421 Main St, Osco, IL 61274 Property Records

Henry County property record for 421 Main St, Osco, IL 61274 · Last verified June 2026

Property Summary

Property TypeSingle Family Home
Details5 bd · 1 ba · 1,452 sqft · built 1907
Lot Size2.1 acres (91,476 sqft)
OwnerIndividual Name on File
Last Sale$303,500 (Dec 2020)
Tax Bill$5,015 (2025)
Deeds & MortgagesDec 2020 Sale & Mortgage
Sep 2017 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN12-29-426-015

Property Details

APN / Parcel Number

Primary APN12-29-426-015

Interior

Bedrooms5 Beds
Full Baths1 Bath
Total Rooms9 Rooms
Stories2 Stories
Building Area1,452 sqft Living Area
1st Floor Area1,452 sqft
Basement Area1,452 sqft
Unfinished Basement1,452 sqft

Exterior

Year BuiltBuilt 1907
Effective Year BuiltEffective 1907
Construction TypeFrame
Lot Area91,476 sqft (2.1 acres)
Lot Dimensions250 ft deep x 100 ft wide
Garage Area672 sqft
Parking Spaces2 Parking Spaces

Utilities, Heating & Cooling

Heating SystemGas

Location & Zoning

Street Address421 MAIN ST
CityOSCO
StateIL
Zip61274-7002
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionS310 OF N651 OF W215 OF E252.60 & 100 X 250 W & ADJ NE SE SEC 29 T16N R2E
Legal Range02E
Legal Township16N
Legal Section29
Legal Block426
JurisdictionHENRY IL
Township / Civil DivisionOSCO
Census Block Group1
Census Block1056
Census Tract30202

Owner

Source: Henry County records · APN 12-29-426-015

Assessment roll updated June 19, 2026 · Last verified June 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 MAIN ST, OSCO, IL 61274-7002
OccupancyOwner Occupied
Owner TypeIndividual

Deeds, Mortgages & Sale History

DateDocument
Dec 07, 2020Warranty Deed, Transfer · Conventional Mortgage
BANKORION
Sep 06, 2017Warranty Deed, Transfer · Conventional Mortgage
R I A FCU

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 07, 2020 · Amount on Record
Deed SaleDec 07, 2020 · Amount on Record
Prior SaleSep 06, 2017 · Amount on Record
Deed Document Number20202008040
Record UpdatedSep 20, 2026

December 2020: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateDec 07, 2020
Property Address421 MAIN ST, OSCO, IL 61274-7002
Document Number0000008040
Instrument DateNov 30, 2020
Instrument20-2008040
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$455.25
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address421 MAIN ST, OSCO, IL 61274-7002

Mortgage

Document Number0000008041
DateDec 07, 2020
Instrument20-2008041
Lender
NameBANKORION
TypeBank
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term361 Months
DueJan 01, 2051
Interest
Rate TypeFixed Rate
Rate2.75%

September 2017: Warranty Deed, Transfer

Document TypeWarranty Deed
JurisdictionHENRY IL
Recording DateSep 06, 2017
Property Address421 MAIN ST, OSCO, IL 61274-7002
Document Number0000005232
Instrument DateAug 30, 2017
Instrument20-1705232
Transaction TypeTransfer
Record UpdatedJun 15, 2021

Transaction

AmountAmount Recorded
DownpaymentDownpayment on File
Loan-to-Value (LTV)LTV on Record
Tax$438.75
Amount AccuracyRounded by County
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipTenants by the Entirety
Address421 MAIN ST, OSCO, IL 61274-7002

Mortgage

Document Number0000005233
DateSep 06, 2017
Instrument20-1705233
Lender
NameR I A FCU
TypeCredit Union
Agreement
TypeConventional Mortgage
AmountAmount Recorded
Term180 Months
DueSep 01, 2032
Interest
Rate3.37%

Tax Assessment & Valuation

Source: Henry County records · Assessment roll updated June 19, 2026 · Last verified June 2026

Property Jurisdictions

TypeName
StateIllinois
CountyHenry County
County SubdivisionOsco Township
Unified School DistrictOrion Community Unit School District 223 (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed ValueAssessed Market Value
2025$5,015.00 (+25.63%)$74,755 (+23.25%) Land $13,045 Building $61,710$224,265 (+23.25%) Land $39,135 Building $185,130
2022$60,651 Land $10,584 Building $50,067$181,953 Land $31,752 Building $150,201
2021$3,992.00

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Henry County (17073C), updated June 2, 2011 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Special Flood Hazard AreaNo
Flood HazardMinimal
500-Year FloodplainNo

Wildfire

Wildfire RiskNot rated
no burnable land in reach
Wildfire LikelihoodNegligible
ExposureNone
beyond ember reach

Values are read at the parcel center point; lenders make the official flood determination.

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