421 N 2nd St, Geneva, IL 60134 Property Records

Kane County property record for 421 N 2nd St, Geneva, IL 60134

Property Summary

Property TypeSingle Family Home
Lot Size0.024 acres (1,084 sqft)
OwnerIndividual Name on File
Last Sale$675,000 (Sep 2024)
Tax Bill$13,683 (2025)
Deeds & MortgagesApr 2021 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-03-276-043

Property Details

APN / Parcel Number

Primary APN12-03-276-043

Exterior

Lot Area1,084 sqft (0.024 acres)

Location & Zoning

Street Address421 N 2ND ST
CityGENEVA
StateIL
Zip60134-1440
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionPARK PLACE PT LOT 4 DESCRIBED AS UNIT 4-3 IN SURVEY PROVIDED WITH TAX PAYER REQUEST TO DIVIDE 12-03-276-022 DATED 1/25/16
Legal SubdivisionPARK PLACE
Legal Block1
Legal Lot Number4
Legal Unit4-3
JurisdictionKANE IL
Township / Civil DivisionGENEVA
Census Block Group1
Census Block1023
Census Tract852608

Owner

421 N 2nd St is owned by an individual who bought it in September 2024.

Source: Kane County records, as of July 21, 2026

Owner of RecordIndividual Name on File
Mailing Address1406 KEIM TRL, SAINT CHARLES, IL 60174-5824
Owner TypeIndividual
VestingSingle

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesName on Deed
Last SaleSep 26, 2024 · Amount on File
Deed SaleSep 26, 2024 · Amount on File
Prior SaleApr 16, 2021 · Amount on File
Record UpdatedSep 20, 2026

April 2021: Deed, Transfer

Document TypeDeed
JurisdictionKANE IL
Recording DateApr 16, 2021
Property Address421 N 2ND ST, GENEVA, IL 60134-1440
Document Number0000029793
Map ReferenceDOC 2015K027282
Instrument DateApr 6, 2021
Instrument2021K029793
Transaction TypeTransfer
Record UpdatedJul 27, 2021
Title CompanyCHICAGO TITLE INSURANCE CO

Transaction

AmountAmount on Record
DownpaymentDownpayment on Record
Loan-to-Value (LTV)LTV on Record
Tax$450.00
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name
Address302 N 3RD ST, 302, GENEVA, IL 60134-1444

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 N 2ND ST, GENEVA, IL 60134-1440

Mortgage

Document Number0000029794
DateApr 16, 2021
Instrument2021K029794
Lender
NameCALIBER HOME LOANS INC
TypeMortgage Company
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term361 Months
DueMay 1, 2051

Tax Assessment & Valuation

The 2025 property tax bill for 421 N 2nd St was $13,683.

Source: Kane County assessment roll, as of December 26, 2025

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionGeneva Township
MunicipalityGeneva City
Unified School DistrictGeneva Community Unit School District 304 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$13,683.00
2024$181,986 Land $51,113 Building $130,873$546,176 Land $153,400 Building $392,776
2022$13,894.00 (+2.96%) Homeowner's exemption$172,412 (+3.86%) Land $43,176 Building $129,236$517,236 (+3.86%) Land $129,528 Building $387,708
2021$13,494.00 Homeowner's exemption$166,004 Land $41,571 Building $124,433$498,012 Land $124,713 Building $373,299

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Flood

FEMA maps place 421 N 2nd St in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 N 2nd St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemGENEVA
serves 21,247 people · EPA ID IL0890350
Water SourceGroundwater
Last State InspectionJun 2023
Lead5 ppb (2026)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 264 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Xfinity
Cable
2,000 / 250
Verizon
Fixed Wireless
300 / 20
T-Mobile
Fixed Wireless
100 / 20
AT&T
Fixed Wireless · DSL · Fiber in parts of the area
100 / 20

Nearby Properties on N 2nd St

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