Kane County property record for 421 Mooresfield St, Elgin, IL 60124
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 2.5 ba · 2,549 sqft · built 2005 |
| Lot Size | 0.24 acres (10,454 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $360,000 (Jul 2021) |
| Tax Bill | $10,438 (2025) |
| Deeds & Mortgages | Jul 2021 Sale & Mortgage Jul 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 06-19-403-007 |
| Primary APN | 06-19-403-007 |
|---|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 9 Rooms |
| Stories | 2 Stories |
| Building Area | 2,549 sqft Living Area |
| Gross Area | 3,864 sqft |
| Basement Area | 1,315 sqft |
| Year Built | Built 2005 |
|---|---|
| Effective Year Built | Effective 2005 |
| Construction Type | Frame |
| Lot Area | 10,454 sqft (0.24 acres) |
| Lot Width | 88 ft Width |
| Garage Type | Attached |
| Parking Spaces | 2 Parking Spaces |
| Cooling System | HVAC |
|---|
| Street Address | 421 MOORESFIELD ST |
|---|---|
| City | ELGIN |
| State | IL |
| Zip | 60124-3801 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | PROVIDENCE UNIT 3C LT 741 |
| Legal Subdivision | PROVIDENCE |
| Legal Block | 3 |
| Legal Lot Number | 741 |
| Legal Unit | 3C |
| Jurisdiction | KANE IL |
| Township / Civil Division | ELGIN |
| Census Block Group | 3 |
| Census Block | 3006 |
| Census Tract | 851913 |
Source: Kane County assessment roll, as of August 25, 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 MOORESFIELD ST, ELGIN, IL 60124-3801 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Tenants by the Entirety |
| Date | Document |
|---|---|
| Jul 9, 2021 | Special Warranty Deed, Transfer · FHA Mortgage CHERRY CREEK MORTGAGE CO INC |
| Jul 9, 2021 | Warranty Deed, Transfer FIDELITY NATIONAL TITLE |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Jul 9, 2021 · Amount on Record |
| Deed Sale | Jul 9, 2021 · Amount on Record |
| Prior Sale | Jul 9, 2021 · Amount on Record |
| Deed Document Number | 202152625 |
| Record Updated | Sep 20, 2026 |
| Document Type | Special Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 9, 2021 |
| Property Address | 421 MOORESFIELD ST, ELGIN, IL 60124-3801 |
| Document Number | 0000052625 |
| Map Reference | DOC 2005K069832 |
| Instrument Date | Jun 8, 2021 |
| Instrument | 2021K052625 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 421 MOORESFIELD ST, ELGIN, IL 60124-3801 |
| Document Number | 0000052626 |
|---|---|
| Date | Jul 9, 2021 |
| Instrument | 2021K052626 |
| Name | CHERRY CREEK MORTGAGE CO INC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Aug 1, 2051 |
| Rate | 3.5% |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | KANE IL |
| Recording Date | Jul 9, 2021 |
| Property Address | 421 MOORESFIELD ST, ELGIN, IL 60124-3801 |
| Document Number | 0000052624 |
| Map Reference | DOC 2005K069832 |
| Instrument Date | May 28, 2021 |
| Instrument | 2021K052624 |
| Transaction Type | Transfer |
| Record Updated | Jul 29, 2021 |
| Title Company | FIDELITY NATIONAL TITLE |
| Amount | Amount Recorded |
|---|---|
| Tax | $360.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
Source: Kane County assessment roll, as of August 25, 2025
| Type | Name |
|---|---|
| State | Illinois |
| County | Kane County |
| County Subdivision | Elgin Township |
| Municipality | Elgin City |
| Unified School District | Central Community Unit School District 301 (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $10,438.00 (+7.66%) Homeowner's exemption | ||
| 2024 | $130,132 (+21.39%) Land $39,827 Building $90,305 | $390,552 (+21.44%) Land $119,529 Building $271,023 | |
| 2022 | $9,695.00 (+3.45%) Homeowner's exemption | $107,198 (+6.96%) Land $32,808 Building $74,390 | $321,594 (+6.96%) Land $98,424 Building $223,170 |
| 2021 | $9,372.00 Homeowner's exemption | $100,222 Land $30,673 Building $69,549 | $300,666 Land $92,019 Building $208,647 |
Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.
Source: FEMA National Flood Hazard Layer, effective October 8, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 1 in force |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 96% of the US · lower than 74% of Illinois |
|---|---|
| Wildfire Likelihood | Under 0.01% annual chance |
| Exposure | None beyond ember reach |
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | ELGIN serves 114,797 people · EPA ID IL0894380 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | 19 ppb (2026) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 8 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 232 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Xfinity Cable | 2,000 / 250 |
| Radiate Holdings Cable | 1,500 / 50 |
| AT&T Fiber · Fixed Wireless in parts of the area | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile USA Fixed Wireless | 100 / 20 |
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