Rutherford County property record for 421 McSwain Rd, Forest City, NC 28043
| Property Type | Single Family Home |
|---|---|
| Details | 3 bd · 2 ba · 1,608 sqft · built 1960 |
| Lot Size | 0.5 acres (21,780 sqft) |
| Owner | Individual Name on Record |
| Last Sale | $142,000 (Apr 2022) |
| Tax Bill | $813 (2022) |
| Deeds & Mortgages | Apr 2022 Sale & Mortgage Nov 2020 Sale & Mortgage |
| Flood Zone | Zone X (minimal risk) |
| APN | 0432565 |
| Primary APN | 0432565 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 3 Beds |
|---|---|
| Full Baths | 2 Baths |
| Half Baths | 1 Half Bath |
| Stories | 1 Story |
| Building Area | 1,608 sqft Heated Area |
| Fireplace | Fireplace |
| Year Built | Built 1960 |
|---|---|
| Effective Year Built | Effective 1968 |
| Exterior Material | Brick |
| Foundation Type | Block |
| Roof Type | Hip |
| Roof Material | Asphalt |
| Lot Area | 21,780 sqft (0.5 acres) |
| Cooling System | Partial |
|---|---|
| Heating System | Forced Air |
| Account Number | 11412 |
|---|---|
| Old Parcel Number | 0432565 |
| Street Address | 421 MCSWAIN RD |
| City | FOREST CITY |
| State | NC |
| Zip | 28043-5784 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Home |
| Legal Description | GPIN:1546029929810000; RESDOGGETT GR.RD. |
| Legal Block | 2 |
| Legal Lot Number | 47 |
| Jurisdiction | RUTHERFORD NC |
| Township / Civil Division | COOL SPRING |
| Census Block Group | 2 |
| Census Block | 2007 |
| Census Tract | 960900 |
Source: Rutherford County records, as of September 13, 2023
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on Record |
|---|---|
| Mailing Address | 7335 CUDDINGTON DR, CHARLOTTE, NC 28215-1302 |
| Owner Type | Individual |
| Date | Document |
|---|---|
| Apr 13, 2022 | Warranty Deed, Transfer · Conventional Mortgage GUARANTEED RATE AFFINITY LLC |
| Nov 10, 2020 | Warranty Deed, Transfer · FHA Mortgage ATLANTIC BAY MORTGAGE GROUP LLC |
| Deed Names | Name on Deed |
|---|---|
| Last Sale | Apr 13, 2022 · Amount on Record |
| Deed Sale | Apr 13, 2022 · Amount on Record |
| Prior Sale | Nov 10, 2020 · Amount on Record |
| Deed Document Number | 0020592688 |
| Deed Book / Page | 2059 / 2688 |
| Record Updated | Jun 7, 2026 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Apr 13, 2022 |
| Property Address | 421 MCSWAIN RD, FOREST CITY, NC 28043-5784 |
| Document Number | 0020592688 |
| Book / Page | 2059 / 2688 |
| Instrument Date | Apr 13, 2022 |
| Transaction Type | Transfer |
| Record Updated | Sep 14, 2023 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $284.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 MCSWAIN RD, FOREST CITY, NC 28043-5784 |
| Name | Verified Name |
|---|---|
| Address | 7335 CUDDINGTON DR, CHARLOTTE, NC 28215-1302 |
| Document Number | 0020592691 |
|---|---|
| Date | Apr 13, 2022 |
| Instrument | 2059/2691 |
| Name | GUARANTEED RATE AFFINITY LLC |
|---|---|
| Type | Mortgage Company |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | May 1, 2052 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | RUTHERFORD NC |
| Recording Date | Nov 10, 2020 |
| Property Address | 421 MCSWAIN RD, FOREST CITY, NC 28043-5784 |
| Document Number | 0020390342 |
| Book / Page | 2039 / 342 |
| Instrument Date | Nov 9, 2020 |
| Transaction Type | Transfer |
| Record Updated | Oct 21, 2022 |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on Record |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $254.00 |
| Amount Accuracy | Rounded by County |
| Additional |
|
| Name | Verified Name |
|---|---|
| Address | 421 MCSWAIN RD, 421, FOREST CITY, NC 28043-5784 |
| Name | Verified Name |
|---|---|
| Address | 421 MCSWAIN RD, FOREST CITY, NC 28043-5784 |
| Document Number | 0002039345 |
|---|---|
| Date | Nov 10, 2020 |
| Instrument | 2039/345 |
| Name | ATLANTIC BAY MORTGAGE GROUP LLC |
|---|---|
| Type | Mortgage Company |
| Type | FHA Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 361 Months |
| Due | Dec 1, 2050 |
Source: Rutherford County assessment roll, as of January 1, 2023
| Type | Name |
|---|---|
| State | North Carolina |
| County | Rutherford County |
| Unified School District | Rutherford County Schools (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2023 | $181,300 Land $18,000 Building $163,300 | $181,300 Land $18,000 Building $163,300 | |
| 2022 | $813.00 | ||
| 2021 | $813.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
Source: FEMA National Flood Hazard Layer, effective April 18, 2014
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
Values are read at the parcel center point; lenders make the official flood determination.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Moderate above 45% of the US · above 66% of North Carolina |
|---|---|
| Wildfire Likelihood | 0.08% annual chance |
| Exposure | Indirect within ember reach |
| Adjoins Burnable Land | Yes |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: EPA Safe Drinking Water Information System, as of September 2026
| Water System | TOWN OF FOREST CITY serves 21,521 people · EPA ID NC0181010 |
|---|---|
| Water Source | Surface water |
| Last State Inspection | Aug 2025 |
| Lead | Under 1 ppb (2023–2025) action level 15 ppb |
| Water Quality | None last 10 years |
|---|---|
| Treatment and Procedure | None last 10 years |
| Monitoring and Reporting | 1 last 3 years |
Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.
Source: FCC Broadband Data Collection, based on 34 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Vyve Broadband Cable | 2,000 / 50 |
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