San Luis Obispo County property record for 421 Mindoro St, Morro Bay, CA 93442 · Last verified October 2025
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,476 sqft · built 1989 |
| Lot Size | 0.055 acres (2,400 sqft) |
| Owner | Individual Name on File |
| Last Sale | $520,000 (Feb 2020) |
| Tax Bill | $6,191 (2025) |
| Deeds & Mortgages | Feb 2021 Mortgage Feb 2020 Sale & Mortgage + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 065-061-012 |
| Primary APN | 065-061-012 |
|---|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Total Rooms | 5 Rooms |
| Stories | 2 Stories |
| Building Area | 1,476 sqft Living Area |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1989 |
|---|---|
| Construction Type | Wood |
| Lot Area | 2,400 sqft (0.055 acres) |
| Parking Spaces | 2 Parking Spaces |
| Heating System | Forced Air |
|---|---|
| Sewer | Connected |
| Street Address | 421 MINDORO ST |
|---|---|
| City | MORRO BAY |
| State | CA |
| Zip | 93442-1324 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | CY MB ATAS BCH BL 6A LT 20 LESS MIN RTS |
| Legal Subdivision | ATASCADERO BEACH |
| Legal Block | 6 |
| Legal Lot Number | 20 |
| Jurisdiction | SAN LUIS OBISPO CA |
| Township / Civil Division | NORTH COAST |
| Census Block Group | 1 |
| Census Block | 1006 |
| Census Tract | 10506 |
Source: San Luis Obispo County records · APN 065-061-012
Assessment roll updated July 1, 2025 · Last verified October 2025
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Co-owner | Verified Secondary Owner |
| Mailing Address | 421 MINDORO ST, MORRO BAY, CA 93442-1324 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Feb 01, 2021 | Deed of Trust, Mortgage · Conventional Mortgage WATERMARK CAPITAL INC |
| Feb 19, 2020 | Grant Deed, Transfer · Conventional Mortgage CMG MORTGAGE INC |
| Jun 11, 2019 | Affidavit of Death, Transfer ATTORNEY ONLY |
| Deed Names | 2 Verified Names on Deed |
|---|---|
| Last Sale | Feb 19, 2020 · Amount on Record |
| Deed Sale | Feb 19, 2020 · Amount on Record |
| Prior Sale | Oct 01, 2014 |
| Deed Document Number | 2020007940 |
| Record Updated | Jun 08, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Property Address | 421 MINDORO ST, MORRO BAY, CA 93442-1324 |
| Transaction Type | Mortgage |
| Record Updated | Feb 09, 2021 |
| Title Company | TITLE SERVICE AND LIAISON COMPANIES, SYNRGO |
| Name | Verified Name |
|---|---|
| Address | 421 MINDORO ST, MORRO BAY, CA 93442-1324 |
| Document Number | 0000007617 |
|---|---|
| Date | Feb 01, 2021 |
| Instrument | 2021007617 |
| Name | WATERMARK CAPITAL INC |
|---|---|
| Type | Mortgage Company |
| Address | IRVINE, CA 92618 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 360 Months |
| Due | Feb 01, 2051 |
| Document Type | Grant Deed |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Feb 19, 2020 |
| Property Address | 421 MINDORO ST, MORRO BAY, CA 93442-1324 |
| Document Number | 0000007940 |
| Map Reference | MB 2 PG 15 |
| Instrument Date | Jan 27, 2020 |
| Instrument | 2020007940 |
| Transaction Type | Transfer |
| Record Updated | Aug 09, 2021 |
| Title Company | FIRST AMERICAN TITLE COMPANY |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Joint Tenants |
| Address | 421 MINDORO ST, MORRO BAY, CA 93442-1324 |
| Document Number | 0000007941 |
|---|---|
| Date | Feb 19, 2020 |
| Instrument | 2020007941 |
| Name | CMG MORTGAGE INC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Mar 01, 2050 |
| Document Type | Affidavit of Death |
|---|---|
| Jurisdiction | SAN LUIS OBISPO CA |
| Recording Date | Jun 11, 2019 |
| Property Address | 421 MINDORO ST, MORRO BAY, CA 93442-1324 |
| Document Number | 0000022209 |
| Instrument Date | May 17, 2019 |
| Instrument | 22209 |
| Transaction Type | Transfer |
| Record Updated | Jun 20, 2019 |
| Title Company | ATTORNEY ONLY |
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Living Trust |
| Address | PO BOX 702 MORRO BAY CA 934430702, MORRO BAY, CA 93443-0702 |
Source: San Luis Obispo County records · Assessment roll updated July 1, 2025 · Last verified October 2025
| Type | Name |
|---|---|
| State | California |
| County | San Luis Obispo County |
| Municipality | Morro Bay City |
| Unified School District | San Luis Coastal Unified School District (KG - 12) |
Assessed value is set for property tax purposes and is not a market price estimate.
| Year | Tax Bill | Assessed Value |
|---|---|---|
| 2025 | $6,191.00 (+3.67%) Homeowner's exemption | $568,690 (+4.04%) Land $344,496 Building $224,194 |
| 2023 | $5,972.00 (+6.7%) Homeowner's exemption | $546,610 Land $331,120 Building $215,490 |
| 2022 | $5,597.00 |
Source: FEMA National Flood Hazard Layer, San Luis Obispo County (06079C), updated July 22, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Nearest Special Flood Hazard Area | Zone AE, within 500 ft |
| Wildfire Risk | High above 79% of the US · above 56% of California |
|---|---|
| Wildfire Likelihood | About 1 in 228 per year |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values are read at the parcel center point; lenders make the official flood determination.
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