421 Mount Ida St, Saint Paul, MN 55130 Property Records

Ramsey County property record for 421 Mount Ida St, Saint Paul, MN 55130

Property Summary

Property Type	Duplex
Details	4 bd · 2 ba · 2,024 sqft · built 1889
Lot Size	0.074 acres (3,200 sqft)
Owner	Individual Name on Record
Last Sale	$295,700 (Jan 2021)
Tax Bill	$8,426 (2025)
Deeds & Mortgages	Jan 2021 Sale & Mortgage Nov 2017 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`32-29-22-22-0017`

Property Details

APN / Parcel Number

Primary APN	`32-29-22-22-0017`
Alternative APNs	`8437103` `196122`

Interior

Bedrooms	4 Beds
Full Baths	2 Baths
Plumbing Fixtures	8 Plumbing Fixtures
Total Rooms	8 Rooms
Stories	2 Stories
Building Area	2,024 sqft Living Area
1st Floor Area	1,054 sqft

Exterior

Year Built	Built 1889
Effective Year Built	Effective 1940
Architectural Style	Bi-Level
Exterior Material	Aluminum/Vinyl
Lot Area	3,200 sqft (0.074 acres)
Lot Dimensions	100 ft deep x 32 ft wide
View / Lot	Neighborhood / Spot

Utilities, Heating & Cooling

Cooling System	Central
Heating System	HVAC
Heating Fuel	Gas
Sewer	Municipal
Water Source	Commercial

Location & Zoning

Account Number	196122
Street Address	421 MOUNT IDA ST
City	SAINT PAUL
State	MN
Zip	55130-4416
Property Category	Residential
Property Type	Residential > Multi-Unit > Duplex
Legal Description	SWANSTROMS RE L10-11 B8 WARREN LOT 4
Legal Range	22
Legal Township	29
Legal Section	32
Legal Subdivision	SWANSTROMS RE L10-11 B8 WARREN
Legal Lot Number	4
Jurisdiction	RAMSEY MN
Township / Civil Division	ST. PAUL
Census Block Group	2
Census Block	2022
Census Tract	33000

Owner

Source: Ramsey County records, as of August 7, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Mailing Address	421 MOUNT IDA ST, SAINT PAUL, MN 55130-4416
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Jan 26, 2021	Warranty Deed, Transfer · Conventional Mortgage CROSSCOUNTRY MORTGAGE LLC
Nov 15, 2017	Warranty Deed, Transfer · FHA Mortgage CROSSCOUNTRY MTG

Assessor's Deed Record

Deed Names	Name on Deed
Last Sale	Jan 26, 2021 · Amount on Record
Deed Sale	Jan 26, 2021 · Amount on Record
Prior Sale	Nov 15, 2017 · Amount on Record
Deed Document Number	20214859570
Record Updated	Oct 29, 2026

January 2021: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Jan 26, 2021
Property Address	421 MOUNT IDA ST, SAINT PAUL, MN 55130-4416
Document Number	0A04859570
Instrument Date	Jan 6, 2021
Instrument	A04859570
Transaction Type	Transfer
Record Updated	Aug 30, 2021
Title Company	PILLAR TITLE SERVICES

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$975.81
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MOUNT LDA ST, SAINT PAUL, MN 55130-4416

Mortgage

Document Number	0A04859571
Date	Jan 26, 2021
Instrument	A04859571

Lender

Name	CROSSCOUNTRY MORTGAGE LLC

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Feb 1, 2051

November 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	RAMSEY MN
Recording Date	Nov 15, 2017
Property Address	421 MOUNT IDA ST, SAINT PAUL, MN 55130-4416
Document Number	0004686048
Instrument Date	Nov 7, 2017
Instrument	4686048
Transaction Type	Transfer
Record Updated	Dec 8, 2017
Title Company	LAKESIDE TITLE AND ESCROW AGENCY

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$862.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MOUNT IDA ST ST PAUL MN 551304416, ST PAUL, MN 55130-4416

Mortgage

Document Number	4686049
Date	Nov 15, 2017
Instrument	4686049

Lender

Name	CROSSCOUNTRY MTG
Type	Mortgage Company
Address	BRECKSVILLE, OH 44141

Agreement

Type	FHA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Nov 14, 2047

Tax Assessment & Valuation

Source: Ramsey County assessment roll, as of August 7, 2026

Property Jurisdictions

Type	Name
State	Minnesota
County	Ramsey County
Municipality	St. Paul City
Unified School District	St. Paul Public School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2026		$298,200 (+9.11%) Land $25,000 Building $273,200	$298,200 (+9.11%) Land $25,000 Building $273,200
2025	$8,426.00 (+22.61%)
2023	$6,872.00	$273,300 Land $20,000 Building $253,300	$273,300 Land $20,000 Building $253,300

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective April 20, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Claims	1 (2001)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2001 · Severe Winter Storms, Flooding, And Tornadoes

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	Saint Paul Regional Water Services serves 392,529 people · EPA ID MN1620026
Water Source	Surface water
Last State Inspection	Sep 2025
Lead	10 ppb (2026) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	Corrosion control Apr 2022
Monitoring and Reporting	2 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. This system sells water to local utilities; the supplier billing this address may be one of them.

Internet Providers

Source: FCC Broadband Data Collection, based on 230 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
CenturyLink Fiber · DSL in parts of the area	8,000 / 8,000
Xfinity Cable	2,000 / 250
Verizon Fixed Wireless	1,000 / 75
AT&T Fixed Wireless	100 / 20

May also be available: GigFire.

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