421 N 85th Ave W, Duluth, MN 55807 Property Records

St. Louis County property record for 421 N 85th Ave W, Duluth, MN 55807

Property Summary

Property TypeSingle Family Home
Details4 bd · 1.75 ba · 1,092 sqft · built 1979
Lot Size0.215 acres (9,380 sqft)
OwnerIndividual Name on Record
Last Sale$260,000 (Dec 2020)
Tax Bill$3,892 (2026)
Deeds & MortgagesDec 2020 Sale & Mortgage
Jun 2019 Sale
+ 1 more
Flood ZoneZone X (minimal risk)
APN010-4429-00010

Property Details

APN / Parcel Number

Primary APN010-4429-00010
Alternative APN
  • 1102608

Interior

Bedrooms4 Beds
Full Baths1.75 Baths
Total Rooms9 Rooms
Stories1 Story
Building Area1,092 sqft Gross Area
1st Floor Area1,092 sqft
Basement Area700 sqft
Finished Basement700 sqft
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1979
Effective Year BuiltEffective 1995
Architectural StyleSplit Foyer
Exterior MaterialCombination
Construction TypeFrame
Roof TypeGable
Lot Area9,380 sqft (0.215 acres)
Garage Area704 sqft

Exterior Amenities

Pool TypeSpa / Hot Tub (No Pool)
PorchSlab
Porch Area24 sqft
Deck Area91 sqft
Gazebo87 sqft
Storage Building96 sqft
SaunaSauna

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemBaseboard
Heating FuelGas

Location & Zoning

Account Number1102608
Street Address421 N 85TH AVE W
CityDULUTH
StateMN
Zip55807-1755
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionEX SLY 30 FT SERIAL #
Legal SubdivisionWAHLSTROM DIVISION
Legal Block1
Legal Lot Number1
JurisdictionST LOUIS MN
Township / Civil DivisionDULUTH
Census Block Group1
Census Block1000
Census Tract3600

Owner

Source: St. Louis County records, as of August 17, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on Record
Mailing Address421 N 85TH AVE W, DULUTH, MN 55807-1755
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 30, 2020Warranty Deed, Transfer · Conventional with PMI
WELLS FARGO BK
Jun 7, 2019Quit Claim Deed, Transfer
ATTORNEY ONLY
Dec 21, 2018Warranty Deed, Transfer · Conventional with PMI
PROCTOR FCU

Assessor's Deed Record

Deed NamesName on Deed
Last SaleDec 30, 2020 · Amount on Record
Deed SaleDec 30, 2020 · Amount on Record
Prior SaleDec 21, 2018 · Amount on Record
Deed Document Number20201034433
Prior Transfer DateOct 22, 2018
Prior Transfer Doc0001004657
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 30, 2020
Property Address421 N 85TH AVE W, DULUTH, MN 55807-1755
Document Number00T1034433
Instrument DateDec 22, 2020
InstrumentT1034433
Transaction TypeTransfer
Record UpdatedJan 29, 2021
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$858.00
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address421 N 85TH AVE W DULUTH MN 558071755, DULUTH, MN 55807-1755

Mortgage

Document NumberT1034434
DateDec 30, 2020
InstrumentT1034434
Lender
NameWELLS FARGO BK
TypeBank
AddressSIOUX FALLS, SD 57104
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term360 Months
DueDec 29, 2050

June 2019: Quit Claim Deed, Transfer

Document TypeQuit Claim Deed
JurisdictionST LOUIS MN
Recording DateJun 7, 2019
Property Address421 N 85TH AVE W, DULUTH, MN 55807-1755
Document Number00T1011264
Instrument DateJun 6, 2019
InstrumentT1011264
Transaction TypeTransfer
Record UpdatedJun 18, 2019
Title CompanyATTORNEY ONLY

Transaction

AmountAmount Recorded
Tax$1.65
Additional
  • Quitclaim

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
Address505 N 85TH AVE W DULUTH MN 55807, DULUTH, MN 55807

December 2018: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionST LOUIS MN
Recording DateDec 21, 2018
Property Address421 N 85TH AVE W, DULUTH, MN 55807-1755
Document Number00T1006332
Instrument DateDec 14, 2018
InstrumentT1006332
Transaction TypeTransfer
Record UpdatedJan 4, 2019
Title CompanyNORTH SHORE TITLE

Transaction

AmountAmount Recorded
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$775.50
Additional
  • Arm's Length
  • Multiple Parcels

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipJoint Tenants with Right of Survivorship
Address421 N 85TH AVE W DULUTH MN 558071755, DULUTH, MN 55807-1755

Mortgage

Document NumberT1006333
DateDec 21, 2018
InstrumentT1006333
Lender
NamePROCTOR FCU
TypeCredit Union
AddressPROCTOR, MN 55810
Agreement
TypeConventional with PMI
AmountAmount Recorded
Term60 Months
DueDec 20, 2023

Tax Assessment & Valuation

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

TypeName
StateMinnesota
CountySt. Louis County
MunicipalityDuluth City
Unified School DistrictDuluth Public School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2026$3,892.00 (+7.69%) Homeowner's exemption
2025$3,614.00 (+0.44%) Homeowner's exemption$334,000 (+18.61%) Land $20,200 Building $313,800$334,000 (+18.61%) Land $20,200 Building $313,800
2024$3,598.00$281,600 (+15.36%) Land $18,600 Building $263,000$281,600 (+15.36%) Land $18,600 Building $263,000
2022$244,100 Land $21,100 Building $223,000$244,100 Land $21,100 Building $223,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · lower than 60% of Minnesota
Wildfire Likelihood0.01% annual chance
ExposureDirect
burnable vegetation

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemDuluth
serves 86,859 people · EPA ID MN1690011
Water SourceSurface water
Last State InspectionFeb 2025
Lead8 ppb (2023–2025)
action level 15 ppb

Violations Reported to EPA

Water QualityTurbidity
resolved · Oct 2017
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 147 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Spectrum
Cable
1,000 / 1,000
Starlink
Satellite
280 / 30
Airfiber
Fixed Wireless
100 / 20

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