421 N 1st St, Elburn, IL 60119 Property Records

Kane County property record for 421 N 1st St, Elburn, IL 60119

Property Summary

Property TypeSingle Family Home
Details1.5 ba · 1,506 sqft · built 1966
Lot Size0.26 acres (11,326 sqft)
Owner2 Individual Names on File
Tax Bill$7,028 (2025)
Deeds & MortgagesMay 2023 Mortgage
Flood ZoneZone X (minimal risk)
APN08-32-354-001

Property Details

APN / Parcel Number

Primary APN08-32-354-001

Interior

Full Baths1.5 Baths
Half Baths1 Half Bath
Stories1 Story
Building Area1,506 sqft Living Area
Gross Area3,540 sqft
1st Floor Area1,506 sqft
Basement Area1,506 sqft

Exterior

Year BuiltBuilt 1966
Effective Year BuiltEffective 1966
Exterior MaterialCombination
Construction TypeFrame
Lot Area11,326 sqft (0.26 acres)
Garage TypeAttached
Garage Area528 sqft
Parking Spaces2 Parking Spaces
PorchOpen Porch

Utilities, Heating & Cooling

Cooling SystemCentral

Location & Zoning

Street Address421 N 1ST ST
CityELBURN
StateIL
Zip60119-8908
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal SubdivisionERICKSON 1
Legal Block1
Legal Lot Number1
JurisdictionKANE IL
Township / Civil DivisionBLACKBERRY
Census Block Group1
Census Block1028
Census Tract854507

Owner

421 N 1st St is owned and occupied by two individuals.

Source: Kane County records, as of July 23, 2026

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Owner of Record2 Individual Names on File
Mailing AddressPO BOX 471, ELBURN, IL 60119-0471
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

May 2023: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionKANE IL
Property Address421 N 1ST ST, ELBURN, IL 60119-8908
Transaction TypeMortgage
Record UpdatedMay 11, 2023
Title CompanySERVICELINK

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 S 1ST ST, WEST DUNDEE, IL 60118-2928

Mortgage

Document Number0000013837
DateMay 2, 2023
Instrument2023K013837
Lender
NameUS BANK NA
TypeBank
AddressOWENSBORO, KY 42301
Agreement
TypeFHA Mortgage
AmountAmount on Record
Term347 Months
DueApr 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 421 N 1st St was $7,028 with a homeowner's exemption.

Source: Kane County assessment roll, as of July 23, 2026

Property Jurisdictions

TypeName
StateIllinois
CountyKane County
County SubdivisionBlackberry Township
MunicipalityElburn Village
Unified School DistrictKaneland Community Unit School District 302 (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$7,028.00 Homeowner's exemption$93,534 (+8.43%) Land $17,912 Building $75,622$280,714 (+8.43%) Land $53,758 Building $226,957
2024$86,262 Land $16,519 Building $69,743$258,890 Land $49,577 Building $209,313
2022$6,232.00 (+4.62%) Homeowner's exemption$68,380 (+5.91%) Land $13,457 Building $54,923$205,140 (+5.91%) Land $40,371 Building $164,769
2021$5,957.00 Homeowner's exemption$64,564 Land $12,706 Building $51,858$193,692 Land $38,118 Building $155,574

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA maps place 421 N 1st St in Zone X, an area of minimal flood risk, though there have been 1 flood claim nearby since 2021.

Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood ZoneZone X
minimal risk
Flood Insurance RequirementNot required
lenders may require it
Nearby Flood Policies2 in force
Nearby Flood Claims1 (2021)
Claims Outside the SFHA1 of 1
Most Recent ClaimJun 2021 · rainfall accumulation

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

The area around 421 N 1st St has no burnable land within ember reach, so its wildfire risk is not rated.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskNot rated
no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemELBURN
serves 6,559 people · EPA ID IL0890300
Water SourceGroundwater
Last State InspectionJun 2024
Lead3 ppb (2025)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and ReportingNone
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 291 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Metronet
Fiber
5,120 / 5,120
Mediacom Xtream
Cable
1,000 / 50
T-Mobile
Fixed Wireless
100 / 20

May also be available: AT&T, Verizon, Xfinity.

Nearby Properties on N 1st St

Nearby Streets

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