421 N 4th St, Chillicothe, IL 61523 Property Records

Peoria County property record for 421 N 4th St, Chillicothe, IL 61523

Property Summary

Property TypeCommercial
Details4 bd · 1.5 ba · 2,776 sqft · built 1905
Lot Size0.245 acres (10,890 sqft)
Owner2 Individual Names on File
Last Sale$178,000 (Apr 2016)
Tax Bill$5,494 (2025)
Deeds & MortgagesMay 2020 Line of Credit
Mar 2022 Mortgage
APN05-29-210-006

Property Details

APN / Parcel Number

Primary APN05-29-210-006

Interior

Bedrooms4 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area2,776 sqft Gross Area
1st Floor Area1,044 sqft
Basement Area960 sqft

Exterior

Year BuiltBuilt 1905
Effective Year BuiltEffective 1935
Architectural StyleOld Style
Lot Area10,890 sqft (0.245 acres)
Lot Width165 ft Width
Garage TypeDetached
Garage Area1,588 sqft

Utilities, Heating & Cooling

Cooling SystemHVAC

Location & Zoning

Street Address421 N 4TH ST
CityCHILLICOTHE
StateIL
Zip61523-2001
Property CategoryCommercial
Property TypeCommercial > Retail
Legal DescriptionTRUITTS ADD NE 1/4 SEC 29-11-9E (93-13212) LOT 10 BLK 3 (EXC ROUTE 29 ROW AS DESC PER DOC #96-04267)
Legal Range09
Legal Township11
Legal Section29
Legal SubdivisionTRUITTS ADD
Legal Block3
Legal Lot Number10
JurisdictionPEORIA IL
Township / Civil DivisionCHILLICOTHE
Census Block Group5
Census Block5059
Census Tract3602

Owner

421 N 4th St, a commercial property, is owned by two individuals who bought it in April 2016.

Source: Peoria County records, as of October 13, 2026

Owner of Record2 Individual Names on File
Mailing Address12000 N HICKORY GROVE RD, DUNLAP, IL 61525-9257
Owner TypeIndividual
VestingJoint Tenants

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

DateDocument
May 8, 2020Deed of Trust, Mortgage · Line of Credit
IAA CU
Mar 25, 2022Deed of Trust, Mortgage
BETTER BANKS

Assessor's Deed Record

Deed Names2 Names on Deed
Last SaleApr 1, 2016 · Amount on File
Deed SaleApr 1, 2016 · Amount on File
Record UpdatedOct 29, 2026

May 2020: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEORIA IL
Property Address421 N 4TH ST, CHILLICOTHE, IL 61523-2001
Transaction TypeMortgage
Record UpdatedDec 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000007769
DateMay 8, 2020
Instrument2020007769
Lender
NameIAA CU
TypeCredit Union
AddressBLOOMINGTON, IL 61701
Agreement
TypeLine of Credit
AmountAmount on Record
Term179 Months
DueApr 15, 2035
Interest
Rate TypeAdjustable Rate
Rate3%
Change FrequencyAnnually

March 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionPEORIA IL
Property Address421 N 4TH ST, CHILLICOTHE, IL 61523-2001
Transaction TypeMortgage
Record UpdatedDec 1, 2022

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number0000005366
DateMar 25, 2022
Instrument2022005366
Lender
NameBETTER BANKS
TypeBank
AddressPEORIA, IL 61607
Agreement
AmountAmount on Record
Term60 Months
DueMar 14, 2027
Interest
Rate TypeFixed Rate
Rate3%

Tax Assessment & Valuation

The 2025 property tax bill for 421 N 4th St was $5,494.

Source: Peoria County assessment roll, as of May 28, 2025

Property Jurisdictions

TypeName
StateIllinois
MunicipalityChillicothe City
CountyPeoria County
County SubdivisionChillicothe Township
Unified School DistrictIllinois Valley Central Unit School District 321 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$5,494.00
2024$62,940 Land $14,270 Building $48,670$188,820 Land $42,810 Building $146,010

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA has no flood map on file for 421 N 4th St; there have been 3 flood claims nearby since 1979.

Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneNot on file
Nearby Flood Claims3 (1979)
Most Recent ClaimSep 1979 · tidal / storm surge

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 N 4th St is low, with less than a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 99.1% of the US · lower than 94% of Illinois
Wildfire LikelihoodUnder 0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemCHILLICOTHE
serves 6,660 people · EPA ID IL1430200
Water SourceGroundwater
Last State InspectionMar 2026
Lead1 ppb (2026–2028)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting5
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 111 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
i3 Broadband
Fiber
8,000 / 8,000
Mediacom Xtream
Cable · Fiber in parts of the area
1,000 / 50
Nextlink
Fixed Wireless
500 / 100
Verizon
Fixed Wireless
300 / 20
AT&T
Fixed Wireless
100 / 20

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