421 Main St, Watertown, CT 06795 Property Records

Watertown Town property record for 421 Main St, Watertown, CT 06795

Property Summary

Property TypeSingle Family Home
Details2 bd · 1 ba · 864 sqft · built 1955
Lot Size0.21 acres (9,148 sqft)
Owner2 Individual Names on File
Tax Bill$4,498 (2025)
Deeds & MortgagesOct 2022 Refinance
APNWATE M:100 B:46 L:20

Property Details

APN / Parcel Number

Primary APNWATE M:100 B:46 L:20
Alternative APNs
  • WTWN M:100 B:46 L:20
  • 6488

Interior

Bedrooms2 Beds
Full Baths1 Bath
Total Rooms4 Rooms
Stories1 Story
Building Area864 sqft Living Area
Gross Area1,920 sqft
1st Floor Area864 sqft
Basement Area864 sqft
Unfinished Basement864 sqft

Exterior

Year BuiltBuilt 1955
Effective Year BuiltEffective 1997
Architectural StyleRanch
Exterior MaterialAluminum/Vinyl
Construction TypeFrame
Roof TypeGable
Roof MaterialAsphalt
Lot Area9,148 sqft (0.21 acres)
Deck AreaDeck Area

Utilities, Heating & Cooling

Heating SystemHot Water
Heating FuelGas
SewerSeptic

Location & Zoning

Account Number6488
Street Address421 MAIN ST
CityWATERTOWN
StateCT
Zip06795-2230
Property CategoryResidential
Property TypeResidential > Single Family > Home
Local Zoning CodeBC
Legal Block46
Legal Lot Number20
JurisdictionWATERTOWN CT
Township / Civil DivisionWATERTOWN
Census Block Group4
Census Block4001
Census Tract360100

Historic Designation

Source: NPS National Register of Historic Places, as of August 1, 2026

Historic DistrictWithin the Watertown Center Historic District
listed 2001 · 114 contributing resources · NRIS 01000352

Federal listing alone does not restrict alterations; local historic district rules, which this data does not cover, may apply.

Owner

421 Main St is owned and occupied by two individuals.

Source: Watertown Town records, as of June 25, 2026

Owner of Record2 Individual Names on File
Mailing Address421 MAIN ST, WATERTOWN, CT 06795-2230
OccupancyOwner Occupied
Owner TypeIndividual

Owner names and exact recorded amounts are on file and can be viewed instantly on this page with a free 10-day trial.

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed Names2 Names on Deed
Record UpdatedSep 20, 2026

October 2022: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionWATERTOWN CT
Property Address421 MAIN ST, WATERTOWN, CT 06795-2230
Transaction TypeMortgage
Record UpdatedJul 31, 2023

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number002265-177
DateOct 6, 2022
Book Page2265/177
Instrument131969
Lender
NameTHOMASTON SAVINGS BANK
TypeBank
Agreement
TypeStand-Alone Refinance
AmountAmount on Record
Term361 Months
DueNov 1, 2052

Tax Assessment & Valuation

The 2025 property tax bill for 421 Main St was $4,498.

Source: Watertown Town assessment roll, as of June 25, 2026

Property Jurisdictions

TypeName
StateConnecticut
County SubdivisionWatertown Town
Unified School DistrictWatertown School District (PK - 12)

Tax Bill & Assessment History

YearTax BillAssessed ValueAssessed Market Value
2025$4,498.00$149,730 Land $37,940 Building $111,790$104,811 Land $26,558 Building $78,253
2024$4,498.00 (+29.66%)
2023$3,469.00 (+5.5%)$94,100 (-) Land $36,100 Building $58,000
2022$3,288.00$94,100 Land $36,100 Building $58,000

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

FEMA has no flood map on file for 421 Main St.

Source: FEMA National Flood Hazard Layer

FEMA Flood ZoneNot on file

Values are read at the parcel center point; lenders make the official flood determination.

Wildfire

Wildfire risk around 421 Main St is low, with a 0.01% annual chance of wildfire.

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire RiskLow
lower than 80% of the US · above 55% of Connecticut
Wildfire Likelihood0.01% annual chance
ExposureNone
beyond ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water SystemWATERTOWN WATER & SEWER AUTHORITY
serves 9,972 people · EPA ID CT1530021
Water SourcePurchased surface water from several systems
Last State InspectionFeb 2024
Lead2 ppb (2022–2024)
action level 15 ppb

Violations Reported to EPA

Water QualityNone
last 10 years
Treatment and ProcedureNone
last 10 years
Monitoring and Reporting3
last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes.

Internet Providers

Source: FCC Broadband Data Collection, based on 231 locations within half a mile, as of December 31, 2025

ProviderMax Down / Up (Mbps)
Optimum
Fiber · Cable
8,000 / 8,000
Frontier
Fiber
7,000 / 7,000
Xfinity
Fiber
2,000 / 2,000
GoNetspeed
Fiber
2,000 / 2,000
AT&T
Fixed Wireless
100 / 20
T-Mobile
Fixed Wireless
100 / 20

May also be available: Verizon.

Nearby Properties on Main St

Nearby Streets

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