421 Melbourne Ct, Charlotte, NC 28209 Property Records

Mecklenburg County property record for 421 Melbourne Ct, Charlotte, NC 28209

Property Summary

Property Type	Single Family Home
Details	5 bd · 4 ba · 3,273 sqft · built 2018
Lot Size	0.227 acres (9,889 sqft)
Owner	Individual Name on Record
Tax Bill	$10,904 (2023)
Deeds & Mortgages	Mar 2021 Mortgage Jan 2018 Construction Loan + 5 more
Flood Zone	Zone X (minimal risk)
APN	`147-043-10`

Property Details

APN / Parcel Number

Primary APN	`147-043-10`

Interior

Bedrooms	5 Beds
Full Baths	4 Baths
Half Baths	1 Half Bath
Stories	2 Stories
Building Area	3,273 sqft Heated Area
Gross Area	1,910 sqft
1st Floor Area	984 sqft
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 2018
Architectural Style	Other
Exterior Material	Aluminum/Vinyl
Foundation Type	Raised
Roof Material	Asphalt
Lot Area	9,889 sqft (0.227 acres)
Garage Area	756 sqft
Porch	Porch
Porch Area	80 sqft

Utilities, Heating & Cooling

Cooling System	Central
Heating System	Forced Air
Heating Fuel	Gas

Location & Zoning

Old Parcel Number	147-043-10
Street Address	421 MELBOURNE CT
City	CHARLOTTE
State	NC
Zip	28209-1824
Property Category	Residential
Property Type	Residential > Single Family > Home
Local Zoning Code	R-4
Legal Description	L9 B1A M1166-211
Legal Subdivision	MECKLENBURG COURT
Legal Lot Number	9
Jurisdiction	MECKLENBURG NC
Township / Civil Division	1, CHARLOTTE
Census Block Group	2
Census Block	2004
Census Tract	3302

Owner

Source: Mecklenburg County records, as of May 24, 2023

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	Individual Name on Record
Co-owner	Co-owner on Record
Mailing Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824
Occupancy	Owner Occupied
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Mar 1, 2021	Deed of Trust, Mortgage · Conventional Mortgage WELLS FARGO BANK NA
Jan 25, 2018	Deed of Trust, Mortgage · Construction Mortgage NEWDOMINION BANK
Nov 27, 2019	Intrafamily Transfer, Transfer · Conventional Mortgage WELLS FARGO BANK NA
Feb 25, 2020	Correction Deed, Transfer ATTORNEY ONLY
Oct 24, 2018	Warranty Deed, Transfer · Conventional Mortgage FAIRWAY INDEPENDENT MORTGAGE CORP
Dec 8, 2017	Warranty Deed, Transfer BARRISTER TITLE SERVICES
Nov 27, 2017	Quit Claim Deed, Transfer ATTORNEY ONLY

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2019
Deed Sale	Nov 27, 2019
Prior Sale	Oct 24, 2018 · Amount on Record
Deed Document Number	0034077911
Deed Book / Page	33064 / 915
Record Updated	Jun 7, 2026

March 2021: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824
Transaction Type	Mortgage
Record Updated	May 25, 2023

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000038743
Date	Mar 1, 2021
Book Page	35733/178
Instrument	2021038743

Lender

Name	WELLS FARGO BANK NA
Type	Bank
Address	SIOUX FALLS, SD 57104

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	360 Months
Due	Mar 1, 2051

January 2018: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	MECKLENBURG NC
Property Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824
Transaction Type	Mortgage
Record Updated	Feb 5, 2021

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	0000008960
Date	Jan 25, 2018
Book Page	32423/785
Instrument	2018008960

Lender

Name	NEWDOMINION BANK
Type	Bank
Address	CHARLOTTE, NC 28204

Agreement

Type	Construction Mortgage
Amount	Amount Recorded

November 2019: Intrafamily Transfer, Transfer

Document Type	Intrafamily Transfer
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 27, 2019
Property Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824
Document Number	0000162758
Book / Page	34077 / 911
Map Reference	MB 1166 PG 211
Instrument Date	Nov 22, 2019
Instrument	2019162758
Transaction Type	Transfer
Record Updated	Jun 15, 2021
Title Company	FIRST AMERICAN TITLE INS CO

