Chesapeake City property record for 421 Middle Oaks Dr, Chesapeake, VA 23322
| Property Type | Townhouse |
|---|---|
| Details | 2 bd · 2.5 ba · 1,236 sqft · built 1987 |
| Lot Size | 0.078 acres (3,398 sqft) |
| Owner | Individual Name on File |
| Last Sale | $247,000 (Apr 2023) |
| Tax Bill | $2,586 (2025) |
| Deeds & Mortgages | Jun 2021 Refinance Apr 2023 Sale & Mortgage + 1 more |
| APN | 0593010000200 |
| Primary APN | 0593010000200 |
|---|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2.5 Baths |
| Half Baths | 1 Half Bath |
| Total Rooms | 4 Rooms |
| Stories | 2 Stories |
| Building Area | 1,236 sqft Living Area |
| 1st Floor Area | 600 sqft |
| Upper Floors Area | 600 sqft |
| Utility Room | Utility Room |
| Flooring | Carpet |
| Interior Walls | Plaster |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1987 |
|---|---|
| Effective Year Built | Effective 1987 |
| Architectural Style | Townhouse |
| Exterior Material | Aluminum/Vinyl |
| Construction Type | Frame |
| Roof Type | Gable |
| Roof Material | Asphalt |
| Lot Area | 3,398 sqft (0.078 acres) |
| Lot Dimensions | 175 ft deep x 20 ft wide |
| Porch | Porch |
| Porch Area | 70 sqft |
| Cooling System | HVAC |
|---|---|
| Heating System | Forced Air with A/C |
| Sewer | Municipal |
| Water Source | Commercial |
| Street Address | 421 MIDDLE OAKS DR |
|---|---|
| City | CHESAPEAKE |
| State | VA |
| Zip | 23322-7506 |
| Property Category | Residential |
| Property Type | Residential > Condominium / Townhouse > Townhouse |
| Local Zoning Code | RTH1: RESI |
| Legal Description | 67 BLK L MIDDLE OAKS SEC 3-A |
| Legal Subdivision | MIDDLE OAKS |
| Jurisdiction | CHESAPEAKE CITY VA |
| Township / Civil Division | CHESAPEAKE |
| Census Block Group | 1 |
| Census Block | 1000 |
| Census Tract | 21010 |
421 Middle Oaks Dr, a townhouse, is owned and occupied by an individual who bought it in April 2023.
Source: Chesapeake City records, as of October 13, 2026
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7506 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Jun 14, 2021 | Deed of Trust, Mortgage · Stand-Alone Refinance NEWREZ LLC |
| Apr 10, 2023 | Warranty Deed, Transfer · Conventional Mortgage SIERRA PACIFIC MORTGAGE COMPANY INC |
| Jun 14, 2021 | Intrafamily Transfer, Transfer · Stand-Alone Refinance NEWREZ LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 10, 2023 · Amount on File |
| Deed Sale | Apr 10, 2023 · Amount on File |
| Deed Document Number | 20237131 |
| Deed Book / Page | 10652 / 727 |
| Prior Transfer Date | Jun 5, 2021 |
| Prior Transfer Doc | 010389/145 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Property Address | 421 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7506 |
| Transaction Type | Mortgage |
| Record Updated | Sep 22, 2023 |
| Name | Verified Name |
|---|---|
| Investor | Possibly a Property Investor |
| Document Number | 010389/148 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 10389/148 |
| Instrument | 210026931 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Apr 10, 2023 |
| Property Address | 421 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7506 |
| Document Number | 010652/727 |
| Book / Page | 10652 / 727 |
| Instrument Date | Apr 6, 2023 |
| Instrument | 230007131 |
| Transaction Type | Transfer |
| Record Updated | Apr 26, 2023 |
| Title Company | TITLEQUEST AGENCY INC, TITLEQUEST |
| Amount | Amount on Record |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7506 |
| Investor | Possibly a Property Investor |
| Document Number | 0230007132 |
|---|---|
| Date | Apr 10, 2023 |
| Instrument | 230007132 |
| Name | SIERRA PACIFIC MORTGAGE COMPANY INC |
|---|
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount on Record |
| Rate Type | Fixed Rate |
|---|
| Document Type | Intrafamily Transfer |
|---|---|
| Jurisdiction | CHESAPEAKE CITY VA |
| Recording Date | Jun 14, 2021 |
| Property Address | 421 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7506 |
| Document Number | 10389/145 |
| Book / Page | 10389 / 145 |
| Instrument Date | Jun 5, 2021 |
| Instrument | 210026930 |
| Transaction Type | Transfer |
| Record Updated | Jun 30, 2021 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 MIDDLE OAKS DR, CHESAPEAKE, VA 23322-7506 |
| Document Number | 10389/148 |
|---|---|
| Date | Jun 14, 2021 |
| Book Page | 10389/148 |
| Instrument | 210026931 |
| Name | NEWREZ LLC |
|---|
| Type | Stand-Alone Refinance |
|---|---|
| Amount | Amount on Record |
| Term | 361 Months |
| Due | Jul 1, 2051 |
| Rate Type | Fixed Rate |
|---|
The 2025 property tax bill for 421 Middle Oaks Dr was $2,586, up 5.1% from the year before.
Source: Chesapeake City assessment roll, as of October 13, 2026
| Type | Name |
|---|---|
| State | Virginia |
| Municipality | Chesapeake City |
| Unified School District | Chesapeake City Public Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $263,900 (+3.09%) Land $125,000 Building $138,900 | $263,900 (+3.09%) Land $125,000 Building $138,900 | |
| 2025 | $2,586.00 (+5.08%) | $256,000 Land $115,000 Building $141,000 | $256,000 Land $115,000 Building $141,000 |
| 2024 | $2,461.00 | ||
| 2023 | $225,000 (+12.67%) Land $100,000 Building $125,000 | $225,000 (+12.67%) Land $100,000 Building $125,000 | |
| 2022 | $199,700 Land $80,000 Building $119,700 | $199,700 Land $80,000 Building $119,700 | |
| 2019 | $1,710.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA has no flood map on file for 421 Middle Oaks Dr; there have been 6 flood claims nearby since 1996.
Source: FEMA National Flood Hazard Layer · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Not on file |
|---|---|
| Flood Insurance Cost | Premium on File median of 30 individual policies |
| Community Rating System | Class 7 (15% premium discount) |
| Nearby Flood Policies | 48 units insured incl. 18 condo units |
| Nearby Flood Claims | 6 (1996–2017) |
| Claims Outside the SFHA | 6 of 6 |
| Most Recent Claim | Jul 2017 · other causes |
| Claims by Event |
|
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 Middle Oaks Dr is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · lower than 71% of Virginia |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | CITY OF CHESAPEAKE - NORTHWEST RIVER SYS serves 165,240 people · EPA ID VA3550051 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Jun 2025 |
| Lead | 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | None last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 397 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Cox Communications Cable | 2,000 / 100 |
| Verizon Fiber | 980 / 880 |
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