421 N 27th Ave W, Duluth, MN 55806 Property Records

St. Louis County property record for 421 N 27th Ave W, Duluth, MN 55806

Property Summary

Property Type	Single Family Home
Details	3 bd · 1.5 ba · 1,476 sqft · built 1907
Lot Size	0.078 acres (3,402 sqft)
Owner	Individual Name on File
Last Sale	$3,000 (Feb 2022)
Tax Bill	$2,568 (2026)
Deeds & Mortgages	Feb 2022 Mortgage Apr 2019 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`010-1180-02970`

Property Details

APN / Parcel Number

Primary APN	`010-1180-02970`
Alternative APN	`1126273`

Interior

Bedrooms	3 Beds
Full Baths	1.5 Baths
Half Baths	1 Half Bath
Total Rooms	7 Rooms
Stories	2 Stories
Building Area	1,476 sqft Gross Area
1st Floor Area	738 sqft

Exterior

Year Built	Built 1907
Effective Year Built	Effective 1973
Exterior Material	Aluminum/Vinyl
Construction Type	Frame
Roof Type	Hip
Lot Area	3,402 sqft (0.078 acres)
Garage Type	Detached
Garage Area	660 sqft

Exterior Amenities

Pool Type	Spa / Hot Tub (No Pool)
Porch	Slab
Porch Area	60 sqft
Deck Area	200 sqft
Sauna	Sauna

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas

Location & Zoning

Account Number	1126273
Street Address	421 N 27TH AVE W
City	DULUTH
State	MN
Zip	55806-1436
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	N 34 FT OF S 70 FT OF LOTS 434 AND 436 SERIAL #
Legal Subdivision	DULUTH PROPER SECOND DIVISION
Legal Block	118
Legal Lot Number	434,436
Jurisdiction	ST LOUIS MN
Township / Civil Division	DULUTH
Census Block Group	1
Census Block	1014
Census Tract	2600

Owner

421 N 27th Ave W is owned and occupied by an individual who bought it in February 2022.

Source: St. Louis County records, as of August 17, 2026

Owner of Record	Individual Name on File
Mailing Address	421 N 27TH AVE W, DULUTH, MN 55806-1436
Occupancy	Owner Occupied
Owner Type	Individual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Feb 16, 2022	Intrafamily Transfer, Transfer · Conventional Mortgage UNITED WHOLESALE MORTGAGE
Apr 24, 2019	Warranty Deed, Transfer · Conventional Mortgage FARMERS & MERCHANTS SVGS BK

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Feb 16, 2022 · Amount on File
Deed Sale	Feb 16, 2022 · Amount on File
Prior Sale	Jul 31, 2009 · Amount on File
Deed Document Number	20221053484
Prior Transfer Date	Feb 9, 2022
Prior Transfer Doc	0001053484
Record Updated	Sep 20, 2026

February 2022: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	ST LOUIS MN
Recording Date	Feb 16, 2022
Property Address	421 N 27TH AVE W, DULUTH, MN 55806-1436
Document Number	0001053484
Instrument Date	Feb 9, 2022
Instrument	1053484
Transaction Type	Transfer
Record Updated	Aug 15, 2022
Title Company	PAN AMERICAN TITLE COMPANY, ALL AMERICAN TITLE COMPANY

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer Multiple Parcels

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants
Address	421 N 27TH AVE W, DULUTH, MN 55806-1436

Mortgage

Document Number	0001053485
Date	Feb 16, 2022
Instrument	1053485

Lender

Name	UNITED WHOLESALE MORTGAGE
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	181 Months
Due	Mar 1, 2037

April 2019: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	ST LOUIS MN
Recording Date	Apr 24, 2019
Property Address	421 N 27TH AVE W, DULUTH, MN 55806-1436
Document Number	0001353598
Instrument Date	Apr 11, 2019
Instrument	1353598
Transaction Type	Transfer
Record Updated	May 3, 2019
Title Company	CONSOLIDATED TITLE COMPANY, CONSOLIDATED TITLE & ABS

Transaction

Amount	Amount on Record
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$471.90
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	43 CROIXVIEW DR S AFTON MN 550019774, AFTON, MN 55001-9774

Mortgage

Document Number	A1353599
Date	Apr 24, 2019
Instrument	A1353599

Lender

Name	FARMERS & MERCHANTS SVGS BK
Type	Federal Savings Bank
Address	CEDAR RAPIDS, IN 52404

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Apr 23, 2049

Tax Assessment & Valuation

The 2026 property tax bill for 421 N 27th Ave W was $2,568 with a homeowner's exemption, up 15.7% from the year before.

Source: St. Louis County assessment roll, as of August 17, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	St. Louis County
Municipality	Duluth City
Unified School District	Duluth Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026	$2,568.00 (+15.68%) Homeowner's exemption
2025	$2,220.00 (+3.74%) Homeowner's exemption	$216,200 (+16.55%) Land $12,800 Building $203,400	$216,200 (+16.55%) Land $12,800 Building $203,400
2024	$2,140.00	$185,500 Land $15,400 Building $170,100	$185,500 Land $15,400 Building $170,100
2022		$153,700 Land $13,600 Building $140,100	$153,700 Land $13,600 Building $140,100

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 N 27th Ave W in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective March 24, 2025

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

The area around 421 N 27th Ave W has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Duluth serves 86,859 people · EPA ID MN1690011
Water Source	Surface water
Last State Inspection	Feb 2025
Lead	8 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	Turbidity resolved · Oct 2017
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 601 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable	1,000 / 1,000
Verizon Fixed Wireless	300 / 20
Starlink Satellite	280 / 30

May also be available: Airfiber.

Cell Coverage

5G (outdoors only) and 4G LTE

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