421 Mac Keith Rd, Ruby, SC 29741 Property Records

Chesterfield County property record for 421 Mac Keith Rd, Ruby, SC 29741 · Last verified February 2026

Property Highlights

Property TypeResidential > Single Family > Rural Home
Year BuiltBuilt 1996
Square Footage2,181 sqft Total Area
Lot Size1,419,620 sqft (32.5 acres)
OccupancyOwner Occupied
Tax Bill$902.00 (2025)

Property Details

APN / Parcel Number

Primary APN128 000 000 044
Alternative APNs
  • 00016094
  • 00881793
  • 881793

Interior

Building Area2,181 sqft Total Area

Exterior

Year BuiltBuilt 1996
Lot Area1,419,620 sqft (32.5 acres)
Total Buildings3 Total Buildings

Location & Zoning

Account Number00016094
Street Address421 MAC KEITH RD
CityRUBY
StateSC
Zip29741-6767
Property UsageResidential Property Usage
TypeResidential > Single Family > Rural Home
Legal Description32.59 ACRE TRACT
JurisdictionCHESTERFIELD SC
Minor Civil DivisionMOUNT CROGHAN
Census Blockgroup1
Census Block1046
Census Tract950300

Owner

Source: Chesterfield County records · APN 128 000 000 044

Assessment roll updated October 15, 2025 · Last verified February 2026

Owner names and exact recorded amounts shown locked on this page are available instantly with a free trial.

Owner of Record2 Company Names on File
Mailing Address421 MAC KEITH RD, RUBY, SC 29741-6767
OccupancyOwner Occupied
Owner TypeOwner is a Company

Deeds, Mortgages & Sale History

DateDocument
Feb 26, 2024Deed of Trust, Mortgage · Line of Credit
AMERICAN BANK OF THE CAROLINAS
Jul 07, 2009Deed of Trust, Mortgage · Line of Credit
FOUNDERS FCU
Jun 17, 2024Deed of Trust, Mortgage · Line of Credit
AMERICAN BANK OF THE CAROLINAS
Jul 03, 2024Deed of Trust, Mortgage · Line of Credit
AMERICAN BANK OF THE CAROLINAS

Assessor's Deed Record

Deed NamesVerified Name on Deed
Last SaleDec 04, 2001
Deed SaleDec 04, 2001
Deed Doc Number0000391783
Record RefreshedJun 08, 2026

February 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address421 MAC KEITH RD, RUBY, SC 29741-6767
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 MAC KEITH RD, RUBY, SC 29741-6767

Mortgage

Document Number000550/226
DateFeb 26, 2024
Book Page550/226
Instrument2024-645
Lender
NameAMERICAN BANK OF THE CAROLINAS
TypeBank
Address312 N CHARLOTTE AVE, MONROE, NC 28112
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2009: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address421 MAC KEITH RD, RUBY, SC 29741-6767
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number00441/0208
DateJul 07, 2009
Book Page441/0208
Instrument200900002370
Lender
NameFOUNDERS FCU
TypeCredit Union
Address00000
Agreement
TypeLine of Credit
AmountAmount Recorded
Term300 Months
DueJul 06, 2034
Interest
Rate TypeAdjustable Rate
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

June 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address421 MAC KEITH RD, RUBY, SC 29741-6767
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name
Address421 MAC KELTH RD, RUBY, SC 29741-6767

Mortgage

Document Number00552/1180
DateJun 17, 2024
Book Page552/1180
Instrument2024-2140
Lender
NameAMERICAN BANK OF THE CAROLINAS
TypeBank
Address312 N CHARLOTTE AVE, MONROE, NC 28112
Agreement
TypeLine of Credit
AmountAmount Recorded
Interest
Change FrequencyMonthly (Revolving credit lines are monthly unless stated otherwise).

July 2024: Deed of Trust, Mortgage

Document TypeDeed of Trust
JurisdictionCHESTERFIELD SC
Property Address421 MAC KEITH RD, RUBY, SC 29741-6767
Transaction TypeMortgage
Record UpdatedFeb 10, 2026

Transferred To (Grantee/Buyer)

NameVerified Name

Mortgage

Document Number000553/165
DateJul 03, 2024
Book Page553/165
Instrument2024-2378
Lender
NameAMERICAN BANK OF THE CAROLINAS
TypeBank
Agreement
TypeLine of Credit
AmountAmount Recorded
Term175 Months
DueFeb 21, 2039

Tax Assessment & Valuation

Source: Chesterfield County records · Assessment roll updated October 15, 2025 · Last verified February 2026

Property Jurisdictions

TypeName
StateSouth Carolina
CountyChesterfield County
Unified School DistrictChesterfield County School District (PK - 12)

Tax Bill & Assessment History

Assessed value and assessed market value are set for property tax purposes and are not market price estimates.

YearTax BillAssessed ValueAssessed Market Value
2025$902.00 (+26.51%)$6,390 (+14.52%) Land $400 Building $5,990
2023$713.00$5,580 Land $370 Building $5,210$211,100 Land $52,400 Building $158,700

Flood & Wildfire

Source: FEMA National Flood Hazard Layer, Chesterfield County (45025C), updated March 25, 2025 · USDA Forest Service Wildfire Risk to Communities, 2nd edition (2024), fuels as of 2020 · Last verified October 2026

Flood

FEMA Flood ZoneZone X
Flood HazardMinimal
500-Year FloodplainNo
Special Flood Hazard AreaNo

Wildfire

Wildfire RiskLow
above 20% of the US · above 4% of South Carolina
Wildfire LikelihoodAbout 1 in 3,704 per year
ExposureDirect
burnable vegetation at the parcel

Values are read at the parcel center point; lenders make the official flood determination.

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