Transaction

Tax	$0.00
Amount Accuracy	No Consideration Stated
Additional	Intrafamily Transfer

Transferred From (Grantor/Seller)

Name	Verified Name
Address	421 MELBOURNE CT, 421, CHARLOTTE, NC 28209-1824

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824

Mortgage

Document Number	0000162759
Date	Nov 27, 2019
Instrument	2019162759

Lender

Name	WELLS FARGO BANK NA
Type	Bank

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Dec 1, 2049

February 2020: Correction Deed, Transfer

Document Type	Correction Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Feb 25, 2020
Property Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824
Document Number	0000025909
Book / Page	034310 / 000556
Instrument Date	Nov 22, 2019
Instrument	25909
Transaction Type	Transfer
Record Updated	Mar 13, 2020
Title Company	ATTORNEY ONLY

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MELBOURNE CT CHARLOTTE NC 282091824, CHARLOTTE, NC 28209-1824

October 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Oct 24, 2018
Property Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824
Document Number	0000134069
Book / Page	33064 / 915
Map Reference	MB1166 PG211
Instrument Date	Oct 23, 2018
Instrument	2018134069
Transaction Type	Transfer
Record Updated	Jun 15, 2021

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$1,650.00
Amount Accuracy	Rounded by County
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name
Address	3521 BLACKHORSE LN, 3521, CHARLOTTE, NC 28210-6055

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Joint Tenants with Right of Survivorship
Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824

Mortgage

Document Number	0000134070
Date	Oct 24, 2018
Instrument	2018134070

Lender

Name	FAIRWAY INDEPENDENT MORTGAGE CORP
Type	Mortgage Company

Agreement

Type	Conventional Mortgage
Amount	Amount Recorded
Term	361 Months
Due	Nov 1, 2048

December 2017: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Dec 8, 2017
Property Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824
Document Number	0000164711
Book / Page	032326 / 000807
Instrument Date	Dec 8, 2017
Instrument	164711
Transaction Type	Transfer
Record Updated	Jan 3, 2018
Title Company	BARRISTER TITLE SERVICES

Transaction

Amount	Amount Recorded
Tax	$650.00
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	3521 BLACKHORSE LN CHARLOTTE NC 282106055, CHARLOTTE, NC 28210-6055

November 2017: Quit Claim Deed, Transfer

Document Type	Quit Claim Deed
Jurisdiction	MECKLENBURG NC
Recording Date	Nov 27, 2017
Property Address	421 MELBOURNE CT, CHARLOTTE, NC 28209-1824
Document Number	0000158869
Book / Page	032295 / 000753
Instrument Date	Oct 25, 2017
Instrument	158869
Transaction Type	Transfer
Record Updated	Dec 1, 2017
Title Company	ATTORNEY ONLY

Transaction

Tax	$0.00
Additional	Quitclaim Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Relationship	Company
Address	5449 SHOAL BROOK CT CHARLOTTE NC 282779689, CHARLOTTE, NC 28277-9689

Tax Assessment & Valuation

Source: Mecklenburg County assessment roll, as of January 1, 2023

Property Jurisdictions

Type	Name
State	North Carolina
County	Mecklenburg County
Municipality	Charlotte City
Unified School District	Charlotte-Mecklenburg Schools (PK - 12)

Flood

Source: FEMA National Flood Hazard Layer, effective October 3, 2024 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Community Rating System	Class 2 (40% premium discount)
Nearby Flood Policies	1 in force

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Low lower than 99.1% of the US · lower than 99.5% of North Carolina
Wildfire Likelihood	Under 0.01% annual chance
Exposure	None beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	CHARLOTTE WATER serves 1,206,285 people · EPA ID NC0160010
Water Source	Surface water
Last State Inspection	Jul 2025
Lead	Under 1 ppb (2023–2025) action level 15 ppb

Violations Reported to EPA

Water Quality	None last 10 years
Treatment and Procedure	None last 10 years
Monitoring and Reporting	None last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 385 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Spectrum Cable · Fiber in parts of the area	1,000 / 1,000
Verizon Fixed Wireless	1,000 / 75
T-Mobile Fixed Wireless	100 / 20
AT&T DSL · Fiber in parts of the area	100 / 20

May also be available: Google Fiber.

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