Bergen County and Ridgefield Borough property record for 421 Morse Ave, Ridgefield, NJ 07657
| Property Type | Single Family Home |
|---|---|
| Details | 2,570 sqft · built 2015 |
| Lot Size | 0.107 acres (4,648 sqft) |
| Owner | Company Name on Record |
| Last Sale | $655,735 (Apr 2025) |
| Tax Bill | $16,433 (2025) |
| Deeds & Mortgages | Aug 2020 Mortgage Aug 2020 Line of Credit + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 49-03404-0000-00001-02 |
| Primary APN | 49-03404-0000-00001-02 |
|---|
| Building Area | 2,570 sqft Living Area |
|---|
| Year Built | Built 2015 |
|---|---|
| Effective Year Built | Effective 2015 |
| Lot Area | 4,648 sqft (0.107 acres) |
| Lot Dimensions | 93 ft deep x 50 ft wide |
| Street Address | 421 MORSE AVE |
|---|---|
| City | RIDGEFIELD |
| State | NJ |
| Zip | 07657-2420 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Local Zoning Code | A |
| Legal Description | 50X93 |
| Legal Subdivision | RIDGEFIELD TERRACE CO |
| Legal Block | 3404 |
| Legal Lot Number | 1.02 |
| Jurisdiction | BERGEN NJ |
| Township / Civil Division | RIDGEFIELD |
| Census Block Group | 4 |
| Census Block | 4001 |
| Census Tract | 45101 |
Source: Bergen County and Ridgefield Borough records, as of October 13, 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Company Name on Record |
|---|---|
| Mailing Address | 421 MORSE AVE, RIDGEFIELD, NJ 07657-2420 |
| Owner Type | Company |
| Vesting | Life Tenant |
| Date | Document |
|---|---|
| Aug 13, 2020 | Deed of Trust, Mortgage · Conventional Mortgage CITIZENS BK NA |
| Aug 13, 2020 | Deed of Trust, Mortgage · Line of Credit CITIZENS BK NA |
| Oct 20, 2020 | Deed, Transfer · Conventional Mortgage CITIZENS BANK NA |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 4, 2025 · Amount on Record |
| Deed Sale | Apr 4, 2025 · Amount on Record |
| Prior Sale | Oct 20, 2020 · Amount on Record |
| Deed Document Number | 202524847 |
| Deed Book / Page | 5473 / 1551 |
| Prior Transfer Date | Aug 29, 2013 |
| Prior Transfer Doc | 0015092273 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 421 MORSE AVE, RIDGEFIELD, NJ 07657-2420 |
| Document Number | 0037771641 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Relationship | Husband and Wife |
| Address | 421 MORSE AVE RIDGEFIELD NJ 076572420, RIDGEFIELD, NJ 07657-2420 |
| Document Number | 0037771641 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 003777/001641 |
| Instrument | 106773 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Oct 19, 2050 |
| Rate Type | Adjustable Rate |
|---|---|
| Rate | 3% |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERGEN NJ |
| Property Address | 421 MORSE AVE, RIDGEFIELD, NJ 07657-2420 |
| Document Number | 0037771659 |
| Instrument Date | Aug 13, 2020 |
| Transaction Type | Mortgage |
| Record Updated | Nov 6, 2020 |
| Title Company | CHICAGO TITLE COMPANY, CHICAGO TITLE INS CO |
| Name | Verified Name |
|---|---|
| Address | 421 MORSE AVE RIDGEFIELD NJ 076572420, RIDGEFIELD, NJ 07657-2420 |
| Document Number | 0037771659 |
|---|---|
| Date | Oct 20, 2020 |
| Book Page | 003777/001659 |
| Instrument | 106774 |
| Name | CITIZENS BK NA |
|---|---|
| Address | PROVIDENCE, RI 02903 |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Deed |
|---|---|
| Jurisdiction | BERGEN NJ |
| Recording Date | Oct 20, 2020 |
| Property Address | 421 MORSE AVE, RIDGEFIELD, NJ 07657-2420 |
| Document Number | 0037771636 |
| Book / Page | 3777 / 1636 |
| Instrument Date | Aug 10, 2020 |
| Instrument | 20-106772 |
| Transaction Type | Transfer |
| Record Updated | Aug 17, 2022 |
| Title Company | ACRES LAND TITLE AGENCY LLC |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $8,629.60 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 MORSE AVE, 421, RIDGEFIELD, NJ 07657-2420 |
| Name | Verified Name |
|---|---|
| Address | 421 MORSE AVE, RIDGEFIELD, NJ 07657-2420 |
| Document Number | 0020106773 |
|---|---|
| Date | Oct 20, 2020 |
| Instrument | 20-106773 |
| Name | CITIZENS BANK NA |
|---|---|
| Type | Bank |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 359 Months |
| Due | Sep 1, 2050 |
Source: Bergen County and Ridgefield Borough assessment roll, as of June 29, 2026
| Type | Name |
|---|---|
| State | New Jersey |
| County | Bergen County |
| Municipality | Ridgefield Borough |
| Unified School District | Ridgefield Borough School District (KG - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $991,500 (+2.21%) Land $340,000 Building $651,500 | $991,500 (+2.21%) Land $340,000 Building $651,500 | |
| 2025 | $16,433.00 (+4.28%) | $970,100 (+6.05%) Land $335,000 Building $635,100 | $970,100 (+6.05%) Land $335,000 Building $635,100 |
| 2024 | $15,759.00 (+3.63%) | ||
| 2023 | $914,800 Land $315,000 Building $599,800 | $914,800 Land $315,000 Building $599,800 | |
| 2022 | $15,207.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective December 8, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 5 in force |
| Nearby Flood Claims | 1 (2021) |
| Most Recent Claim | Sep 2021 · Remnants Of Hurricane Ida |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 99.1% of the US · lower than 97.3% of New Jersey |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | VEOLIA WATER NEW JERSEY HACKENSACK private · serves 792,713 people · EPA ID NJ0238001 |
|---|---|
| Water Source | Surface water |
| Lead | 6 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | Lead service line replacement Jan 2021 |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 759 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Verizon Fiber · Fixed Wireless in parts of the area | 2,300 / 2,300 |
| Spectrum Cable | 1,000 / 1,000 |
| T-Mobile Fixed Wireless | 100 / 20 |
| AT&T Fixed Wireless | 100 / 20 |
Search by:
By searching, you agree to: Terms • Privacy • Disclosures