421 Mount Area Dr, Bristol, TN 37620 Property Records

Sullivan County property record for 421 Mount Area Dr, Bristol, TN 37620 · Last verified July 2026

Property Summary

Property Type	Single Family Home
Details	2.5 ba · 1,820 sqft · built 1978
Lot Size	0.34 acres (14,810 sqft)
Owner	2 Individual Names on File
Last Sale	$320,000 (Jul 2026)
Tax Bill	$1,182 (2025)
Deeds & Mortgages	Jul 2026 Sale & Mortgage Apr 2026 Line of Credit + 2 more
Flood Zone	Zone X (minimal risk)
APN	`082036F G 01300`

Property Details

APN / Parcel Number

Primary APN	`082036F G 01300`
Alternative APN	`036F G 01300`

Interior

Full Baths	2.5 Baths
Half Baths	1 Half Bath
Plumbing Fixtures	8 Plumbing Fixtures
Stories	1 Story
Building Area	1,820 sqft Living Area
1st Floor Area	1,196 sqft
Basement Area	1,152 sqft
Finished Basement	624 sqft
Unfinished Basement	528 sqft
Flooring	Carpet
Interior Walls	Wallboard/Drywall
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1978
Effective Year Built	Effective 2007
Exterior Material	Brick
Roof Type	Gable/Hip
Roof Material	Metal
Lot Area	14,810 sqft (0.34 acres)
Lot Dimensions	150 ft deep x 100 ft wide
Terrain	High
Deck Area	556 sqft
Patio Area	660 sqft

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	HVAC
Sewer	Connected
Water Source	Commercial

Location & Zoning

Street Address	421 MOUNT AREA DR
City	BRISTOL
State	TN
Zip	37620-7119
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	DISTRICT: 05, COUNTY AREA: A30
Legal Subdivision	MOUNT AREA ESTATES
Legal Block	H
Legal Lot Number	13
Jurisdiction	SULLIVAN TN
Township / Civil Division	4
Census Block Group	1
Census Block	1021
Census Tract	42500

Owner

Source: Sullivan County records · APN 082036F G 01300

Assessment roll updated January 23, 2026 · Last verified July 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on File
Mailing Address	421 MOUNT AREA DR, BRISTOL, TN 37620-7119
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Tenants by the Entirety

Deeds, Mortgages & Sale History

Date	Document
Jul 13, 2026	Warranty Deed, Transfer · VA Mortgage MORTGAGE CENTER LLC
Apr 02, 2026	Deed of Trust, Mortgage · Line of Credit NONE LISTED ON DOCUMENT
Oct 26, 2020	Warranty Deed, Transfer · Conventional Mortgage GOLD FIN'L SVCS
Oct 01, 2018	Warranty Deed, Transfer · Conventional Mortgage EASTMAN CU

Assessor's Deed Record

Deed Names	2 Verified Names on Deed
Last Sale	Jul 13, 2026 · Amount on Record
Deed Sale	Jul 13, 2026 · Amount on Record
Prior Sale	Oct 01, 2018 · Amount on Record
Deed Document Number	202614187
Deed Book / Page	3709 / 1085
Prior Transfer Date	Jul 21, 2016
Prior Transfer Doc	0003208531
Record Updated	Sep 20, 2026

July 2026: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Jul 13, 2026
Property Address	421 MOUNT AREA DR, BRISTOL, TN 37620-7119
Document Number	0000014187
Book / Page	3709 / 1085
Instrument Date	Jul 10, 2026
Instrument	202614187
Transaction Type	Transfer
Record Updated	Jul 21, 2026
Title Company	AMERICAS TITLE, AMERICAS TITLE CORPORATION

Transaction

Amount	Amount Recorded
Loan-to-Value (LTV)	LTV on Record
Tax	$119,584.00
Amount Accuracy	Calculated from Transfer Tax
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Tenants by the Entirety
Address	421 MOUNT AREA DR, BRISTOL, TN 37620-7119

Mortgage

Document Number	0000014188,
Date	Jul 13, 2026
Instrument	202614188

Lender

Name	MORTGAGE CENTER LLC

Agreement

Type	VA Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Aug 01, 2056

Interest

Rate Type	Adjustable Rate
Rate	6.53%
Initial Type	Adjustable Rate
Adjustable	Adjustable Rate Rider
Max Rate	-1%

