Berrien County property record for 421 Main St, Saint Joseph, MI 49085 · Last verified June 2026
| Property Type | Residential > Single Family > Home |
|---|---|
| Bathrooms | 2 Baths |
| Year Built | Built 1840 |
| Square Footage | 3,178 sqft Living Area |
| Lot Size | 8,973 sqft (0.206 acres) |
| Garage | 630 sqft |
| Occupancy | Owner Occupied |
| Last Sale | $230,000 (2017) |
| Tax Bill | $4,643.00 (2025) |
Source: Berrien County records · APN 76-0340-0240-00-8
Assessment roll updated June 5, 2026 · Last verified June 2026
Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.
| Owner of Record | Individual Name on File |
|---|---|
| Mailing Address | 421 MAIN ST, SAINT JOSEPH, MI 49085-1492 |
| Occupancy | Owner Occupied |
| Owner Type | Owner is an Individual, Couple or Unincorporated Entity |
| Date | Document |
|---|---|
| Sep 02, 2022 | Deed of Trust, Mortgage · Conventional Mortgage HONOR CU |
| Apr 25, 2017 | Warranty Deed, Transfer · Line of Credit HORIZON BANK NA |
| Deed Names | Verified Name on Deed |
|---|---|
| Last Sale | Apr 25, 2017 · Amount on Record |
| Deed Sale | Apr 25, 2017 · Amount on Record |
| Prior Sale | May 17, 2002 · Amount on Record |
| Deed Book / Page | 3170 / 442 |
| Prior Transfer Date | Sep 05, 2008 |
| Prior Transfer Doc | 02857/1117 |
| Record Refreshed | Sep 20, 2026 |
| Document Type | Deed of Trust |
|---|---|
| Jurisdiction | BERRIEN MI |
| Property Address | 421 MAIN ST, SAINT JOSEPH, MI 49085-1492 |
| Transaction Type | Mortgage |
| Record Updated | Nov 09, 2023 |
| Name | Verified Name |
|---|---|
| Address | 421 MAIN ST, SAINT JOSEPH, MI 49085-1492 |
| Document Number | 03384/3095 |
|---|---|
| Date | Sep 02, 2022 |
| Book Page | 3384/3095 |
| Instrument | 2022361607 |
| Name | HONOR CU |
|---|---|
| Type | Credit Union |
| Address | BERRIEN SPRINGS, MI 49103 |
| Type | Conventional Mortgage |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Sep 01, 2037 |
| Document Type | Warranty Deed |
|---|---|
| Jurisdiction | BERRIEN MI |
| Recording Date | Apr 25, 2017 |
| Property Address | 421 MAIN ST, SAINT JOSEPH, MI 49085-1492 |
| Document Number | 03170/0442 |
| Book / Page | 3170 / 0442 |
| Map Reference | VOL E PG564 |
| Instrument Date | Apr 20, 2017 |
| Transaction Type | Transfer |
| Record Updated | Nov 09, 2023 |
| Title Company | FIRST AMERICAN TITLE |
| Amount | Amount Recorded |
|---|---|
| Downpayment | Downpayment on File |
| Loan-to-Value (LTV) | LTV on Record |
| Tax | $1,978.00 |
| Amount Accuracy | Full Amount Stated |
| Additional |
|
| Name | Verified Name |
|---|
| Name | Verified Name |
|---|---|
| Relationship | Tenant By Entirety |
| Address | 421 MAIN ST, SAINT JOSEPH, MI 49085-1492 |
| Document Number | 0031700443 |
|---|---|
| Date | Apr 25, 2017 |
| Instrument | 3170/0443 |
| Name | HORIZON BANK NA |
|---|---|
| Type | Bank |
| Type | Line of Credit |
|---|---|
| Amount | Amount Recorded |
| Term | 180 Months |
| Due | Apr 20, 2032 |
| Rate Type | Adjustable Rate |
|---|
Source: Berrien County records · Assessment roll updated June 5, 2026 · Last verified June 2026
| Type | Name |
|---|---|
| State | Michigan |
| County | Berrien County |
| Municipality | St. Joseph City |
| Unified School District | St. Joseph Public Schools (PK - 12) |
Assessed value and assessed market value are set for property tax purposes and are not market price estimates.
| Year | Tax Bill | Assessed Value | Assessed Market Value |
|---|---|---|---|
| 2026 | $205,200 (+14.7%) | $410,400 (+14.7%) | |
| 2025 | $4,643.00 (+2.43%) Homeowner's exemption | $178,900 (+52.91%) | $357,800 (+52.91%) |
| 2024 | $4,533.00 (+0.73%) | ||
| 2023 | $117,000 | $234,000 | |
| 2022 | $4,500.00 |
Source: FEMA National Flood Hazard Layer, Berrien County (26021C), updated September 10, 2024 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified: October 2026
| FEMA Flood Zone | Zone X |
|---|---|
| Flood Hazard | Minimal |
| 500-Year Floodplain | No |
| Special Flood Hazard Area | No |
| Wildfire Risk | Not rated no burnable land in reach |
|---|---|
| Wildfire Likelihood | Negligible |
| Exposure | None beyond ember reach |
Values are read at the parcel center point; lenders make the official flood determination.
| Primary APN | 76-0340-0240-00-8 |
|---|---|
| Alternative APN |
|
| Full Baths | 2 Baths |
|---|---|
| Partial Baths | 2 Partial Baths |
| Units | 2 Units |
| Building Area | 3,178 sqft Living Area |
| 1st Floor | 2,046 sqft 1st Floor |
| Basement Area | 852 sqft Basement |
| Stories | 2 Stories |
| Fireplace | Fireplace |
| Fireplaces | 1 Fireplaces |
| Year Built | Built 1840 |
|---|---|
| Effective Year Built | Effective 1840 |
| Fire Resistance Class | Buildings having fireproofed structural steel frames carrying all wall, floor and roof loads. Wall, floor and roof structures are built of non-combustible materials. |
| Lot Area | 8,973 sqft (0.206 acres) |
| Depth X Width | 132 ft x 68 ft Depth x Width |
| Parking Spaces | 2 Parking Spaces |
| Garage Area | 630 sqft Garage |
| Cooling System | HVAC Cooling |
|---|---|
| Heating System | Forced Air with Air Conditioning Heating |
| Street Address | 421 MAIN ST |
|---|---|
| City | SAINT JOSEPH |
| State | MI |
| Zip | 49085-1492 |
| Property Usage | Residential Property Usage |
| Type | Residential > Single Family > Home |
| Legal Description | LOT 240 ORIGINAL PLAT OF CITY OF ST JOSEPH ALSO A STRIP 2'WIDE OFF THE SWLY SIDE OF LOT 239 OF SD ORIG PLAT |
| Legal Subdivision | NEWBERRYPORT |
| Legal Lot Number | 239-240 |
| Jurisdiction | BERRIEN MI |
| Minor Civil Division | ST. JOSEPH |
| Census Blockgroup | 1 |
| Census Block | 1020 |
| Census Tract | 802 |
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