Harrison County property record for 421 Melissa Dr, Biloxi, MS 39531 · Last verified August 2026
| Property Type | Single Family Home |
|---|---|
| Details | 4 bd · 1.5 ba · 2,778 sqft · built 1978 |
| Lot Size | 0.309 acres (13,500 sqft) |
| Owner | Trust Name on File |
| Tax Bill | $980 (2025) |
| Deeds & Mortgages | Aug 2021 Sale |
| Flood Zone | Zone X (minimal risk) |
| APN | 1110A-01-042.000 |
| Primary APN | 1110A-01-042.000 |
|---|---|
| Alternative APN |
|
| Bedrooms | 4 Beds |
|---|---|
| Full Baths | 1.5 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 2,778 sqft Adjusted Area |
| 1st Floor Area | 2,352 sqft |
| Flooring | Carpet |
| Interior Walls | Wallboard/Drywall |
| Fireplaces | 1 Fireplace |
| Fireplace | Fireplace |
| Year Built | Built 1978 |
|---|---|
| Effective Year Built | Effective 1978 |
| Exterior Material | Brick Veneer |
| Roof Type | Gable |
| Roof Material | Composition Shingle |
| Lot Area | 13,500 sqft (0.309 acres) |
| Patio Area | 240 sqft |
| Heating System | Forced Air with A/C |
|---|
| Street Address | 421 MELISSA DR |
|---|---|
| City | BILOXI |
| State | MS |
| Zip | 39531-2307 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | WC HARMON REVOCABLE TRUST *2021-3793**2021-3796* LOT 34 WHISPERING OAKS SUBD 1ST ADD |
| Legal Range | 10W |
| Legal Township | 07S |
| Legal Section | 27 |
| Legal Subdivision | WHISPERING OAKS SUBD 1ST ADD |
| Legal Lot Number | 34 |
| Jurisdiction | HARRISON MS |
| Township / Civil Division | 5 |
| Census Block Group | 1 |
| Census Block | 1015 |
| Census Tract | 1203 |
Source: Harrison County records · APN 1110A-01-042.000
Assessment roll updated November 6, 2025 · Last verified August 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Trust Name on File |
|---|---|
| Mailing Address | 421 MELISSA DR, BILOXI, MS 39531-2307 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
| Vesting | Trust |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Aug 20, 2021 |
| Deed Sale | Aug 20, 2021 |
| Deed Document Number | 20213796DJ2 |
| Prior Transfer Date | Aug 19, 2021 |
| Prior Transfer Doc | 0000003796 |
| Record Updated | Sep 20, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | HARRISON MS |
| Recording Date | Aug 20, 2021 |
| Property Address | 421 MELISSA DR, BILOXI, MS 39531-2307 |
| Document Number | 20210003796DJ2 |
| Map Reference | PB 6 PG 15 |
| Instrument Date | Aug 19, 2021 |
| Instrument | 2021-0003796-D-J2 |
| Transaction Type | Transfer |
| Record Updated | Nov 15, 2022 |
| Tax | $0.00 |
|---|---|
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 MELISSA DR, 421, BILOXI, MS 39531-2307 |
| Name | Verified Name |
|---|---|
| Address | 421 MELISSA DR, BILOXI, MS 39531-2307 |
Source: Harrison County records · Assessment roll updated November 6, 2025 · Last verified August 2026
| Type | Name |
|---|---|
| State | Mississippi |
| County | Harrison County |
| Municipality | Biloxi City |
| Unified School District | Biloxi Public School District (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2025 | $980.00 (+20.1%) Homeowner's exemption | $18,044 (+12.63%) | $180,440 (+12.62%) Land $41,500 Building $138,940 |
| 2024 | $816.00 (+0.87%) | ||
| 2023 | $809.00 Homeowner's exemption | $16,021 | $160,214 Land $41,500 Building $118,714 |
| 2022 | $809.00 |
Source: FEMA National Flood Hazard Layer, Harrison County (28047C), updated April 8, 2026 · FEMA OpenFEMA NFIP redacted claims and policies, census block group 280470012031, refreshed September 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Special Flood Hazard Area | No |
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Flood Insurance Cost | Premium on Record median of 102 individual NFIP policies nearby |
| Community Rating System | Class 6 (20% premium discount) |
| Nearby Flood Policies | 102 in force |
| Nearby Flood Claims | 3 (2005–2021) |
| Claims Outside the SFHA | 1 of 3 |
| Most Recent Claim | Apr 2021, rainfall accumulation |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Source: FCC Broadband Data Collection, availability as of December 31, 2025 · Published October 2026 · based on 288 locations within about half a mile of this property
| Provider | Technology | Download / Upload (Mbps) |
|---|---|---|
| Telapex | Fiber | 8,000 / 8,000 |
| Cable One | Cable | 1,000 / 50 |
| AT&T | DSL | 100 / 20 |
May also be available at this address: AT&T, Telapex. Availability varies by address; speeds are provider-advertised maximums, not measured.
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