Lorain County property record for 421 Morton Rd, Vermilion, OH 44089
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 1 ba · 992 sqft · built 1969 |
| Lot Size | 0.1 acres (4,356 sqft) |
| Owner | Individual Name on File |
| Last Sale | $94,500 (Mar 2019) |
| Tax Bill | $1,871 (2025) |
| Deeds & Mortgages | Jan 2022 Mortgage Jul 2022 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 01-00-001-104-026 |
| Primary APN | 01-00-001-104-026 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 1 Bath |
| Total Rooms | 5 Rooms |
| Stories | 1 Story |
| Building Area | 992 sqft Living Area |
| 1st Floor Area | 992 sqft |
| Fireplace | Fireplace |
| Year Built | Built 1969 |
|---|---|
| Effective Year Built | Effective 1975 |
| Architectural Style | Conventional |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Foundation Type | Raised |
| Lot Area | 4,356 sqft (0.1 acres) |
| Lot Dimensions | 110 ft deep x 40 ft wide |
| Garage Type | Detached |
| Garage Area | 294 sqft |
| Parking Spaces | 1 Parking Space |
| Cooling System | Central |
|---|---|
| Heating System | HVAC |
| Street Address | 421 MORTON RD |
|---|---|
| City | VERMILION |
| State | OH |
| Zip | 44089-2138 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | ELBERTA BEACH 40 X 110 |
| Legal Subdivision | ELBERTA BEACH SUBDIVISION |
| Legal Block | 104 |
| Legal Lot Number | 85 |
| Jurisdiction | LORAIN OH |
| Township / Civil Division | BROWNHELM |
| Census Block Group | 1 |
| Census Block | 1021 |
| Census Tract | 30101 |
421 Morton Rd is owned and occupied by an individual who bought it in March 2019.
Source: Lorain County records, as of March 20, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Co-owner on File |
| Mailing Address | 421 MORTON RD, VERMILION, OH 44089-2138 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jan 24, 2022 | Deed of Trust, Mortgage · Conventional Mortgage VACATIONLAND FCU |
| Jul 19, 2022 | Transfer on Death Deed, Transfer |
| Mar 18, 2019 | Warranty Deed, Transfer · FHA Mortgage HOWARD HANNA MORTGAGE SERVICES INC |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Mar 18, 2019 · Amount on File |
| Deed Sale | Mar 18, 2019 · Amount on File |
| Prior Sale | Jun 7, 2016 |
| Deed Document Number | 2019001300 |
| Record Updated | Jun 8, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | LORAIN OH |
| Property Address | 421 MORTON RD, VERMILION, OH 44089-2138 |
| Transaction Type | Mortgage |
| Record Updated | Jun 9, 2026 |
| Name | Verified Name |
|---|
| Document Number | 0000859933 |
|---|---|
| Date | Jan 24, 2022 |
| Instrument | 2022-0859933 |
| Name | VACATIONLAND FCU |
|---|---|
| Type | Credit Union |
| Address | SANDUSKY, OH 44870 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 181 Months |
| Due | Feb 1, 2037 |
| Document Type | Transfer on Death Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Jul 19, 2022 |
| Property Address | 421 MORTON RD, VERMILION, OH 44089-2138 |
| Document Number | 0000883844 |
| Map Reference | VOL 10 PG 13 |
| Instrument Date | Jul 12, 2022 |
| Instrument | 2022-0883844 |
| Transaction Type | Transfer |
| Record Updated | Jun 2, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 MORTON RD, VERMILION, OH 44089-2138 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | LORAIN OH |
| Recording Date | Mar 18, 2019 |
| Property Address | 421 MORTON RD, VERMILION, OH 44089-2138 |
| Document Number | 0000707776 |
| Map Reference | VOL 10 PG 13 |
| Instrument Date | Mar 15, 2019 |
| Instrument | 2019-0707776 |
| Transaction Type | Transfer |
| Record Updated | Apr 29, 2022 |
| Title Company | BARRISTERS OF OHIO LLC |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 00000 |
| Name | Verified Name |
|---|---|
| Relationship | Right of Survivorship |
| Address | 421 MORTON RD, VERMILION, OH 44089-2138 |
| Document Number | 0000707777 |
|---|---|
| Date | Mar 18, 2019 |
| Instrument | 2019-0707777 |
| Name | HOWARD HANNA MORTGAGE SERVICES INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Apr 1, 2049 |
The 2025 property tax bill for 421 Morton Rd was $1,871.
Source: Lorain County assessment roll, as of August 1, 2025
| Type | Name |
|---|---|
| State | Ohio |
| County | Lorain County |
| County Subdivision | Brownhelm Township |
| Municipality | Vermilion City |
| Unified School District | Vermilion Local School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $1,871.00 | $38,690 (-0.01%) Land $6,720 Building $31,970 | $110,550 (-) Land $19,200 Building $91,350 |
| 2024 | $1,871.00 (+25.23%) | $38,693 (+34.7%) Land $6,720 Building $31,973 | $110,550 (+34.7%) Land $19,200 Building $91,350 |
| 2023 | $1,494.00 (+0.74%) | $28,725 (+0.02%) Land $6,122 Building $22,603 | $82,070 Land $17,490 Building $64,580 |
| 2022 | $1,483.00 | $28,720 Land $6,120 Building $22,600 | |
| 2021 | $82,070 Land $17,490 Building $64,580 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
FEMA maps place 421 Morton Rd in Zone X, an area of minimal flood risk.
Source: FEMA National Flood Hazard Layer, effective May 25, 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
The area around 421 Morton Rd has no burnable land within ember reach, so its wildfire risk is not rated.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Not rated no burnable land within ember reach |
|---|
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VERMILION CITY serves 10,594 people · EPA ID OH2201511 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | Under 1 ppb (2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 3 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.
Source: FCC Broadband Data Collection, based on 124 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Brightspeed Fiber | 2,000 / 2,000 |
| Spectrum Cable · Fiber in parts of the area | 1,000 / 1,000 |
| Breezeline Cable | 1,000 / 50 |
| T-Mobile Fixed Wireless | 100 / 20 |
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