April 2026: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	SULLIVAN TN
Recording Date	Apr 02, 2026
Property Address	421 MOUNT AREA DR, BRISTOL, TN 37620-7119
Document Number	0000006391
Book / Page	3693 / 2120
Instrument Date	Mar 26, 2026
Instrument	20266391
Transaction Type	Mortgage
Record Updated	Jul 12, 2026
Title Company	NONE LISTED ON DOCUMENT

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MOUNT AREA DR, BRISTOL, TN 37620-7119

Mortgage

Document Number	0000006391,
Date	Apr 02, 2026
Book Page	3693/2120
Instrument	20266391

Lender

Agreement

Type	Line of Credit
Amount	Amount Recorded
Term	360 Months
Due	Apr 21, 2056

Interest

Rate	5.98%
Max Rate	-1%

October 2020: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Oct 26, 2020
Property Address	421 MOUNT AREA DR, BRISTOL, TN 37620-7119
Document Number	3409282
Book / Page	003409 / 000282
Instrument Date	Oct 23, 2020
Instrument	20021291
Transaction Type	Transfer
Record Updated	Nov 04, 2020
Title Company	CLASSIC TITLE INSURANCE COMPANY INC, CLASSIC TITLE INS CO INC

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$703.00
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MOUNT AREA DR BRISTOL TN 376207119, BRISTOL, TN 37620-7119

Mortgage

Document Number	3409285
Date	Oct 26, 2020
Book Page	003409/000285
Instrument	20021292

Lender

Name	GOLD FIN'L SVCS
Type	Funding / Finance Company
Address	HOUSTON, TX 77036

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Oct 25, 2050

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	SULLIVAN TN
Recording Date	Oct 01, 2018
Property Address	421 MOUNT AREA DR, BRISTOL, TN 37620-7119
Document Number	33061572
Book / Page	003306 / 001572
Instrument Date	Sep 25, 2018
Instrument	18017985
Transaction Type	Transfer
Record Updated	Oct 10, 2018
Title Company	ECU TITLE AND ESCROW

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on File
Loan-to-Value (LTV)	LTV on Record
Tax	$357.51
Amount Accuracy	Confirmed
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Husband and Wife
Address	421 MOUNT AREA DR BRISTOL TN 376207119, BRISTOL, TN 37620-7119

Mortgage

Document Number	33061576
Date	Oct 01, 2018
Book Page	003306/001576
Instrument	18017986

Lender

Name	EASTMAN CU
Type	Credit Union
Address	KINGSPORT, TN 37660

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Sep 30, 2048

Tax Assessment & Valuation

Source: Sullivan County records · Assessment roll updated January 23, 2026 · Last verified July 2026

Property Jurisdictions

Type	Name
State	Tennessee
County	Sullivan County
Unified School District	Sullivan County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$1,182.00 (+2.25%)	$73,275 (+52.5%) Land $6,700 Building $66,575	$293,100 (+52.5%) Land $26,800 Building $266,300
2023		$48,050 (-) Land $2,825 Building $45,225
2022	$1,156.00	$48,050 Land $2,825 Building $45,225
2021			$192,200 Land $11,300 Building $180,900

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Sullivan County (47163C), updated August 2, 2024 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 471630425001, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood Zone	Zone X
Special Flood Hazard Area	No
Flood Hazard	Minimal
500-Year Floodplain	No
Nearby Flood Policies	3 in force
Nearby Flood Claims	2 (1998–2020)
Claims Outside the SFHA	1 of 2
Most Recent Claim	Apr 2020

Wildfire

Wildfire Risk	Low above 35% of the US · above 52% of Tennessee
Wildfire Likelihood	About 1 in 1,786 per year
Exposure	Direct burnable vegetation at the parcel

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Internet Providers

Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 54 locations within about half a mile of this property

Provider	Technology	Download / Upload (Mbps)
Bristol Tennessee Essential Services	Fiber	1,000 / 1,000
Spectrum	Cable	1,000 / 35
Verizon	Fixed Wireless	300 / 20
T-Mobile USA	Fixed Wireless	100 / 20

Availability varies by address; speeds are provider-advertised maximums, not measured.

Mobile Coverage

5G and 4G LTE

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