Adams County property record for 421 N 20th St, Quincy, IL 62301
| Property Type | Commercial |
|---|---|
| Lot Size | 0.19 acres (8,309 sqft) |
| Owner | Individual Name on Record |
| Tax Bill | $12,908 (2024) |
| Deeds & Mortgages | Jul 2026 Mortgage Sep 2018 Mortgage + 2 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 235210600000 |
| Primary APN | 235210600000 |
|---|
| Lot Area | 8,309 sqft (0.19 acres) |
|---|---|
| Lot Dimensions | 191 ft deep x 43 ft wide |
| Street Address | 421 N 20TH ST |
|---|---|
| City | QUINCY |
| State | IL |
| Zip | 62301-2846 |
| Property Category | Commercial |
| Property Type | Commercial > Retail |
| Legal Description | SEC 36 1S9W LOT 4 STAHLS SUB LOT 62-MOULTON LOT 3 & E 13.5FT LOT 4 & -EX S 1 & 2 |
| Legal Range | 09W |
| Legal Township | 01S |
| Legal Section | 36 |
| Legal Subdivision | STAHLS SUB |
| Legal Lot Number | 4,62,3 |
| Jurisdiction | ADAMS IL |
| Township / Civil Division | QUINCY |
| Census Block Group | 2 |
| Census Block | 2002 |
| Census Tract | 600 |
Source: Adams County records, as of August 4, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 574 CLINIC RD, HANNIBAL, MO 63401-3606 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Jul 10, 2026 | Deed of Trust, Mortgage · Conventional Mortgage F AND M BANK AND TRUST COMPANY |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| May 12, 2017 | Deed of Trust, Mortgage · Conventional Mortgage STATE STREET BANK & TRUST CO |
| Sep 13, 2018 | Deed of Trust, Mortgage · Conventional Mortgage MERCANTILE BANK |
| Deed Names | Name on Deed |
|---|---|
| Record Updated | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Recording Date | Jul 10, 2026 |
| Property Address | 421 N 20TH ST, QUINCY, IL 62301-2846 |
| Document Number | 0000004143 |
| Instrument Date | Jul 10, 2026 |
| Instrument | 20264143 |
| Transaction Type | Mortgage |
| Record Updated | Jul 21, 2026 |
| Title Company | NONE LISTED ON DOCUMENT |
| Name | Verified Name |
|---|---|
| Address | 421 N 20TH ST, QUINCY, IL 62301-2846 |
| Document Number | 0000004143, |
|---|---|
| Date | Jul 10, 2026 |
| Instrument | 20264143 |
| Name | F AND M BANK AND TRUST COMPANY |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 60 Months |
| Due | Jul 10, 2031 |
| Rate | 6.52% |
|---|---|
| Max Rate | -1% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 421 N 20TH ST, QUINCY, IL 62301-2846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 7, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R07267 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 2018R-07267 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 421 N 20TH ST, QUINCY, IL 62301-2846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2017R03785 |
|---|---|
| Date | May 12, 2017 |
| Instrument | 2017R-03785 |
| Name | STATE STREET BANK & TRUST CO |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | ADAMS IL |
| Property Address | 421 N 20TH ST, QUINCY, IL 62301-2846 |
| Transaction Type | Mortgage |
| Record Updated | Feb 5, 2021 |
| Name | Verified Name |
|---|
| Document Number | 2018R07267 |
|---|---|
| Date | Sep 13, 2018 |
| Instrument | 2018R-07267 |
| Name | MERCANTILE BANK |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Fixed Rate |
|---|
Source: Adams County assessment roll, as of May 4, 2026
| Type | Name |
|---|---|
| State | Illinois |
| County | Adams County |
| County Subdivision | Quincy Township |
| Municipality | Quincy City |
| Unified School District | Quincy School District 172 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $203,540 (+22.38%) Land $38,640 Building $164,900 | $610,620 (+22.38%) Land $115,920 Building $494,700 | |
| 2024 | $12,908.00 (+19.33%) | ||
| 2022 | $166,320 Land $31,580 Building $134,740 | $498,960 Land $94,740 Building $404,220 | |
| 2021 | $10,817.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective July 23, 2018
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | QUINCY serves 42,000 people · EPA ID IL0010650 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2026–2028) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 436 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 1,200 / 35 |
| Adams Telsystems Fiber | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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