, 2050 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | FREDERICK MD |
| Recording Date | Feb 7, 2017 |
| Property Address | 421 N BENTZ ST, FREDERICK, MD 21701-4939 |
| Document Number | 0116560409 |
| Book / Page | 01165 / 000409 |
| Instrument Date | Dec 23, 2016 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2018 |
| Title Company | FIDELITY NATIONAL TITLE, FIDELITY NATIONAL TITLE INSURANCE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $206.00 |
| Amount Accuracy | Confirmed |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 421 N BENTZ ST FREDERICK MD 217014939, FREDERICK, MD 21701-4939 |
| Document Number | 116560416 |
|---|---|
| Date | Feb 7, 2017 |
| Book Page | 011656/000416 |
| Name | MORTGAGE MASTER |
|---|---|
| Type | Mortgage Company |
| Address | FOOTHILL RANCH, CA 92610 |
| Type | Conventional with PMI |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 6, 2047 |
Source: Frederick County assessment roll, as of August 7, 2026
| Type | Name |
|---|---|
| State | Maryland |
| County | Frederick County |
| Municipality | Frederick City |
| Unified School District | Frederick County Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $372,233 (+33.91%) | $410,900 (+16.44%) Land $163,800 Building $247,100 | |
| 2025 | $6,529.00 (+28.4%) | ||
| 2023 | $5,085.00 | $277,967 | $352,900 Land $123,800 Building $229,100 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective November 6, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 3 in force |
| Nearby Flood Claims | 2 (2018) |
| Claims Outside the SFHA | 2 of 2 |
| Most Recent Claim | May 2018 · Severe Storms And Flooding |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF FREDERICK serves 54,000 people · EPA ID MD0100015 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2024 |
| Lead | 1 ppb (2019–2021) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 1,251 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Glo Fiber Fiber | 8,000 / 8,000 |
| Xfinity Cable | 2,000 / 2,000 |
| Verizon Fixed Wireless · Fiber in parts of the area | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
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