421 Main St, Slater, IA 50244 Property Records

Story County property record for 421 Main St, Slater, IA 50244

Property Summary

Property Type	Mixed Use Commercial Office / Residential
Details	6,120 sqft · built 1900
Lot Size	0.114 acres (4,970 sqft)
Owner	2 Individual Names on Record
Last Sale	$315,000 (Nov 2018)
Tax Bill	$9,776 (2025)
Deeds & Mortgages	Dec 2019 Refinance Nov 2018 Sale & Mortgage
Flood Zone	Zone X (minimal risk)
APN	`13-30-428-460`

Property Details

APN / Parcel Number

Primary APN	`13-30-428-460`

Interior

Stories	2 Stories
Building Area	6,120 sqft Gross Area
1st Floor Area	2,520 sqft
Flooring	Concrete/Cement
Interior Walls	Block
Overhead Door	Overhead Door
Fireplaces	1 Fireplace
Fireplace	Fireplace

Exterior

Year Built	Built 1900
Effective Year Built	Effective 1900
Exterior Material	Brick
Construction Type	Wood
Roof Material	Urethane Foam
Lot Area	4,970 sqft (0.114 acres)
Lot Dimensions	142 ft deep x 35 ft wide
Total Buildings	2 Buildings

Utilities, Heating & Cooling

Cooling System	HVAC
Heating System	Forced Air with A/C
Water Source	Commercial

Location & Zoning

Street Address	421 MAIN ST
City	SLATER
State	IA
Zip	50244-7781
Property Category	Commercial
Property Type	Commercial > Office > Mixed Use Commercial Office / Residential
Legal Description	SHELDAHL CROSSING W35' LOT 12 BLK 6
Legal Range	24W
Legal Township	82N
Legal Section	30
Legal Subdivision	SHELDAHL CROSSING
Legal Block	6
Legal Lot Number	12
Jurisdiction	STORY IA
Township / Civil Division	PALESTINE
Census Block Group	1
Census Block	1017
Census Tract	10101

Owner

Source: Story County records, as of September 1, 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record	2 Individual Names on Record
Mailing Address	421 MAIN ST, SLATER, IA 50244-7781
Owner Type	Individual

Deeds, Mortgages & Sale History

Date	Document
Dec 30, 2019	Deed of Trust, Mortgage · Stand-Alone Refinance NORTHWEST BANK
Nov 27, 2018	Warranty Deed, Transfer SOUTH STORY BANK & TRUST

Assessor's Deed Record

Deed Names	2 Names on Deed
Last Sale	Nov 27, 2018 · Amount on Record
Deed Sale	Nov 27, 2018 · Amount on Record
Deed Document Number	201810650
Prior Transfer Date	Nov 21, 2013
Prior Transfer Doc	0000001526
Record Updated	Oct 29, 2026

December 2019: Deed of Trust, Mortgage

Document Type	Deed of Trust
Jurisdiction	STORY IA
Property Address	421 MAIN ST, SLATER, IA 50244-7781
Transaction Type	Mortgage
Record Updated	Aug 9, 2022

Transferred To (Grantee/Buyer)

Name	Verified Name

Mortgage

Document Number	20201912563
Date	Dec 30, 2019
Instrument	202019-12563

Lender

Name	NORTHWEST BANK

Agreement

Type	Stand-Alone Refinance
Amount	Amount Recorded

November 2018: Warranty Deed, Transfer

Document Type	Warranty Deed
Jurisdiction	STORY IA
Recording Date	Nov 27, 2018
Property Address	421 MAIN ST, SLATER, IA 50244-7781
Document Number	0201810650
Instrument Date	Oct 30, 2018
Instrument	2018-10650
Transaction Type	Transfer
Record Updated	Aug 9, 2022

Transaction

Amount	Amount Recorded
Downpayment	Downpayment on Record
Loan-to-Value (LTV)	LTV on Record
Tax	$0.00
Amount Accuracy	Full Amount Stated
Additional	Arm's Length

Transferred From (Grantor/Seller)

Name	Verified Name

Transferred To (Grantee/Buyer)

Name	Verified Name
Address	421 MAIN ST, SLATER, IA 50244-7781

Mortgage

Document Number	0201810651
Date	Nov 27, 2018
Instrument	2018-10651

Lender

Name	SOUTH STORY BANK & TRUST
Type	Bank

Agreement

Amount	Amount Recorded
Term	170 Months
Due	Jan 1, 2033

Tax Assessment & Valuation

Source: Story County assessment roll, as of September 30, 2025

Property Jurisdictions

Type	Name
State	Iowa
County	Story County
Municipality	Slater City
Unified School District	Ballard Community School District (PK - 12)

Tax Bill & Assessment History

Year	Tax Bill	Assessed Value	Assessed Market Value
2025	$9,776.00 (+28.16%)	$440,000 (+22.36%) Land $41,000 Building $399,000	$440,000 (+22.36%) Land $41,000 Building $399,000
2024	$7,628.00 (+21.16%)
2023		$359,600 Land $27,300 Building $332,300	$359,600 Land $27,300 Building $332,300
2022	$6,296.00

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

Flood

Source: FEMA National Flood Hazard Layer, effective May 25, 2026 · OpenFEMA NFIP redacted claims and policies, as of September 2026

FEMA Flood Zone	Zone X minimal risk
Flood Insurance Requirement	Not required lenders may require it
Nearby Flood Policies	1 in force
Nearby Flood Claims	1 (2018)
Claims Outside the SFHA	1 of 1
Most Recent Claim	Jun 2018 · Severe Storms, Tornadoes, Straight-line Winds, And Flooding

Values are read at the parcel center point; flood claims are located to the census block group, not this parcel; lenders make the official flood determination.

Wildfire

Source: USDA Forest Service Wildfire Risk to Communities (2nd edition), as of 2024

Wildfire Risk	Not rated no burnable land within ember reach

Values cover an area roughly 900 ft across, not the parcel itself; insurers use their own ratings.

Drinking Water

Source: EPA Safe Drinking Water Information System, as of September 2026

Water System	SLATER MUNI WATER DEPT serves 1,548 people · EPA ID IA8580057
Water Source	Purchased groundwater influenced by surface water from XENIA RWD (BOONE)
Last State Inspection	Jun 2024
Lead	7 ppb (2023–2025) action level 15 ppb
Copper	1.37 mg/L (2019) action level 1.3 mg/L

Violations Reported to EPA

Water Quality	Nitrite resolved · Oct 2022
Treatment and Procedure	None last 10 years
Monitoring and Reporting	3 last 3 years

Results are for the whole water system, not water tested at this address; lead at the tap also depends on the building's own pipes. The service area is an EPA estimate; the actual supplier may differ.

Internet Providers

Source: FCC Broadband Data Collection, based on 334 locations within half a mile, as of December 31, 2025

Provider	Max Down / Up (Mbps)
Huxley Communications Cooperative Fiber	1,000 / 1,000
Mediacom Xtream Cable	1,000 / 50
Windstream DSL	200 / 20

May also be available: Verizon.

Cell Coverage

5G (outdoors only) and 4G LTE

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