421 N 39th St, Fort Smith, AR 72903 Property Records

Sebastian County property record for 421 N 39th St, Fort Smith, AR 72903

Property Summary

Property Type	Single Family Home
Details	1 ba · 938 sqft
Lot Size	0.15 acres (6,534 sqft)
Owner	Individual Name on File
Last Sale	$105,000 (Dec 2021)
Tax Bill	$522 (2026)
Deeds & Mortgages	Dec 2021 Sale & Mortgage Apr 2021 Sale + 2 more
Flood Zone	Zone X (minimal risk)
APN	`15893-0019-00001-00`

Property Details

APN / Parcel Number

Primary APN	`15893-0019-00001-00`
Alternative APN	`40041`

Interior

Full Baths	1 Bath
Stories	1 Story
Building Area	938 sqft Living Area
1st Floor Area	938 sqft
Basement Area	300 sqft
Flooring	Carpet

Exterior

Construction Type	Frame
Roof Type	Gable
Roof Material	Fiberglass
Lot Area	6,534 sqft (0.15 acres)
Lot Dimensions	132 ft deep x 50 ft wide
Driveway	Concrete Driveway
Driveway Area	595 sqft
Porch	Open Porch
Porch Area	136 sqft
Patio Area	240 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Central

Location & Zoning

Account Number	40041
Street Address	421 N 39TH ST
City	FORT SMITH
State	AR
Zip	72903-1801
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	LOT 19 BLK 1
Legal Range	32
Legal Township	08
Legal Section	15
Legal Subdivision	PARK AVENUE
Legal Block	1
Legal Lot Number	19
Jurisdiction	SEBASTIAN AR
Township / Civil Division	UPPER
Census Block Group	2
Census Block	2023
Census Tract	700

Owner

421 N 39th St is owned and occupied by an individual who bought it in December 2021.

Source: Sebastian County records, as of August 31, 2026

Owner of Record	Individual Name on File
Mailing Address	421 N 39TH ST, FORT SMITH, AR 72903-1801
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2021	Warranty Deed, Transfer · Conventional Mortgage CADENCE BANK NA
Apr 19, 2021	Special Warranty Deed, Transfer TITLE 365, TITLE365
Feb 22, 2021	Correction Deed · Line of Credit ARMSTRONG ASSOCIATES FCU
Jan 25, 2021	Trustee's Deed, Foreclosure

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Dec 30, 2021 · Amount on File
Deed Sale	Dec 30, 2021 · Amount on File
Prior Sale	Apr 19, 2021 · Amount on File
Deed Document Number	202133773
Transfer Doc	0428000900
Record Updated	Oct 29, 2026

December 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Dec 30, 2021
Property Address	421 N 39TH ST, FORT SMITH, AR 72903-1801
Document Number	2021F33773
Instrument Date	Dec 29, 2021
Instrument	2021F-33773
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	ACCOMODATION, ACCOMMODATION

Transaction

Amount	Amount on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$346.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	2409 WYNDERMERE WAY, FORT SMITH, AR 72903-4322

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N 39TH ST, FORT SMITH, AR 72903-1801

Mortgage

Document Number	2021F33774
Date	Dec 30, 2021
Instrument	2021F-33774

Lender

Name	CADENCE BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	361 Months
Due	Jan 1, 2052

April 2021: Special Warranty Deed, Transfer

Document Type	Special Warranty Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Apr 19, 2021
Property Address	421 N 39TH ST, FORT SMITH, AR 72903-1801
Document Number	2021F10066
Instrument Date	Apr 7, 2021
Instrument	2021F-10066
Transaction Type	Transfer
Record Updated	Dec 1, 2025
Title Company	TITLE 365, TITLE365

Transaction

Amount	Amount on Record
Tax	$115.50
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 N 39TH ST, FORT SMITH, AR 72903-1801

February 2021: Correction Deed

Document Type	Correction Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Feb 22, 2021
Property Address	421 N 39TH ST, FORT SMITH, AR 72903-1801
Document Number	2021F04191
Instrument Date	Feb 22, 2021
Instrument	2021F-04191
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Mortgage

Document Number	2021F04129
Date	Feb 22, 2021
Instrument	2021F-04129

Lender

Name	ARMSTRONG ASSOCIATES FCU
Type	Credit Union

Agreement

Type	Line of Credit
Amount	Amount on Record

Interest

Rate Type	Adjustable Rate
Change Frequency	Monthly

January 2021: Trustee's Deed, Foreclosure

Document Type	Trustee's Deed
Jurisdiction	SEBASTIAN AR
Recording Date	Jan 25, 2021
Property Address	421 N 39TH ST, FORT SMITH, AR 72903-1801
Document Number	2021F01876
Instrument Date	Jan 21, 2021
Instrument	2021F-01876
Transaction Type	Foreclosure
Record Updated	Dec 1, 2025

Transaction

Tax	$0.00
Amount Accuracy	Transfer Tax Exempt
Additional	Notice of Trustee Sale

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Family Living Trust
Address	8950 CYPRESS WATERS BLVD, COPPELL, TX 75019-4620

Tax Assessment & Valuation

The 2026 property tax bill for 421 N 39th St was $522 with a homeowner's exemption.

Source: Sebastian County assessment roll, as of August 31, 2026

Property Jurisdictions

Type	Name
State	Arkansas
County	Sebastian County
Municipality	Fort Smith City
Unified School District	Fort Smith Public Schools (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$522.00 Homeowner's exemption	$14,526 (-) Land $3,600 Building $10,926	$72,630 (-) Land $18,000 Building $54,630
2025	$522.00 Homeowner's exemption	$14,526 Land $3,600 Building $10,926	$72,630 Land $18,000 Building $54,630
2023	$72.00	$8,570 Land $2,200 Building $6,370	$42,850 Land $11,000 Building $31,850

Assessed value is set for property tax purposes, not a market price estimate; it is a fraction of this property's market value.

Flood

FEMA maps place 421 N 39th St in Zone X, an area of minimal flood risk, though there have been 15 flood claims nearby since 2002.

Source: FEMA National Flood Hazard Layer, effective June 1, 2025 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	3 in force
Nearby Flood Claims	15 (2002–2019)
Claims Outside the SFHA	2 of 15
Most Recent Claim	Aug 2019 · rainfall accumulation
Claims by Event	Severe Storms, Tornadoes, And Flooding, Apr 2008 · 6 claims

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 N 39th St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 98.7% of Arkansas
Wildfire Likelihood	0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	FORT SMITH WATER UTILITIES serves 86,209 people · EPA ID AR0000507
Water Source	Surface water
Last State Inspection	Feb 2026
Lead	1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Treatment failure resolved · Aug 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 492 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless, DSL in parts of the area	5,000 / 5,000
Cox Communications Cable · Fiber in parts of the area	2,000 / 100
Verizon Fixed Wireless	300 / 20

May also be available: Dobson Fiber, Right Fiber.

Nearby Properties on N 39th St

Nearby Streets

Search Property Records by Address or Parcel Number

Search by:

By searching, you agree to: Terms • Privacy • Disclosures