Tioga County and Owego Town property record for 421 McLean Rd, Owego, NY 13827
| Property Type | Rural Home |
|---|---|
| Details | 2 bd · 2 ba · 1,543 sqft · built 2006 |
| Lot Size | 13.8 acres (601,128 sqft) |
| Owner | 2 Individual Names on File |
| Last Sale | $200,000 (Oct 2022) |
| Tax Bill | $2,838 (2026) |
| Deeds & Mortgages | Dec 2024 Line of Credit Apr 2024 Transfer + 1 more |
| Flood Zone | Zone X (minimal risk) |
| APN | 493089 106.00-3-25.21 |
| Primary APN | 493089 106.00-3-25.21 |
|---|---|
| Alternative APNs |
|
| Bedrooms | 2 Beds |
|---|---|
| Full Baths | 2 Baths |
| Stories | 1 Story |
| Building Area | 1,543 sqft Living Area |
| 1st Floor Area | 1,543 sqft |
| Year Built | Built 2006 |
|---|---|
| Effective Year Built | Effective 2006 |
| Architectural Style | Ranch |
| Exterior Material | Aluminum/Vinyl |
| Lot Area | 601,128 sqft (13.8 acres) |
| Lot Dimensions | 755 ft deep x 596 ft wide |
| Garage Type | Attached |
| Garage Area | 672 sqft |
| Parking Spaces | 2 Parking Spaces |
| Porch | Slab |
| Porch Area | 300 sqft |
| Pole Barn | Pole Barn |
| Sewer | Septic |
|---|---|
| Water Source | Well |
| Account Number | 00000013235 |
|---|---|
| Street Address | 421 MCLEAN RD |
| City | OWEGO |
| State | NY |
| Zip | 13827-3147 |
| Property Category | Residential |
| Property Type | Residential > Single Family > Rural Home |
| Local Zoning Code | ZONE |
| Legal Block | 3 |
| Legal Lot Number | 25.211 |
| Jurisdiction | TIOGA NY |
| Township / Civil Division | OWEGO |
| Census Block Group | 2 |
| Census Block | 2042 |
| Census Tract | 20300 |
421 McLean Rd, a rural home, is owned and occupied by two individuals who acquired it in April 2024.
Source: Tioga County and Owego Town records, as of October 20, 2026
| Owner of Record | 2 Individual Names on File |
|---|---|
| Mailing Address | 421 MCLEAN RD, OWEGO, NY 13827-3147 |
| Occupancy | Owner Occupied |
| Owner Type | Individual |
Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.
| Date | Document |
|---|---|
| Dec 2, 2024 | Deed of Trust, Mortgage · Line of Credit MANUFACTURERS & TRADERS TRUST CO |
| Apr 17, 2024 | Quit Claim Deed, Transfer Quitclaim |
| Oct 24, 2022 | Executor's Deed, Transfer |
| Deed Names | 2 Names on Deed |
|---|---|
| Last Sale | Oct 24, 2022 · Amount on File |
| Deed Sale | Oct 24, 2022 · Amount on File |
| Deed Document Number | 20224774 |
| Last Transfer Date | Apr 16, 2024 |
| Transfer Doc | 2024000001278 |
| Record Updated | Oct 29, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | TIOGA NY |
| Property Address | 421 MCLEAN RD, OWEGO, NY 13827-3147 |
| Transaction Type | Mortgage |
| Record Updated | Apr 21, 2026 |
| Name | Verified Name |
|---|
| Document Number | 202400004134 |
|---|---|
| Date | Dec 2, 2024 |
| Instrument | 2024-00004134 |
| Name | MANUFACTURERS & TRADERS TRUST CO |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount on Record |
| Rate Type | Adjustable Rate |
|---|
| Document Type | Quit Claim Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Apr 17, 2024 |
| Property Address | 421 MCLEAN RD, OWEGO, NY 13827-3147 |
| Document Number | 2024000001278 |
| Instrument Date | Apr 16, 2024 |
| Instrument | 20240-00001278 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Tax | $0.00 |
|---|---|
| Amount Accuracy | No Consideration Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Address | 421 MCLEAN RD, OWEGO, NY 13827-3147 |
| Document Type | Executor's Deed |
|---|---|
| Jurisdiction | TIOGA NY |
| Recording Date | Oct 24, 2022 |
| Property Address | 421 MCLEAN RD, OWEGO, NY 13827-3147 |
| Document Number | 2022000004774 |
| Instrument Date | Oct 18, 2022 |
| Instrument | 20220-00004774 |
| Transaction Type | Transfer |
| Record Updated | Apr 21, 2026 |
| Amount | Amount on Record |
|---|---|
| Tax | $0.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenants by the Entirety |
| Address | 421 MCLEAN RD, OWEGO, NY 13827-3147 |
The 2026 property tax bill for 421 McLean Rd was $2,838, down 23.8% from the year before.
Source: Tioga County and Owego Town assessment roll, as of May 15, 2026
| Type | Name |
|---|---|
| State | New York |
| County | Tioga County |
| County Subdivision | Owego Town |
| Unified School District | Owego-Apalachin Central School District (PK - 12) |
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $2,838.00 (-23.75%) | ||
| 2025 | $3,722.00 | $129,200 Land $14,700 Building $114,500 | $247,273 Land $28,134 Building $219,139 |
| 2023 | $129,200 Land $14,700 Building $114,500 | $239,259 Land $27,222 Building $212,037 | |
| 2019 | $2,566.00 |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
FEMA maps place 421 McLean Rd in Zone X, an area of minimal flood risk, though there have been 2 flood claims nearby since 1979.
Source: FEMA National Flood Hazard Layer, effective October 31, 2019 · OpenFEMA NFIP redacted claims and policies, as of September 2026
| FEMA Flood Zone | Zone X minimal risk |
|---|---|
| Flood Insurance Requirement | Not required lenders may require it |
| Nearby Flood Policies | 2 in force |
| Nearby Flood Claims | 2 (1979–1984) |
| Claims Outside the SFHA | 1 of 2 |
| Most Recent Claim | Apr 1984 · tidal / storm surge |
Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.
Wildfire risk around 421 McLean Rd is low, with a 0.01% annual chance of wildfire.
Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024
| Wildfire Risk | Low lower than 80% of the US · above 54% of New York |
|---|---|
| Wildfire Likelihood | 0.01% annual chance |
| Exposure | Direct burnable vegetation |
Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.
Source: FCC Broadband Data Collection, based on 12 locations within half a mile, as of December 31, 2025
| Provider | Max Down / Up (Mbps) |
|---|---|
| Spectrum Cable | 1,000 / 1,000 |
| Verizon Fixed Wireless | 300 / 20 |
| T-Mobile Fixed Wireless | 100 / 20 |
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