421 Main St, Clayton, DE 19938 Property Records

Kent County property record for 421 Main St, Clayton, DE 19938 · Last verified May 2026

Property Summary

Property TypeSingle Family Home
Details2 bd · 1.5 ba · 1,696 sqft · built 1900
Lot Size0.09 acres (3,920 sqft)
OwnerIndividual Name on File
Last Sale$265,000 (May 2026)
Tax Bill$829 (2025)
Deeds & MortgagesMay 2026 Sale & Mortgage
Flood ZoneZone X (minimal risk)
APN3-04-018.10-01-69.01-000

Property Details

APN / Parcel Number

Primary APN3-04-018.10-01-69.01-000
Alternative APNs
  • KH04018.100169.01/000
  • 20399

Interior

Bedrooms2 Beds
Full Baths1.5 Baths
Half Baths1 Half Bath
Plumbing Fixtures7 Plumbing Fixtures
Total Rooms6 Rooms
Stories2 Stories
Building Area1,696 sqft Living Area
Fireplaces1 Fireplace
FireplaceFireplace

Exterior

Year BuiltBuilt 1900
Effective Year BuiltEffective 1900
Architectural StyleOther
Exterior MaterialWood
Construction TypeFrame
Lot Area3,920 sqft (0.09 acres)
Lot Dimensions150 ft deep x 24.9 ft wide
View / LotMajor Street/Thoroughfare
PorchSlab
Porch Area152 sqft

Utilities, Heating & Cooling

Cooling SystemCentral
Heating SystemCentral
SewerMunicipal
Water SourceCommercial

Location & Zoning

Account Number20399
Street Address421 MAIN ST
CityCLAYTON
StateDE
Zip19938
Property CategoryResidential
Property TypeResidential > Single Family > Home
Legal DescriptionN.W. SIDE MAIN ST., CLAYTON 421 MAIN STREET
JurisdictionKENT DE
Township / Civil DivisionSMYRNA
Census Block Group1
Census Block1074
Census Tract40201

Owner

Source: Kent County records · APN 3-04-018.10-01-69.01-000

Assessment roll updated September 8, 2025 · Last verified May 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of RecordIndividual Name on File
Mailing Address421 MAIN ST, CLAYTON, DE 19938
OccupancyOwner Occupied
Owner TypeIndividual
VestingSole Owner

Deeds, Mortgages & Sale History

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleMay 07, 2026 · Amount on Record
Deed SaleMay 07, 2026 · Amount on Record
Prior SaleJun 17, 2015 · Amount on Record
Deed Document Number2026535590
Deed Book / Page14182 / 326
Record UpdatedSep 20, 2026

May 2026: Deed, Transfer

Document TypeDeed
JurisdictionKENT DE
Recording DateMay 07, 2026
Property Address421 MAIN ST, CLAYTON, DE 19938
Document Number0000535590
Book / Page14182 / 326
Instrument DateApr 30, 2026
Instrument2026.535590
Transaction TypeTransfer
Record UpdatedMay 20, 2026
Title CompanyNONE LISTED ON DOCUMENT

Transaction

AmountAmount Recorded
Loan-to-Value (LTV)LTV on Record
Tax$1,070,600.00
Amount AccuracyCalculated from Transfer Tax
Additional
  • Arm's Length

Transferred From (Grantor/Seller)

NameVerified Name

Transferred To (Grantee/Buyer)

NameVerified Name
RelationshipSole Owner
Address421 MAIN ST, CLAYTON, DE 19938

Mortgage

Document Number0000535591,
DateMay 07, 2026
Book Page14183/1
Instrument2026.535591
Lender
NameLOWER LLC
Agreement
TypeFHA Mortgage
AmountAmount Recorded
Term360 Months
DueMay 01, 2056
Interest
Rate6.38%
Max Rate-1%

Mortgage

Document Number0000535592,
DateMay 07, 2026
Book Page14183/29
Instrument2026.535592
Lender
NameDELAWARE STATE HOUSING AUTHORITY
Agreement
AmountAmount Recorded
Interest
Rate6.38%
Max Rate-1%

Tax Assessment & Valuation

Source: Kent County records · Assessment roll updated September 8, 2025 · Last verified May 2026

Property Jurisdictions

TypeName
StateDelaware
CountyKent County
MunicipalityClayton Town
Unified School DistrictSmyrna School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes, not market price estimates; both are a fraction of this property's market value.

YearTax BillAssessed Value
2025$829.00 (+51%)$197,800 (+855.56%) Land $53,500 Building $144,300
2023$549.00$20,700 Land $3,400 Building $17,300

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Kent County (10001C), updated May 25, 2026 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 47% of Delaware
Wildfire LikelihoodAbout 1 in 10,000 per year
ExposureIndirect
within ember reach

Values are read at the parcel center point; lenders make the official flood determination.

Nearby Properties on Main St

Nearby Streets

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