421 Melrose Ct, San Ramon, CA 94582 Property Records

Contra Costa County property record for 421 Melrose Ct, San Ramon, CA 94582

Property Summary

Property Type	Single Family Home
Details	5 bd · 3 ba · 4,509 sqft · built 2004
Lot Size	0.211 acres (9,200 sqft)
Owner	2 Individual Names on File
Last Sale	$1,498,500 (Jul 2014)
Tax Bill	$22,682 (2025)
Deeds & Mortgages	Jun 2021 Mortgage Oct 2019 Mortgage + 1 more
Flood Zone	Zone X (minimal risk)
APN	`222-340-020-7`

Property Details

APN / Parcel Number

Primary APN	`222-340-020-7`
Alternative APN	`222-340-020`

Interior

Bedrooms	5 Beds
Full Baths	3 Baths
Total Rooms	12 Rooms
Stories	2 Stories
Building Area	4,509 sqft Living Area
1st Floor Area	2,006 sqft
2nd Floor Area	2,503 sqft

Exterior

Year Built	Built 2004
Effective Year Built	Effective 2005
Lot Area	9,200 sqft (0.211 acres)
Garage Type	Attached
Garage Area	716 sqft
Parking Spaces	2 Parking Spaces

Utilities, Heating & Cooling

Cooling System	Central

Location & Zoning

Street Address	421 MELROSE CT
City	SAN RAMON
State	CA
Zip	94582-5103
Property Category	Residential
Property Type	Residential > Single Family > Home
Legal Description	T8688 L20
Legal Subdivision	SUBDIVISION 8688
Legal Tract	8688
Legal Lot Number	20
Jurisdiction	CONTRA COSTA CA
Township / Civil Division	TASSAJARA
Census Block Group	1
Census Block	1009
Census Tract	355121

Owner

421 Melrose Ct is owned and occupied by two individuals who acquired it in January 2019.

Source: Contra Costa County records, as of July 14, 2026

Owner of Record	2 Individual Names on File
Mailing Address	421 MELROSE CT, SAN RAMON, CA 94582-5103
Occupancy	Owner Occupied
Owner Type	Individual
Vesting	Community Property

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Date	Document
Jun 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage BANK OF AMERICA NA
Oct 25, 2019	Deed of Trust, Mortgage BANK OF AMERICA
Feb 1, 2019	Quit Claim Deed, Transfer QUICKEN LNS

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Jul 31, 2014 · Amount on File
Deed Sale	Jul 31, 2014 · Amount on File
Prior Sale	Jun 23, 2005 · Amount on File
Deed Document Number	2014126357
Last Transfer Date	Jan 28, 2019
Transfer Doc	0000014363
Record Updated	Oct 29, 2026

June 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	421 MELROSE CT, SAN RAMON, CA 94582-5103
Transaction Type	Mortgage
Record Updated	Nov 3, 2022
Title Company	WFG LENDER SERVICES

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MELROSE CT, SAN RAMON, CA 94582-5103

Mortgage

Document Number	0000159433
Date	Jun 1, 2021
Instrument	2021-159433

Lender

Name	BANK OF AMERICA NA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Type	Conventional Mortgage
Amount	Amount on Record
Term	360 Months
Due	Jun 1, 2051

October 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	CONTRA COSTA CA
Property Address	421 MELROSE CT, SAN RAMON, CA 94582-5103
Document Number	0000200903
Instrument Date	Oct 25, 2019
Transaction Type	Mortgage
Record Updated	Nov 21, 2019
Title Company	TITLE SERVICE AND LIAISON COMPANIES, SIMPLIFILE LC E-RECORDING

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	421 MELROSE CT SAN RAMON CA 945825103, SAN RAMON, CA 94582-5103

Mortgage

Document Number	0000200903
Date	Nov 12, 2019
Instrument	200903

Lender

Name	BANK OF AMERICA
Type	Bank
Address	CHARLOTTE, NC 28255

Agreement

Amount	Amount on Record
Term	360 Months
Due	Nov 11, 2049

Interest

Rate Type	Adjustable Rate
Rate	3%

February 2019: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	CONTRA COSTA CA
Recording Date	Feb 1, 2019
Property Address	421 MELROSE CT, SAN RAMON, CA 94582-5103
Document Number	0000014363
Instrument Date	Jan 28, 2019
Instrument	14363
Transaction Type	Transfer
Record Updated	Feb 11, 2019
Title Company	NORTH AMERICAN TITLE

Transaction

Tax	$0.00
Additional	Quitclaim Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Community Property
Address	421 MELROSE CT SAN RAMON CA 945825103, SAN RAMON, CA 94582-5103

Mortgage

Document Number	14364
Date	Feb 1, 2019
Instrument	14364

Lender

Name	QUICKEN LNS
Type	Funding / Finance Company
Address	DETROIT, MI 48226-1906

Agreement

Amount	Amount on Record
Term	360 Months
Due	Jan 31, 2049

Interest

Rate Type	Adjustable Rate
Rate	3.37%

Tax Assessment & Valuation

The 2025 property tax bill for 421 Melrose Ct was $22,682 with a homeowner's exemption.

Source: Contra Costa County assessment roll, as of July 14, 2026

Property Jurisdictions

Type	Name
State	California
County	Contra Costa County
Municipality	San Ramon City
Unified School District	San Ramon Valley Unified School District (KG - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value
2026		$1,836,982 (+2%) Land $796,822 Building $1,040,160
2025	$22,682.00 Homeowner's exemption	$1,800,964 Land $781,199 Building $1,019,765
2023	$21,811.00 (+1.21%) Homeowner's exemption	$1,731,032 Land $750,865 Building $980,167
2022	$21,551.00

Assessed value is set for property tax purposes and is not a market price estimate.

Flood

FEMA maps place 421 Melrose Ct in Zone X, an area of minimal flood risk.

Source: FEMA National Flood Hazard Layer, effective October 12, 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Melrose Ct is moderate, ranking above 52% of the US, with a 0.1% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Moderate above 52% of the US · lower than 69% of California
Wildfire Likelihood	0.1% annual chance
Exposure	Indirect within ember reach
Adjoins Burnable Land	Yes

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	DUBLIN SAN RAMON SERVICES DISTRICT serves 98,776 people · EPA ID CA0110009
Water Source	Purchased surface water from ZONE 7 WATER AGENCY
Last State Inspection	Sep 2024
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 587 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
AT&T Fiber · Fixed Wireless in parts of the area	5,000 / 5,000
Xfinity Cable	2,000 / 250
Unwired Fixed Wireless	300 / 25
Verizon Fixed Wireless	300 / 20
Etheric Networks Fixed Wireless	250 / 100
T-Mobile Fixed Wireless	100 / 20

May also be available: Sail Internet.

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